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It is NOT the default, it is NOT human nature to exclude disabled people from society. By nature we look after each other, by nature disability is just a natural part of the human variety that's made us so successful as a species.

When you close on a house, you will receive scare-mail from scammers that use a lot of alarming language and look like they’re from your bank. These are scams.

Mortgage information is public information. So these scammers will have access to your name, your address, and the name of the bank your mortgage is with.

They love to send vague letters that explain nothing but make it SOUND like you’re in trouble if you don’t call them

And if you they can’t win you over with scare tactics, they’ve attached a not-a-check to maybe make you think they’ll give you money.

I blurred out my personal info but actually I WILL include the phone number, in the hopes that people who receive a letter like this and Google the number might see this info. Scam number is 1 800 916 8689

So if you see this kind of letter, or your parents, or grandparents, or loved ones, it’s a scam.

I told Patches she can eat it

They'll be able to tell you "we haven't sent you anything in the past two months" or "yeah that's just your statement, we updated the format" or "that's a scam, we've gotten a bunch of calls about it, please disregard."

I work in mortgage customer service. I get a lot of these calls. They are NEVER a bother, I'd always rather put you at ease about your documents than you not call in and get scammed.

Someone: Hey, are you there? I was just wondering if you’d like to-

Me: