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If you need a good option for a will & Trust (which btw you dont need to be richy richt o get a trust set up), check out trust&will.
How I’ll be waiting for my husband… but in a larger mansion🌹👑
Poverty
How does one define poverty? I think a lot of people think of that and think of poor communities with dirty housing and crappy cars, rotten kids running their mouths. Some others consider third world countries, with no roofs over heads, no clean water, no medical access. Poverty is both, and more. It’s a really broad term that encases a lot of situations and problems. I never thought I was poor growing up, not really, but looking back now, my family did live in poverty to a degree.
We didn’t have big fancy cars, we didn’t have a new house (though it was a MASSIVE house compared to others in the neighborhood) and we didn’t go to Disney every summer. We had a nice inground pool in the backyard, my dad owned his own business, and we didn’t really want for much. So no, I never thought I was poor. But looking back on what we didn’t have, versus what we did, I realize we were in a poor bracket. We went on family vacations for a week every summer up until my dad started getting sick and couldn’t drive/sit for that long. But it wasn’t to a massive theme park or anything, it was usually Wildwood, NJ, or Mystic, CT. We didn’t have game systems, or fancy cell phones. We lost power a few times because dad couldn’t pay the bill on time. I learned one summer in my teens how to live without air conditioning - it was horrible, not to mention I had a loft bed, so I was right under the ceiling, and it was HOT. Thankfully we had a gas stove/oven, and it was summer so we could grill. But we had to boil water to take showers/baths.
When I got to college, I couldn’t ask my parents to be on a loan with me, because they didn’t have the credit for it. They didn’t have any money to help me, so I took out a ton of loans and started working my second year - just a small part time job at a retail outlet. I had no assistance in buying my books, which every semester they seemed to be more and more expensive. Yet I still didn’t really consider us poor or impoverished, just going through a tough time.
Now as an adult - and I think I’m nearly past the phase of calling myself a “young adult” which really sucks - I realize I have always lived in some impoverished state. My mother, younger sister and I live in the same townhome, a two-bedroom, one bath place, and split the rent/utilities three ways - I pay over $600 a month as my share, and looking at that cost in comparison to how much I make, I could NEVER live on my own at this rate. Most studio apartments in my area start at $800, and then you need to factor in utilities, bills, food, etc. I never had much help or a starter/trust fund from my parents, so all my money is pretty much what I’ve made, and what I’ve saved from working. It’s so very, very little considering what I would need to be successful in my own living arrangements, and I really envy my peers who maybe had more help from their parents or families. I know not everyone did, and a lot of people are/were even worse off than me and are doing fine, or still “just” getting by. I can’t help but be saddened, though, at my apparent societal status - by most intents and purposes, I am poor. And that shouldn’t mean much of anything, but it means a lot to me. It’s something I am struggling to come to terms with to be able to make a plan to get myself into a better income bracket. It will take time, I know that. But it sucks, y’know?

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New York life is tough. No bands need kazoo players. Note: Call Mom for cash.