Money Intrend

Make money by posting ads for companies!

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Ads are everywhere.

We are continually flooded with advertising for products and services that have incredible buying power. Companies market their products on TV, online, radio, through celebrity endorsements, even paying individuals to watch advertising.

Posting ads online is a great way to earn extra money. You may do this as a side business or full-time.  Posting advertisements has nearly unlimited earning opportunities. You may either make a little more cash or learn how to increase your income exponentially.

Then let’s look at how to be paid for posting advertisements and how to get started.

How can I make money by posting ads for companies

2 Ways

As an affiliate or as an independent ad manager, you may make money by placing advertisements.

The term affiliate marketing refers to promoting other companies’ products through advertisements posted online. An affiliate commission is earned when someone clicks on one of your adverts and purchases the goods.

Advertise affiliate marketing links and earn money

Affiliate marketing

It varies by company and product. Some affiliate commissions are tiny. Many money-making applications, for example, pay $5 every new sign-up. Other affiliate programs may pay significantly more. Many online courses sell for hundreds of dollars and pay 40-50% of the price. You’ll get $200 if someone buys a $500 course through one of your ads and the course pays a 40% affiliate commission.

Those few sales each day don’t seem like much, but they add up to a lot of money online. You may join many affiliate networks that act as a middleman between companies seeking affiliates to advertise their products and services and those that want to promote them. Company affiliate programs are common. If a firm isn’t included in an affiliate network, explore their website. Affiliate links are frequently seen in the footer menu.

Working as a company ads manager

Working as a freelance ad manager for other companies is another way to make money placing advertising. Many small companies require help promoting themselves on social media. To your benefit, most of these business owners are unaware of marketing. These firms may be able to pay you well for your ad management services.  

Advertise on Social Media, Promote on

Facebook Ads

Advertising on Facebook is a great way to develop your social media following and promote your business.  You may build a free business profile on Facebook that allows other users to follow your client business. They will notice your updates and links and can click on them to visit your site.

Pinterest Ads

You may also run free advertising on Pinterest to reach those who don’t use Facebook. Like Facebook, you may post free pins and pay for sponsored pins.

Influencer marketing companies like Loop 88 pay you to promote on Pinterest. Create an account for free and start receiving offers to promote their products.

Instagram Ads

Like its sister site, Facebook, which is more popular with internet users over 30 years old, Ifluenz pays you to promote on Instagram by linking you with advertisers. To earn $10 each post as an influencer, you need 5,000 followers and a PayPal account. With 500,000 followers, you may earn up to $1,000 every post!

Google Adsense

Google Adsense has no traffic minimums. The advertising revenue on your new website may begin immediately. However, the amount you’ll make is really not great, therefore I’d advise against placing advertisements now. Put your energy on improving the user experience until you reach the other ad networks.

Summary

Did you know there were so many ways to earn money online? This is one of the greatest work from home jobs. It’s an unique opportunity to work for yourself without a supervisor, a long commute, or a set schedule. This is a chance to be your own boss, a business owner. Also, as long as you have a laptop and internet access, you can work from anywhere in the globe.

Finally, this online money making strategy may allow you to leave your soul-sucking job. It’s about living your own life.  Making money posting advertising is simple, but you must act to get results. With practice and skill, you can build your own advertising company. It’s all possible.

Learn more: How to make money using social media? – Money Intrend

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How do I make a living on social media without selling a single product?

Visit my blog – moneyintrend.com

People are now generating money on social media without selling anything.  Unusual profiles with a huge following are nothing new.  They constantly seem to be on vacation or having fun. But how do they afford this fantasy life?

” They are social influencers. “

Experts estimate that worldwide influencer marketing will reach $5-10 billion in the next two years.  This is great news for influencers who want to make a living on social media. Even if you don’t have many followers yet, this article will teach you how to attract marketers and businesses.

Other ways to make money on social media:

Open an Instagram Shop

Start Affiliate Marketing

Manage Social Media

Video creator on YouTube

Pinterest and sell your art

Make Money on SoundCloud

How many followers do I need to make money on social media?

Having said that, you still need a substantial following. No one will pay you to produce TikTok clips that only your buddies will see.  But you just need approximately 1,000 followers to start generating a little money. There is no limit when it comes to Instagram, blogging, and social media.

How much money can I make on social media?

Instagrammers with over 75,000 followers may earn over 100,000 USD each year! Instagram and TikTok are currently popular and profitable, but trends change and they may not be so next year. It’s critical to keep up with industry developments and new platform launches.

How do I find my niche on social media?

Consider what you’re enthusiastic about or know a lot about. You’ll need to spend a lot of time on the topic, so be sure you love writing about it.

New influencers are motivated to work for any company that pays them. But you must understand the consequences for your future. Brands are increasingly prioritizing quality over quantity, which implies they would rather pay for a smaller, more engaged audience. They’re not simply searching for rich superstars to promote their products; they’re specifically looking for regular folks and ‘influencers.’

You don’t want to work with a company that conflicts your basic principles.  You should also consider how this material will influence your followers and how other companies see you in the future.

Let me give you an example to explain my point.

Pewdiepie – 21.7M followers

Pewdiepie, the world’s most popular YouTuber, has over 100 million subscribers and also ranks among the top non-celebrities on Instagram. While he is best known for his YouTube gaming videos, Felix Kjellberg, a UK-based Swede, shares photographs of himself and his family on Instagram.

