#budgeting

The $1 per hour rule. It’s exactly what it says on the tin. If I’m purchasing physical media, I consider it good value if I can expect to get at least one hour of enjoyment for every dollar I spend on it.

I don’t remember what I spent on BG3, but I know it was a good deal because I’ve logged 600 hours in it. Hades II costs $30, and I was more than happy to pay that because I know I’ll play it for at least 30 hours. When I add books to my library, I almost exclusively buy used books that cost under $5 because 5 hours is a good average estimate for how long it takes me to finish a novel.

pizza (no knead dough, tomato sauce, cheese)

homemade bread (no knead | hand kneaded | stand mixer) (flour, yeast, water, sugar, salt) (if you struggle to get through homemade (preservative-less) bread before it goes stale, know that it freezes very well as long as you slice it first)

rice pudding (milk, rice, sugar, spices)

bread pudding (bread, milk, eggs, sugar, spices) (good way to use up homemade bread when it goes stale)

chili (meat (optional), onion, beans, canned tomatoes, spices)

Imagine trying to budget for a family of 8 when a kilo of flour costs €30 and a kilo of onions costs €100! How would you afford food, let alone cleaning supplies, and extremely expensive medicine? How would you get this money while surviving a genocide?

My friend Nader (@abdalsalam2000) and his family are displaced and homeless in Gaza. The price of everything they need for survival is increasing as food, supplies, and medicine are so scarce. They need €85,000 as soon as possible and have already raised over €83,500.

His campaign is #4 on the Gazavetters list and was one of the earliest to be vetted. Lina Al-Safadi, Nader's cousin, receives the donations from the fundraiser and transfers them to Nader's family in Gaza. This is a very safe, trusted fundraiser, and they rely on it to survive.

one of my new year's resolutions was to cut back on the frivilous spending so i know a thing or two about what it's like to be a shopaholic who's trying to maintain control. luckily i have some tips that'll save u coin and peace...💬🎀

UTLIZE FREEBIES AND REWARDS ;

make memberships at all the shopping places u like and keep an eye on ur inbox for coupons, discounts and sales. it's always free to sign up and you open up so many opportunities to get freebies and some rly awesome rewards.

Stop. I know you read this title and attempted to turn and flee back out the door. I anticipated this and caught you by the back of your shirt. We need to talk about this now.

If you’re reading this blog, you’re likely Millennial or Gen Z. They’re the largest pie slice of animal lovers—one in three owns a pet. And our attitudes about pets are really intense. Half of us describe loving them more than our own mothers. And all of those pets are doing the absolute worst thing any pet can do: getting old without us.

You likely won’t have experience with being solely, directly responsible for managing a living being’s decline and death. So we’re going to explain what’s gonna happen, and give you our very best insights.

A (Hand-Holding) Guide to the End of Your Pet's Life

I like the idea of Daphne pulling out some reading glasses to do the gang's bookkeeping in the shotgun seat on long drives. The bankrolling is definitely Daphne and Shaggy (they're the ones that come from money), but it's probably still a pretty limited amount of money to work with just based on how young they are.

I want to say that Shaggy's money is in some kind of trust until he's 25. Meanwhile, Daphne does have an allowance, which is pretty big since her parents know she's traveling and they may not approve of the company she keeps, but they DO want her to be safe... but it's not enough to just spend willy nilly, considering she's the bulk of the funds for four people and one dog.

Someone has to plan out what they spend on, like... food and hygiene. Trap supplies. Laundromat usage. The occasional motel night if the elements are making 'sleep in the van' a bad idea. Phone plans, depending on the era. Health insurance if their parents don't have them on-plan (depends on the year). Car insurance (legally required). The van is old enough to require maintenance and have a pretty crappy mpg, so the gas budget is pretty high. Yearly inspections and other "let's not get stopped by the cops" stuff. Vet visits (vaccinations, teeth cleaning) for Scooby. Medication for various chronic conditions they may have. Replacing Velma's glasses when they get broken or her prescription changes. Fred's hair gel, which I assume he has. Shaggy's weed stipend. So much sunscreen. Etc.

Like they do have homes to go back to in case they truly run out of money, but it's still a lot to cover, and emergencies on the road do happen.

Modern setting Daphne just does an accounting course online and gets a CPA degree all in service of: 1. Managing the team's money 2. Catching bad guys via audit