Fortunately, banks no longer just ask 'did you make that transaction' they want to make sure you weren't scammed into making that transaction and 5mins after their call will give away all your money anyway.

This is an honest to goodness life saving movement and I cannot be happier banks are adopting it

Unfortunately, it meant I had to have the most embarrassing financial call of my life

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Me: Ah yeah I was just trying to tip a tumblr blog

Cash: right and were you directed there by a Facebook link? An Instagram advert?

Me: no I was just on tumblr...on purpose

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Caah: and this person asked you for money?

Me: oh no they just had a funny story, which happened to be about money and I thought, "wouldn't it be funny if I tipped them"

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Me: * covering a reblog by reblog update on the adventures my mutual was having *

Cash: okay I don't think that can actually happen though..

Me: It might not have, but i was happy to tip them just because it was funny

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Cash: and how well do you think you know this person?

Me: *considers explaining how much I know about a beloved mutual without ever knowing their name or face* ... I have no idea who this person is