Nusr_et – 35.6M followers

With #saltbea, this cook has gone viral. By far the most popular cooking influencer is Nusret. You can’t have missed his renowned hand motions for adding salt to meals unless you’ve been living in a cave!

Don’t pretend you’re a foodie and then never post food-related material or work with food-related businesses. It’s unreasonable and won’t make you any money.

How do I monetize Instagram, Twitter and Facebook?

1. a paid membership

One of the most common methods to generate money on social media nowadays is to create exclusive material only available to subscribers who pay a monthly fee.

Recent trends have seen the emergence of sites like Patreon, as well as video sharing social networks like Youtube and Twitch. A new “Super Follow” feature on Twitter allows users to charge for exclusive material.

2. Affiliate marketing for brands

Promoting companies you love with affiliate links is another terrific approach to monetize a social media following. Some businesses have their own affiliate programs, but most are available through an affiliate network.

Depending on the companies you wish to advertise, you may need to apply to various affiliate networks. A quicker approach is to utilize a platform like Skimlinks. You can works with the 50 largest networks to immediately access up to 48,500 affiliate programs globally.

3. Become an influencer marketing membership

Joining an influencer marketing network is another excellent way to make money using social media. Influencer marketing (or monetization) platforms like Influencer Marketing Hub link companies and influencers, making collaboration simpler.

Most of these sites need a minimum number of followers and may only accept one social media platform. Then you’ll be able to visit your performance dashboard and view all the businesses you may promote.

4. Brand partnerships.

Brand partnerships are indeed a basic way. Let me give you an excellent example.

Julie Nolke also repurposes her films on Instagram and creates whole comedic sketches to promote businesses like Google. Because it was shot in square format, which works best for Instagram, and included a giveaway, it garnered a lot more views than her other videos.

Julie has a Patreon community and also sponsors her short sketch comedy films.  She has a fantastic technique for marketing goods without annoying her viewers.

Julie generally acknowledges the business sponsoring the video briefly at the start and promises further specifics towards the ending. For Youtube‘s algorithm, the opening five seconds are important.

5. Create an ad video series

Instead of one sponsored post, businesses might sponsor a video series.  The average Cost per 1000 impressions (CPM) for each social media platform is as follows:

$5-$10 on IG

$15-30 on YouTube

$30-50 on Snapchat

$4-8 on Facebook

These figures vary depending on engagement, but they might give you an idea of how much you can expect to earn/charge.

6. Your own instructional products/services.

You may create and sell a variety of educational products or services on social media.  Courses, ebooks, and mentorship are examples that work effectively in many niches.

Paul Davids is a Dutch guitarist who runs a guitar-focused YouTube channel. Since launching his ‘Paul Davids‘ YouTube channel in 2015, he has amassed millions of viewers. He now has over 2.5 million subscribers and is increasing fast! Paul also sells his Guitar course on his website called pauldavidsguitar.com.

7. Sell your own merchandise

Another option to generate money on social media is to sell your own products.  Create your own shop utilizing tools like Instagram shop. Julie also sells her own items on the social media platforms like Instagram and Facebook.

Learn more: How to get more followers on social media for business? – Money Intrend

How to get more followers on social media for business? 

Visit my blog – moneyintrend.com

Every day, brands, organizations, and institutions utilize social media to engage with customers, increase brand and product awareness, and generate more leads. Social media performance isn’t measured by having 1,000 Facebook likes or 200 Twitter followers. Thousands of followers may never read your content or click your links.

” It takes hard to build one, but it can pay off massively. ”

You may build your social media following in the 10 best ways to get more followers on Social media.

Post content consistently – Post to Instagram on a daily basis. Your fans will lose interest if you only publish occasionally.

Link up your Instagram account to Facebook and Twitter – There are good applications like IFTTT that allow you to do this automatically. Your Instagram photos will immediately be sent to your Twitter and Facebook accounts (as photos, not links!). This saves time and keeps your posts consistent.actual photo, not a link!). This will save you time and keep your posting consistent across platforms.

Run a competition to increase follower interaction – You’ll need a gift for this, but if you can acquire one, either by investing or through connections, it’s a wonderful method to gain new Instagram followers. Simply ask for likes, tags, and shares to expand your reach.

Interact with brands and influencers – The social aspect of social media is often overlooked. Like, comment, and share other people’s pieces in your field, and they’ll likely respond. If you develop a strong enough relationship, you may arrange guest writing on their site, TikTok engagements, or even social media takeovers.

Use relevant hashtags to attract new followers – They may be a bit outdated today, but hashtags are a wonderful way to interact with other like individuals. Research the most popular hashtags and when they are used, or develop your own and encourage your followers to use them.

Add geotags to your posts – People commonly search by location on Instagram, which gives them another way to locate your account.

Use Instagram analytics to monitor activity – It’s important to periodically review your social media profiles to see what’s working and what’s not. This can help you choose the best material to share and when to submit it.

Share videos and post stories on Instagram and Facebook – People prefer to see the ‘person’ behind the page, and you will gain more followers if you can speak directly to them. You may upload a video to YouTube or use Instagram or Facebook stories.

