K-28 Sleepheart

We're trying to talk about the power dynamics that allow yall to rape us and then darvo us because transfemenine people are by default seen as the aggressor.

And what you hear is that we're meanies who hate trans men and we hate your gender because you can't conceive that cis women might be abusive or dangerous too. Especially to transfems because of our assigned sex

I've actually seen cis women be super creepy towards trans mascs in ways I don't think they would feel comfortable doing if the man was cis too. This isn't a case of victimization being stored in the natal pussy or in your height or whatever. It's a case of trans bodies being seen as objects and not worthy of the same sanctity as cisgender bodies. Its a case of a cisgender woman weaponizing her cis privilege against you.

But when we try to talk about our experiences when people of your demographic abuse us, weaponizing your status as non-transfeminized, you flip out and weaponize your assigned sex to discredit us and darvo us.

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

Local dentist saw a shadow on an x-ray for an unrelated visit and found bacteria eating away at my tooth and skull thats been happening for years. It hasn't been spotted until now because I wasn't showing any of the associated symptoms.

I need multiple surgeries to get the remains of the front tooth broken into pieces and removed, the bacteria scrubbed off, a bone graft applied to my skull, an implant installed and of course a new crown manufactured and screwed in.

They urged me to do it as soon as possible or else it will get worse.

If u could please donate / share ill be endlessly grateful ❤️

The settlement gives Tumblr 180 days to hire an expert on sexual orientation and gender identity (SOGI) issues and provide related training to moderators. It must also hire someone with experience in this area as well as expertise in image classification, who will review Tumblr’s moderation algorithms to see if they’re more likely to flag LGBTQ content. As part of an overall review, Tumblr will reexamine 3,000 old cases where a user successfully appealed a takedown, looking for patterns that could indicate bias.