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I’ve recently become super focused on finance and how best to save money and put myself in a good position going forwards. I wanted to share some of the apps I have found with you all in the hopes it helps you out!

• Honey — this is a browser extension that locates promo codes for online purchases. You also accumulate points for shopping on certain websites and can use these to get gift cards (I got a $30 supermarket gift card recently)! Here’s my referral code if you want to do me a solid: joinhoney.com/ref/irhdxa9

• Shopback — similar points system to Honey where you receive a percentage of your purchase back from certain websites! Love this one as you don’t only get the offer of redeeming as gift cards, but can actually have the money put into your bank account. Referral code: https://app.shopback.com/pWHFTYomIcb (earn a bonus $10 once you make a purchase!!)

• ReceiptJar — upload photos of your receipts and earn points in exchange. These points can be redeemed for gift cards/cash!! Also just good for organising receipts if you lose things like me 😂 We'll both get 200 points when you upload your first receipt. Use code NICOLEF11

• Spaceship and Raiz are both micro-investing apps. I won’t attempt to explain these in detail but if you’ve ever been interested in investing / buying shares but haven’t known where to start, these are a great introduction! They let you invest small amounts (like, $5 small) and are really simple!

Spaceship: https://spaceship.app.link/refer?code=S8CWYXBXF2

Raiz: https://links.raizinvest.com.au/GbDe

• BWS on tAPP — this is for all my aussies! Download this app and play the daily cooler game for a chance at winning some free booze!

Those are my favourite apps currently to help me save some money and make some money!!