Paid advertising posts – While organic growth is possible, you may attempt paid advertising to gain a rapid boost. Pay for a boost on a popular Facebook post, or look into Google Adwords for more specific phrases.

Quality Personalized Content – Followers will come to your account if you provide them something they’re interested in. Tell some nice stories and avoid being overly commercial.

In order to build a deeper relationship, you should focus on generating postings and providing content that would attract the appropriate individuals.  Social media platforms can help companies and organizations interact with customers, build loyal followers, and increase their reach and audience.

E-business flower shop marketing promote on social media

Use some of these strategies to grow your social media now.

Learn more: How to make money using social media? – Money Intrend

What is the best app to buy cryptocurrency? - moneyintrend.com

Cryptocurrencies have recently become more accessible to the average American. In contrast to stocks and mutual funds, several brokerage services also enable investors to trade cryptocurrencies. Top cryptocurrency exchanges, especially those with the finest cryptocurrency trading applications, have made the procedure easier than ever.

Cryptocurrency investing is not for everyone, since it is still a risky investment. Long-term investors may expect a bumpy ride, whether they make money or not. However, if you believe in the long-term potential of cryptocurrencies and are willing to take on some risk, there's nothing wrong with holding some for the long run.

So, these are the best crypto exchanges for October 2021. Some of these services allow you to start developing your own bitcoin portfolio right now.

What is a Cryptocurrency exchange?

A cryptocurrency exchange enables transactions between traders. Customers can trade digital currencies on cryptocurrency exchanges including

Change cryptocurrencies at current exchange rates.

Exchange bitcoin for fiat cash (like USD) or fiat-backed cryptocurrencies.

Use a connected debit card to buy bitcoins.

1. Robinhood

Commission-free stocks, cryptocurrencies and ETFs

Founder of zero-commission stock trading, Robinhood The pricing structure at Robinhood remains competitive despite the competition. For example, Robinhood does not charge flat costs on options transactions and does not charge per-contract fees. Many of the top choice platforms still do this.

2. Gemini

Advanced trading platform

Gemini's platform allows US customers to trade a variety of cryptocurrencies. It's not the highest number accessible on a crypto market, but it's approaching. This bitcoin exchange is suitable for cryptocurrency traders and investors of all levels.

3. Coinbase

Coinbase now supports 43 cryptocurrencies

ranging from Bitcoin and other big coins to newly listed digital tokens. Among the top bitcoin exchanges, this has the most options.  Also, Coinbase has an amazing array of instructional resources. If you are  interested in learning more about Cryptocurrency? Coinbase has you covered on all of these aspects.

4. eToro

CopyTrader is a unique feature of the eToro platform.

This allows eToro users to easily replicate their favorite high-performance traders' deals. Set the money you want to invest,  eToro automatically distributes those assets to mimic your favorite trader's holdings. This social trading platform charges no management fee or other expenses. This trading program allows users to replicate one successful trader or up to 100 at once.

5. SoFi

No trading commissions, No account minimums, Buy fractional shares

Most online stock and ETF brokers no longer charge fees. SoFi is the same. No account minimum whatsoever. You can open a SoFi account with $1. SoFi is one of the few financial services companies that allows split stock purchases. Overall, investors may own a piece of a stock for as low as $1. This means that investors can create an account with a little investment and invest it in stocks with high share values.

SoFi allows investors to trade cryptocurrencies 24 hours a day, 7 days a week. Bitcoin, Ethereum, Litecoin, Bitcoin Cash, and Ethereum Classic are currently available. Moreover,  SoFi plans to add up to 40 more digital currencies.

What fees can you expect with trading cryptocurrency?

Trading fees

Fees vary per exchange and trade type. You can find no-fee trading, but it's more common to pay between 0.1 and 0.5 percent.

Deposits fees

Many of the best bitcoin trading applications provide free bank account transfers. Although some charge up to 1.5 percent, especially if you use a debit card. If you pay by credit card, expect to pay at least 3.5 percent and your bank may classify it as a cash advance.

Withdrawal fees

Withdrawal fees As stated previously, typical cryptocurrency brokerages do not yet allow withdrawals. Exchanges usually charge a flat fee depending on the currency withdrawn. Their websites list the actual rates.

Do you need a cryptocurrency wallet?

These are safe ways to keep your digital assets, but you only need one to store big quantities or use them conveniently. Like your PIN and bank account information, your Bitcoin is protected by public and private keys. Your encrypted keys are stored in a wallet.

Wallets are of two types:

cold wallet

This is generally a piece of hardware that is kept offline to prevent hacking. Cold wallets, which cost $50-$150, are considered the safest way to keep cryptocurrency.

Hot wallet

Hot wallets are less secure since they are online. But, like conventional wallets, they're handy for storing little amounts of crypto you might need.

Before you invest in cryptocurrency, please consider your usage. If you wish to buy and hold for the long term, you may trust an exchange or broker with your crypto keys. A hot wallet may be useful if you plan to trade frequently.  So you'll need to choose the top cryptocurrency trading application that connects effortlessly to your wallet.

Learn more about: What is a crypto wallet?

What is a crypto wallet?  – moneyintrend.com

Crypto wallets Definition

Crypto wallets keep your private keys safe and secure. They also let you transfer, receive, and use Bitcoin and Ethereum as simply as using a credit card online.

