Lazy Bun

may you blast off into the night

having space adventures until I see you again

Nala the Bunny

8/9/2010 - 3/6/2023

the first time I went in there I pointed at one of those extra-skinny baguettes and said “a flute, please” feeling pretty sure of myself, and the baker said “… that’s a ficelle” (you idiot) (was implied) “a flute is twice as large as a baguette.”

That’s insane, first of all, a flute is a skinny instrument. Call your fat baguette a bassoon, lady—I made some timid remark about how it would make more sense for a flute to be a skinny bread and the baker said, “In Paris it is. I thought you were from the South?”

oh, that hurt

I guess I’m from the part of the South that’s so close to Italy the bread’s waist size matters less than whether it’s got olives in it, but I left the bakery having an existential crisis over whether living in Paris had made me forget my roots

the Least Intimidating Bakery just had normal baguettes vs. seedy baguettes vs. horny baguettes (easy mode, some have seeds, some have horns), while the new bakery has breads that are only different on a molecular level—there’s a good old loaf and then another, identical loaf called a bastard? google told me a bastard is “halfway between a baguette and a bread” but denouncing them like “those are not regulation-sized bastards” would get me banned from the bakery for life

on my 2nd visit (while I stood in line discreetly googling baguette terminology) there was an English tourist who asked for a baguette while pointing at what was either a rustique or a sesame and I felt a bit worried for them, but the baker just clarified “this one?” to waive any responsibility if they found out later it wasn’t a classic baguette, then handed them the bread without educating them in a judgmental tone and I felt envious

I know it’s because she thinks the English are beyond saving but still it made me want to come back with a fake moustache and an English accent so I wouldn’t be expected to play bakery on expert mode just because I’m French. I asked for a pastry this time and the baker asked “no bread with that?” which felt cruel, like she wanted me to sprinkle myself with ashes and admit out loud that my level of bread proficiency isn’t as advanced as I once believed it was

The third time I went, I had lost all self-confidence and I hesitantly pointed at a bread and said “I’d like this, uh—what is it called?” and the baker looked at me in disbelief and said “That’s a baguette.”

God.

for the record, if that stupid bread had been flanked by a skinny bread (ficelle) and a fat one (flute) then yeah of course I would have known to call it a baguette, but in the absence of reference points I now felt lost and scared of being called a Parisian again

The odds are that she'll find it. But there are even better odds that she'll find something else...

Named for the 2014 law that created them, the Achieving a Better Life Experience Act, ABLE accounts have been available since 2016 to individuals identified by a doctor as having a disability before the age of 26. Next year, they’ll become available to those identified before the age of 46, which will increase access to an additional 6 million people, including 1 million veterans, according to Indiana State Treasurer Daniel Elliott, who administers the accounts in his state. An estimated 8 million people nationwide already qualify.

“The fact that it used to be that individuals could only save up to $2,000 or they could lose benefits — that was really restricting a lot of families,” Elliot said. “People were forced into a position where they couldn’t save for their futures. Now we’re seeing average account balances of (ABLE accounts) between $11,000 and $12,000.”

Generally, ABLE accounts may reach totals of $100,000 without affecting Supplemental Security Income. Lifetime balance limits for the various state ABLE accounts can range from around $300,000 to over $500,000. They’re administered by state treasurers, and the vast majority can be set up online via their websites. Some ABLE plans accept paper applications as well.

Anyone can contribute to an ABLE account — including the account owner, friends, family, organizations, nonprofits, and employers — up to $19,000 per year in 2025. If the account owner is able to work and not already contributing to a workplace retirement plan, they can contribute an additional amount equal to their yearly gross income. For 2025, that amount is up to an additional $15,560 to $18,810, depending on the state administering the account.

There are also tax advantages. Investment earnings from ABLE accounts remain untaxed as long as money taken from the account is used for “qualified disability expenses,” such as medical treatment, education, tutoring and job training. Account holders may choose from a number of investment options for the funds in their accounts or hold and save the money without investing it further.

Elliot said raising awareness of the accounts is the biggest challenge for the National Association of State Treasurers (NAST), for which he’s also the secretary treasurer.

“Many people are used to the idea that, ‘If I have a disability or my child has one, it could endanger their benefits to save money,’” he said. “We as a state and as a country need to start reaching out to people and saying, ‘Look, you actually can save money now. You could save towards the purchase of a home.’ The hardest thing right now is getting that message out. We need more people to be aware things have changed.”

According to NAST’s data, just 186,641 ABLE accounts existed at the end of 2024, despite an estimated 8 million people qualifying. When the age limit is raised, the accounts will also become available to people whose disabilities may have been the result of an accident in adulthood or developed later in life, such as after a COVID infection.

Andrew Warren, senior associate for policy and research at the Financial Health Network, who studies the financial circumstances of Americans with disabilities, said that the vast majority of people surveyed for a 2023 report by the organization did not know these accounts existed.

“Less than 1% of eligible individuals have these accounts,” Warren said. “Our research show that one of the major barriers to becoming financially healthy for this vulnerable group is asset limits. But there’s an information disconnect between caseworkers and direct services providers on the ground and (administrators of ABLE accounts).”

It is not enough. Not NEARLY enough. But this is still HUGE.

This could mean the difference for becoming homeless and not becoming homeless, or having to stay in an abusive situation.

An old friend from 2013 back for more candies 🍬