#financial stuff

This is because December had 5 Thursdays, which is Jon's payday. Combine that with his small Christmas bonus, and he 'made too much money' for me to qualify for benefits for the month.

Unfortunately, I still have a phone bill and a student loan to pay, because they don't care how many Thursdays are in a month, or whether ODSP thinks I need money or not

So. Zero pressure and all, but this is a little reminder that I do have a Ko-Fi where you can toss me a tip if you enjoy my blog content. Also a tip of any amount gets you access to the cross stitch patterns I post - there are 3 so far and I plan to make more!

So please consider helping a disabled enby get through a really tough month

Why's bank shopping so hard....😭😭

On the other hand, I'm glad I learned this beforehand so I didn't have any surprises.

Shoot! I didn't know that. That's seriously unfair.

Okay so I know I keep asking for help when I’m barely here and I am putting together a go fund me and working with my state, but with Christmas literally next week and and with how everything has been going and with next to no family help (outside of their grandma on their dad’s side.)

So if you can help out I would now you everything and if there is anything you need help with just ask and I’m there! (Not that I have many skills but even still I can occasionally make silly doodles.)

(financial stuff under a cut)

My mom and stepdad are supposed to be renting our house that we own in CT. They are working on moving in currently, and we asked them to put their bank info in on the mortgage site because we don’t want to deal with the whole reminding them to pay us every month thing… we told them to log in and enter their info by the 30th. They didn’t.

The mortgage usually comes out of Frank’s account between the first and fifth, and this month, it came out on the first. We can’t afford the mortgage AND having to pay for rent here in WA. If you’re unfamiliar, military housing takes 100% of your housing allowance… which means that the mortgage payment came out of Frank’s regular paycheck. We don’t see any of his paychecks if this continues, yet we still have other bills (cars, utilities, etc), gas, groceries, etc. that we have to pay for. She said she’d send us the money, but every time I bring it up, she brushes it off and is all “yeah, yeah, we will! I’ll Venmo it to you or something…” 🫠

My mom has a history of not paying rent and being evicted from places. I don’t know why I thought it would be different now that she has a husband who IS financially stable and responsible. So yeah, maybe I shouldn’t have trusted this, but also, I figured her husband would be on top of it all. And I know, they’re in the process of getting ready to sell the house they live in, which makes it hard, but they told us they’d be doing that by the end of November… and they haven’t even packed their house up yet.

explanation / more ranting under the readmore

I think he’ll be coming back to cameo.

With selling both houses, the divorce, and the book I think he just needed to focus on himself and what he had to deal with.

I have a feeling that maybe he’ll open them back up for Christmas.

But yeah… I’m sure he made bank.

As he deserved to. Lol.

His prices may have been higher, but I’m not sure who did more videos though.

Since I’m in college now full time, I am no longer making an income. Which is fine, I live comfortably with my family, and don’t have to worry about food and more important things. 

However, I have little personal money for myself. I don’t have money to put away for a rainy day, (medical emergency, car repairs, pet care/medication, etc..) I’d be lying if I said I wouldn’t like money to purchase books, movies, nonessentials basically, and placing money away for gifts and other things. But another huge factor is, I mainly put my money towards school (books, tuition, course materials, etc..)

I also want to save money in order to move out when I can, start living on my own.

I can’t currently get a job while I am in school. I have made attempts in the past, but it only makes me and my mental health suffer, mostly. And I won’t do commissions because I struggle horribly with perfectionism and would never get a commission done if I was paid.  

Nothing I have is publishable yet either. And I don’t want people to pledge or give money to me when what I have is unfinished and not worth the money. 

So I was thinking about setting up a Ko-fi, where people could donate every now and again if they want. I don’t expect people to pledge money every month, and I actually don’t want that, if that makes any sense. I just want people to donate money if they feel like it without pressure. Money is tight all around, and I don’t want people feeling like they have to.

There aren’t any goals I want to set up, and I don’t think I will. I don’t think I will have exclusive content hidden away or anything either. If people want to support me, they have the choice to without pressure. 

But, I want to gage if my audience would be okay with that. If people would donate or if you don’t think it’s a good idea. I would really appreciate feedback on this before I do anything. I want to make sure I’m doing this for the right reasons, and I want to make sure my supporters get the content and appreciation they deserve.