You need help with a debt strategy... . You've got multiple balances with various interest rates and grand totals. You're overwhelmed and don't know where to start. Well, I'm here to help! . First, write out alllll the details. Interest rate, balance, monthly payment...everything! I like to use Google Sheets to keep all my info organized. . Now, determine the monthly lump sum amount you can pay after all your living expenses and minimums are satisfied. Then, determine whether you prefer to pay less interest or get quicker wins! . If you prefer the quick wins, organize your balances from lowest to highest balance. If you prefer to pay the least interest and you're not afraid you'll give up, then organize your balances from highest to lowest APR. If your goal is to get out of debt sooner than later, skip the Flood Method, you'll pay more interest for a significantly longer period. . Don't forget to save this for later! . . . . . #debtfreeliving #debtisdumb #millennialmoneyΒ #debtpayoff #debtfreejourney #snowballmethod #avalanchemethod #creditcarddebt #creditcarddebtfree #studentloandebt #studentloanstruggle #studentloanssuck #getoutofdebt #getoutofdebtnow #slowfi #financialcoach #financialfitnessforwomen #financialindependenceretireearly #financialfreedom #moneycoach #moneycoaching #moneycoachforwomen #financialindependence #dink #financialgoals #moneygoals #moneygoals2021 #moneymindsetcoach #moneymindsetshift #millennialmoneymanager https://www.instagram.com/p/CMucyGYnYhw/?igshid=1736smjhxukmz