Crypto wallets protect your private keys — the passwords that allow you to transmit and receive cryptocurrencies like Bitcoin and Ethereum – safe and secure. Their formats can be in the form of physical wallets (like Ledger) to smartphone apps.

Why are crypto wallets important?

Unlike a regular wallet, which may carry cash, crypto wallets only hold crypto. Your assets are stored on the blockchain, but only you may access them. Your keys verify ownership and authorize transactions. You lose your money if you lose your private keys. That’s why you should use a hardware wallet or a trustworthy wallet service.

2 Types of Wallets are:

1. Hardware wallets:

Keys are saved on a thumb drive that is only linked to a computer when needed. It’s about balancing security and convenience.

2. Online wallets:

It’s as simple as utilizing an online bank account, payment system, or brokerage. The differences are two-step encryption that secures keys kept in an online wallet.

Each has tradeoffs. Because they are offline, hardware wallets are less vulnerable to abusive users, but they are also more fragile. With an online wallet from a large exchange, you have both security and convenience. Because your personal data is stored online, your safety against hackers is linked to your wallet provider’s security.

Access your crypto assets via an app like Coinbase Wallet or Exodus allow you to :

Manage all your digital assets safely

Own your secret keys

Send and receive cryptocurrency internationally

Use usernames instead of lengthy hexadecimal “public key” addresses

Our recommendation

Hardware wallets:

1. Ledge Nano X

The Ledger Nano X works best with the Ledger Live smartphone app, which shows your balance even if the device isn’t there. The Nano X adds Bluetooth to the Nano S. The Nano X eliminates the need for a computer and a USB cable, making it ideal for mobile payments.

The Nano hardware supports over 1800 tokens. Furthermore,  Ledger products have over 2,000,000 users.  While the Nano X is $129, it is a small price to pay for the peace of mind that Ledger’s reputation offers. On the other hand, users who don’t mind using a hot wallet for mobile payments may buy the Ledger Nano S for $59 today.

2. Trezor One

Experts in cryptography and cyber security created the Trezor One by SatoshiLabs in the Czech Republic. Tresor means “vault” in Czech. It has an LED display and a PIN to access the wallet in order to  provide an extra layer of protection, the gadgets offer you to use 2-factor authentication.

It runs on Windows, Mac, and Linux and supports over 500 alt-coins. Like any other hardware wallet, the gadget requires a USB connection to the internet.

3. Trezor T

Trezor’s Model T is a little more expensive, but it secures your digital assets. Satoshi Labs’ pioneering second edition hardware crypto wallet was redesigned for greater use and security.

The main difference is the easy-to-use touchscreen interface. The only drawback is that it is the only method to use the gadget. The Model T has around 500 distinct coins while offering additional protection. A PIN is required to connect your device through USB.

However, You only have one chance to enter a PIN, and each wrong entry locks you out for 2 minutes. The Model T comes with a 12-word seed recovery card that lets you to back up your coins if you forget your password. See the differences between Trezor One vs Trezor T below.

Online wallets:

1. Coinbase Wallet

Coinbase wants everyone, wherever, to have easy access to cryptocurrencies. Coinbase sees cryptocurrencies as the future of money and a catalyst for global financial transparency.

Coinbase is trusted by over 35 million users in over 100 countries. Coinbase also has its own software wallet, increasing security. Many Coinbase customers are unaware that they may utilize Coinbase Pro (previously GDAX) for free. The advantages and cons are listed below.

Pros of Coinbase digital wallet

Reduce your trading fees of what you’d pay on Coinbase

Better trading indicators and user interface

Allow users to adjust market and limit orders

Coinbase Pro also has exceptional security. Coinbase Pro maintains 98 percent of customer assets in cold storage, making it difficult for hackers to steal from their user.

2. Gemini

With Gemini wallet, you can track market movements, design your crypto portfolio, and trade. The Gemini app is a major mobile and desktop crypto exchange.

You can track asset and market values anywhere, anytime. The software makes it easy to set up price notifications for specific assets. You may plan regular buys on bitcoin and other cryptocurrencies if you wish to steadily grow your crypto holdings while averaging your buy in price.

Gemini also specializes in cybersecurity and custody. Create a free account and buy your first item in 3 minutes.

3. BlockFi

A BlockFi Interest Account (BIA) may earn up to 8.6% annual percentage yield. Sign up within 2 minutes and start earning interest on your crypto the same day. Daily interest is paid monthly.

The BlockFi Interest Account does not have a minimum deposit requirement. BlockFi reserves up to 7 days to complete a customer fund withdrawal. These standards will vary based on client input and product growth.

No hidden costs, no minimum balances, no waiting.

“There is no one best cryptocurrency wallet.”

If you’re looking for a secure way to deal with the cryptocurrency, Coinbase Wallet may be the finest solution for storing your tokens. They provide industry-leading security and a wallet that allows you to earn income on your crypto assets.

Gemini and Coinbase are the greatest alternatives for novices searching for a simple and secure method to purchase a broad range of currencies. If you’re searching for a more engaged user experience and lower costs, Coinbase Pro is a good option.

Learn more about: what is the best app to buy cryptocurrency?

