sounds very similar to a radio story i heard in 2014 ago about credit card debt. the debt got sold to a collection company and a couple received a court summons. they knew they had taken on debt, but they were confused about who this new company was and where specifically the number they were supposed to owe came from.
they show up in court and just ask the lawyer for the collection company: can you prove where this number comes from? Do you have a contract showing that you purchased our debt? probably luckily for them, a reporter researching a book on the topic showed up and asked the same questions.
10 minutes later they get in front of the judge and the collection company drops the whole case and theyre free to go. story is below, it has a transcript in the link too
Ira talks to reporter Jake Halpern about a scene he saw take place in a Georgia courtroom where a couple uttered some magic words that seeme
https://twitter.com/BrianManookian/status/1674963884703088642
Link to the twitter thread for accessibility!
It's worth knowing that depending on where you are, you paying them can be taken as proof that you acknowledge your debt to them. Other things can happen. Sometimes they call you and record you acknowledging it. The procedure for this is YOU DO NOT SAY YES TO SHIT. YOU DO NOT ACKNOWLEDGE YOUR DEBT OR YOU COULD BE FORCED TO PAY SOMEONE WHO OTHERWISE HAS NO LEGAL RIGHT TO IT.























