Hoi fishes

don’t worry about it, i actually just found it! i hate it!

when you play it backwards:

Putting your entire fanfiction blog behind a paywall is like pointing a neon sign saying "please sue me". I bring this up specifically because tumblr mentioned fanfiction in the post that they made and that is going to leave a lot of people misinformed.

Remember: Do NOT paywall your fanworks.

For example, denying people’s medical treatment because they appeared in someone else’s feed holding a glass of champagne at a wedding, but put that they don’t drink on their medical records. Because, see, there’s physically not an option for drinking less than 1 unit of alcohol per week at most hospitals and doctors, but if you’re listed as 0 (because you only drink on holidays or at weddings), and the insurance fraud unit finds a picture of you toasting at a wedding reception, that’s grounds to say you were committing insurance fraud by falsely representing your health or lifestyle status for lower premiums.

This is an especially well known problem for former smokers who quit, but whose social media may show pictures of them having smoked previously, which can be misrepresented by insurers as proof that you’re lying about your smoking status for better healthcare.

Because, you know. People who are struggling with addiction should just die I guess.

Or, let’s say you like to keep your social media pages a positive space. Somewhere that you can present your most upbeat face. Better hope you’re not filing for disability, because that positivity can be used as proof that you are not actually being sufficiently impeded or pained by your illness/injury. And god forbid you try to have hobbies while also being in recovery, because that’ll just lead to your insurance investigator calling you “brazen and dumb,” for what they call lying about your injuries, and what everyone else on this earth calls trying to have a goddamn life.

Other examples are things like, refusing to pay car insurance claims because you sent a facebook status update a few minutes beforehand while you were stopped at a red light.

This concept is similar to that of password managers, like Dashlane or LastPass. I prefer Keepass myself, which is a bit more cumbersome than the other two, but it’s open-source and doesn’t store any passwords remotely, so you’re not relying on the security of strangers.