TikTok has grown exponentially since its global launch in 2018, with almost 100 million monthly active users and two billion downloads.  Can content creators make money on TikTok? Here’s what you need to know if you want to monetize your TikTok audience.

Making Money on TikTok is Easier Now

TikTok monetization wasn’t always common. Initially, TikTok had few branded posts. As more businesses enter the market, artists are able to offer sponsored content on social media more easily. Your earnings on TikTok vary, but like other social media sites, your clip becoming popular may be profitable.

What do I need to monetize my Tiktok account?

Step 1: Make a brand. Who are you and your target market? For TikTok, this means being consistent with your video posting style. Will your videos be entertaining? Or a romantic, dreamy vibe? How do you want people (and corporations) to see you?

Step 2: Create engaging content. You are just as good as your content on social media. Being a social influencer on Instagram, Twitter, or TikTok takes time and effort. Your material must be fresh, new, and unique. This means daily fresh videos.

Most-followed tiktok account

Before you can truly monetize your account, you need anything from 10,000 to a million followers. The greatest approach to get followers is to understand their needs and provide them with quality material on a daily basis.

After gaining massive popularity on TikTok, Here are 6 ways to make a money:

Growing and selling accounts

The first method users make money through TikTok is by selling accounts.  Like Instagram, you’ll need to pick a niche and then create great posts, potentially viral, to attract the right audience for your product. People are making TikTok accounts with certain interests. It’s generally a niche area and they don’t have anything to sell, but they sell their TikTok profile to businesses in that sector and make money this way.

Influencer Marketing

this is common among all social media platforms. The firm pays influencers to promote their products/services/brand in order to increase sales.

Donations

The third approach is to go Live and collect donations from viewers (just like you can do on other platforms, like Twitch). Tiktok  has a built-in monetization structure from the start.  If you have a TikTok account, you may buy coins from your profile.

It costs $1.29 for 100 coins.

When one of your favorite creators goes Live, you can really send them money as a thank you for all of their hard work.

Fashion Branded Merchandise

If you become a really successful TikTok star, you may launch your own cosmetics brand, such as Item Beauty, which is owned by Addison Rae Easterling.

Tiktok is an ad platform.

The fifth option to make money on TikTok is to use their advertising platform. You can Google “TikTok ads” right now and sign up for access to their ad platform, just as you can with Facebook and Instagram advertisements. Maybe TikTok can help you sell more of your items!

TikTok Expert

Because this is a new social network, individuals will pay you to help them develop their strategy, establish their brand, and increase their followers. TikTok is a large social platform that has numerous benefits and drawbacks. Its censorship, privacy and kid safety issues have been questioned. More on the argument may be read here.

More about Tiktok:

Is TikTok safe? – 2021 updated! – Money Intrend

Tiktok – most downloaded app in 2021 – Money Intrend

Is TikTok safe?

Popular social media app TikTok features a huge collection of user-made short films. TikTok, owned by Beijing-based ByteDance, is expected to reach 1 billion monthly active users in 2021. It becomes one of the most popular social media applications, comparable to Instagram.

Yes, TikTok is safe.

Any social media business with that much reach is bound to face intense scrutiny – Facebook, for example, has long been criticized for its privacy practices. But TikTok has garnered a lot of attention lately. ByteDance's wealth of customer data might be shared with the Chinese government, according to the Trump administration. Even Vice President Biden, a 2020 presidential contender, called TikTok "a serious issue."

Many information security analysts advise perspective. "TikTok isn't the most significant cyber threat faced the ordinary customer. TikTok shouldn't alarm most Americans as much as credit card theft and password security "Chargebacks911 co-founder and CEO Monica Eaton-Cardone stated.

There's no proof of harm, even though politicians continue to propose regulation - Republican Senators Josh Hawley and Rick Scott filed a bill in 2020 to prohibit all federal employees from using TikTok on government equipment. "TikTok's stated threats to national security were mainly, if not all, politically driven embellishments with no facts to back them up," said Comparitech privacy advocate Paul Bischoff.

Thoughts about TikTok

Despite Bischoff's critique, concern about TikTok is valid. Concerns raised by cybersecurity experts include data mining, device permissions, and a possible national security concern. Like any other social media app, TikTok collects user data. TikTok collects up to 50 types of information from users 13 and older - ranging from mobile device information to message content to monitoring data about online activity. Your data is not protected with TikTok since it shares it with "advertising, marketing, and analytics firms."

App permissions

Like many apps, TikTok requires users to provide access to various parts of their phones. Permitting access to the microphone, camera, contacts and clipboard is required to utilize TikTok. Some rights are required to produce content on the app, but others are optional. Regarding national security, it's uncertain if TikTok presents a threat. Many US legislators fear that China would use TikTok to spy on Americans or harvest their data, which is permitted under Chinese law. However, "there's some legal discussion about whether or not the company would be accountable to US or China laws regarding these servers," Vigderman added.

The average TikTok user is in no danger.

Overall, "TikTok presents no dangers to ordinary consumers." Brian Turner, CTO of Convert Binary, agrees. Sure, TikTok's massive user data collection may be shared with partners, but that's no different from using Facebook. Bischoff: "Yes, revealing personal data involves some danger. Users of major social networks in the last decade have faced similar risks. Except for being Chinese-owned, TikTok is typical. If you work with national security or commercial secrets, you should avoid using the app."

How to limit TikTok risks?

Experts seem to agree that the risks of TikTok are minor, but the problem is complex. ByteDance, for example, agreed to pay $92 million this year to settle a class action lawsuit over data privacy concerns in the US.

In general, if you are worried about using TikTok, you should avoid it. Nonetheless, there are ways you could do to reduce your TikTok digital footprint.

Avoid giving your full name or age. Keep out of sight personal landmarks like street signs and schools.

Close your account: If you change your account to "private" in TikTok's settings, only your friends may see the content you've liked.

Don't let others locate you: It automatically distributes your content with the app's community. Turn off "Suggest your account to others" in settings to avoid this.

Don't engage with other users: You may also limit who can send you direct messages by disabling privacy options like "Allow your videos to be downloaded."

Request Data: It is possible to request data that was gathered by the application itself, which helps to verify that you are protected.

#tiktok #safety #instagram #databreach #bytedance #socialmedia #2021 #moneyintrend

Every week, we already spend hours on our phones. With its weekly screen usage stats, Apple has made us acutely aware of this. Why not make some money with those hours?

There are plenty of money-making applications available for both Apple and Android users these days. Taking surveys, playing games, watching movies, investing, and even buying are all ways to make money.

The 10 Most Profitable Apps

We've tried a lot of applications, so trust us when we say we've tried a lot of them. We weeded out the duds and put up a list of our top-rated money-making applications.

1. InboxDollars: Earn Money by Watching Videos

Most of us are familiar with InboxDollars, but did you realize it pays you to watch videos? There's a lot to watch on the site, including cuisine, entertainment, news, and wellness programs. InboxDollars will credit your account with a little amount of money each time you watch one.(Are you new to InboxDollars? Here's our beginner's guide.)

Pros: You earn cash with InboxDollars, so you don't have to worry about trading points. It also has more opportunities to make money, such as surveys, scratch-off games, and internet searches.

Cons: To pay out, you must earn $30, which is a bit expensive when compared to the other sites on our list. A $3 transaction fee will also be charged.

Payment is made via check, which is mailed to you. Get a $5 incentive just for joining up and watching your first video, according to a pro tip. Available for Android (4.3 stars) and iOS (4.3 stars) (rated 4.4 stars).

2. Lucktastic: Free Scratch-offs to Win Big

If you're sitting on the sofa looking through your phone, download the Lucktastic app to play free scratch-off tickets for a chance to win $1 to $10,000 instantly.

Pros: You may download and use Lucktastic for free. You have nothing to lose if you have some spare time.

Cons: According to user feedback, winning money is an uncommon occurrence. However, we spoke with a single father who had won $5,000.

Earn a minimum of $2 and then cash out for an immediate gift card. If you spend $10 or more, you can request a check in the mail. Keep a charger on hand to keep your phone charged. Available on Android (4.2 stars) and iOS (4.2 stars) (rated 3.2 stars).

3. Get Free Prepaid Visa and MasterCards with Fetch Rewards

Fetch Rewards, a free app, will convert your receipts into gift cards. It works with a variety of companies to reward you with points for each supermarket receipt you post. Then you may swap them for Visa and MasterCard prepaid cards.

To earn prepaid Visa or MasterCards, just download the app and establish an account, then upload photographs of your supermarket receipts.

Pros: There's no need to scan barcodes or look for deals; all you have to do is email Fetch a snapshot of your receipt, and it'll take care of the rest. It may also be used with any grocery receipt.

Cons: Cashing out requires a minimum of 3,000 points, however offers range from 250 to 3,000 points, so hitting the minimum should be simple. We've seen offers for 2,000 points with the purchase of a Suave female hair product and 2,000 points with the purchase of a Blue Moon 12-pack.

When you achieve your minimum, you may cash out for prepaid Visa and MasterCard cards or gift cards to participating shops.

Pro tip: Use Fetch as soon as possible following your shopping trips, as your receipts must be within the previous 14 days. Plus, when you download the app, enter the code PENNY to get 2,000 points instantly when you scan your first receipt – you'll be well on your way to your first gift card in no time. Android (4.2 stars) and iOS (4.3 stars) versions are both available (4.8 stars).

4. Ibotta: Make Money While Shopping

You may get cash back on a variety of transactions using the Ibotta app, including groceries, Uber trips, and Amazon purchases. Simply take a picture of your receipt or use the app to shop.

Pros: Ibotta is a fantastic method to save money on goods you currently buy, both in stores and online. You'll occasionally come across gratis offerings in the mix as well. We spoke with Nancy Frost, who received $432 in cash back over the course of a year.

Cons: Be wary of purchasing goods you don't actually need only to earn money back. It's alluring.

Payment method: Once you've reached $20, you may cash out by PayPal or Venmo, or choose a gift card to a major shop such as Amazon, Best Buy, Target, or Walmart.

Pro tip: Get a $20 sign-up bonus by downloading Ibotta from The Penny Hoarder and redeeming your first 10 offers within 14 days. Available for Android (4.5 stars) and iOS (4.5 stars) (rated 4.7 stars).

5. Nielsen Consumer Panel: Earn Money for What You Keep in Your Fridge

Nielsen is a market research firm that you're undoubtedly acquainted with. It's always kept tabs on TV ratings, but now it wants a look inside your refrigerator. Scanning the barcodes on your shopping goods earns you points in the Nielsen Consumer Panel app.

