Financial strategies for college students, recent graduates, and young professionals. I have read every personal finance book you can think so, and I got my degree in business economics specializing in behavioral economics and finance. I am going to teach you all of the secrets of the finance world without having to get a degree and sit through some boring courses. Start here: Build an automated budgeting, savings, and investing system. Skip the psychological torture of figuring out the budget in the spread sheets use the APP YOU NEED A BUDGET. Credit card: Treat your credit card as your debt card Automate full payments every month Banks: Stay away from traditional banks. Use high-interest savings accounts to save for cars, vacations, weddings, etc Investment: Low-cost index funds that track the market. Low expense ratio(management fees) 1% management fee will cost you 28% in future earnings 2% is over 50% Asset allocation affects 90% of your portfolio volatility. Lazy? Automate invest in a target-date fund. It does the asset allocation for you. I am teaching a six weeks class that goes in-depth about these topics, step by step. 300+ members strong. Hit the website link on my bio, and let's get started on building a secure financial foundation. (at Manhattan, NYC) https://www.instagram.com/p/B8K9fZ3nQJn/?igshid=n35573ae5it9