Pros: Becoming a member of this market research panel is quite straightforward. Scanning the barcodes of things you've purchased is as simple as downloading the app and scanning the barcodes of the items you've purchased. To get points, share your data with Nielsen.

Cons: You won't get paid in cash or gift cards; instead, you'll get rewards.

Method of payment: Earn points that may be redeemed for items such as toys, gadgets, or household equipment.

If you don't want to use the app, you can request a portable scanner instead. Available for Android (with a 3.7-star rating) and iOS (with a 3.5-star rating) (rated 4.4 stars).

6. Acorns: Invest Your Change (and Receive a $5 Bonus)

Investing is a fantastic method to make money over time. If you're just getting started, the Acorns app is a good place to start. It allows you to invest tiny sums of money.

Pros: With Acorns, you can be as hands-on or as hands-off as you want. Its round-up function rounds up each transaction and invests your digital change automatically. In less than two years, the software helped Jeremy Kolodziej amass more than $2,000 in investments.

Cons: Acorns charges $1 per month for accounts with less than $1 million in balance. It's a shame it's not free, but consider this: for the price of one month of Netflix, you can receive a year of investing.

Withdrawals are not subject to any limitations or fees. You may withdraw money as often as you like, but investing is preferable in the long run.

Pro tip: If you join up for Acorns through The Penny Hoarder, you'll receive a $5 bonus, effectively giving you five months of free service. Available on Android (4.4 stars) and iOS (4.4 stars) (rated 4.7 stars).

7. MyPoints: Tell Us What You Think

MyPoints is a website that connects consumers to market research survey opportunities. It has been in existence since 1996.

You may earn gift cards by completing polls and filling out surveys using MyPoints. You'll get a $5 prize after completing your first five surveys.

Pros: You get points even if you don't qualify for a survey. It's also a simple gateway with a variety of methods to gain points, such as participating in polls and viewing movies.

Cons: Because MyPoints links you to surveys on third-party consumer marketing sites, you'll frequently leave the site's portal. Users say they have a hard time qualifying for surveys. (I didn't qualify for any of the five tests I took recently.)

Gift cards to major shops such as Amazon, Old Navy, and Starbucks are accepted as payment. Tip: After qualifying for and completing your first five surveys, you'll receive a $5 bonus. Android version is available (rated 3.5 stars).

8. Rover: Earn Money Playing With Dogs

You may opt to provide a number of services on Rover, such as dog walking, overnight boarding at your or their house, and daycare. According to Rover, sitters may earn up to $450 per month.

Pros: Is there anything more enjoyable than spending time with dogs? However, take it seriously. Rover allows you to establish your own hours and pricing. Choose the services you'd want to offer as well.

Cons: To build a solid reputation on Rover, you may need to decrease your hourly prices at first until you break into your city's market and start receiving favorable reviews.

You establish your own rates as a payment option. (A little percentage is kept by Rover as a service charge.) Payment can be made straight to your bank account. The money may take up to 72 hours to transfer.

Pro tip: Because boarding is the most popular service on the app, offering it might help you land more bookings. Available on Android (4.2 stars) and iOS (4.2 stars) (rated 4.9 stars).

9. Foap: Make Money With Your iPhone Camera

Do you have a smartphone that takes decent photos? Foap is a website where you may sell your photographs. List your photographs in the app's marketplace, and if someone buys the photo's license, you'll get 50% of the sale. If it sells for $10, for example, you'll make $5 every time.

Pros: Today's phones have amazing cameras, making it easy to snap high-quality photographs. The effort is done after you capture the ideal image and post it to Foap. All you have to do now is wait for a sale.

Cons: You can't be sure your photographs will sell. Also, don't expect to make a lot of money; this is simply a fun side project.

Payment method: You'll get 50% of the sale and may pay out using PayPal. Add relevant tags to your photographs as a pro suggestion. It will assist users in finding your photographs, much like it does on Twitter or Instagram. Available for Android (with a 3.8-star rating) and iOS (with a 3.8-star rating) (rated 4.5 stars).

10. Sell Your Old Stuff on Letgo

Why keep old items that you haven't looked at in over a year? Try using an online marketplace like Letgo to sell them to others in your region. It takes a lot of the effort out of selling anything online, and it's completely free to use.

Pros: Letgo allows you to sell almost anything. In less than 30 seconds, you may snap a photo and upload your item using our simple software. Another significant benefit? Letgo doesn't take a cut of the sale, so anything you make is all yours.

Cons: There's no assurance that your products will sell. Your goods may sell like hotcakes in record time...or they may sit in your closet collecting dust for a long. However, many internet markets have this danger, so brace yourself and wait.

Payment method: Letgo is only an online marketplace where you may list your things for sale, not a place where you can complete the transaction. What are its recommendations? Meet in a public area and only transfer money once the buyer has seen the goods.

The ambition of any traveler is to find a profession that permits them to travel for as long as possible. Some may be obvious, but many are certainly new to you.

Jobs in travel and tourism are not exhaustive, but they are an excellent start. Click on the job title for further info:

1. Author/Photographer

This may or may not imply travel writer. If you were a banker, why not start writing for financial magazines and journals? You don't have to write about travel to achieve this goal.

The Matador Creators Community is a fantastic place to network with peers and editors, as well as locate opportunities for travel journalists.

2 . Travel Agency

Because travel agents act as a liaison between passengers and hotels, airlines, and tourism agencies, they must be well-versed in the products they promote. Most travel companies prefer training from a vocational or technical school, a community college, or a university.

3. Tour Guide

Someone who has realized that “home” isn't always where they were born will like this profession. What better way to earn a living than by sharing your passion with others?

Wannabe tour guides can apply for job with a local tour business. While fluency in the native language is often required, knowing English might be useful since many of your clients will be. Freelance guides are another possibility, especially if you have a specialist area like local food or outdoor activities.

4. Flight attendants

Cabin crew salaries vary widely depending on the airline and expertise, although they often start above minimum pay. You'll have fewer options as a beginner in terms of schedule, flying hours, and locations.

The good news is that if you're above 21, not too short or tall, and have no criminal record, you're generally fine to go. Some airlines desire but are not obliged to have a degree.

5. Pilot

Less travel means more training. For example, the BLS reports that 34% of pilots are employed “dusting crops, spreading seed for reforestation, testing airplanes, flying passengers and cargo to areas not served by regular airlines, directing firefighting efforts, tracking criminals and monitoring traffic.”

Most airlines prefer college graduates, and obtaining a license requires at least 250 hours of flight time. Physically, the candidate must have great eyesight (with or without corrective glasses), excellent hearing, and no physical disabilities that may hinder performance.

6. Import/export

This one may be tricky, as there's a thin line between legal and criminal in the industry. When I lived in Brazil, airport security was quite strict about outsiders bringing in gadgets, especially Apple devices, which are extremely costly in the nation and may be sold to locals for a profit. Buying something in one nation and selling it to a friend in another for a profit isn't precisely how it works.

Become an agent if you want a legitimate job. Most domestic producers want overseas distribution; agencies generally take 10%. This is a travel job for someone with marketing expertise or desire.

7. Host/hostess:

Honestly, it isn't always a euphemism. It doesn't have to be sex or a certain sort of "massage." You work at a bar and woo the patrons. You get them to buy beverages. And you do it. Maybe you join them. And you make a tidy sum.

The drawbacks are clear.

8. Interpreter

An interpreter works with spoken languages, whereas a translator works with written languages. Your company may demand a bachelor's degree or higher, and it helps if it is in languages. You can also freelance. The most significant requirement is fluency in two languages.

Start looking for translation and interpreting jobs with government entities. Other choices include non-profits, hospitals, and events with foreign competitors or attendees.

9. Airline reserve agent

This job pays minimum salary yet allows for travel. You'll help with tickets and passenger responsibilities include upgrading, addressing complaints, moving bags, and paperwork.

Requirements: age 18, high school graduation or GED, driver's license, and (usually) excellent typing abilities.

10. Poker player

My old ESL co-teacher just moved to Thailand. I saw his beach house on Facebook and thought, “Wow, he must have gotten a wonderful teaching gig.”

Do you wish you had more money at the end of each month? Even with a modest salary, there are 5 simple ways to save extra money: Learn how to regularly save $1,000 each month. Plus, a free printable to aid you in achieving your $1,000-a-month goal!

Let's get right to the point: most individuals are terrible at saving money.

According to research, nearly 20% of working Americans claim to have no savings. Worse, according to this poll, 60% of people could not cover a $1,000 emergency with their savings.

Do you have any idea what this means?

It means that in the event of an emergency, these folks will have to borrow money to pay for it.

And you certainly don't want to be in this situation. Above all, you don't want to increase your financial burden.

That's why I've compiled a list of some of the most effective money-saving strategies that you can use right now.

Finally, it is up to you to take personal responsibility for your finances. And whether you earn a six-figure salary or are living on a shoestring budget, you can make a difference by employing these strategies without ever feeling as if you are sacrificing the things that are most important to you.

SAVING MONEY TIPS: HOW TO SAVE $1,000 IN A MONTH

1. Don't waste your money. You're going around the mall with a pal when suddenly:

From the shop window, a very edgy black dress winks at you. You know that if you wear it, you'll look like Kate Moss. You must go inside...

Come to a complete stop right there. Let's take a step back. What went wrong? Why are you in the mall in the first place if you're trying to save money? Second, don't waste your money.

That is to say, if you want to save money, you should never click the "purchase now" button. Allow at least 24 hours for the item to cure. Allow yourself time to consider each item carefully. Cutting down on impulsive purchases is one of the most effective ways to cut costs.

So, before you buy anything, consider the following:

Is it possible for me to live without this item?

Is it truly possible for me to afford it?

Will I actually put it to use?

This reveals if you truly desire or require it. You will be able to make better judgments about whether or not to spend money if you ask yourself these questions. If you're still thinking about it the following day or a few days later and you can afford it, go ahead and buy it.

2. Calculate the true cost of each item.

I discovered several positive reasons for living with less on my path to financial independence. We end up trading our lives for items we possess every time we acquire anything. Or, to put it another way, as Henry David Thoreau phrased it,

The cost of anything is the quantity of life you give up in return. It's time to stop valuing things in terms of money and start valuing them in terms of "how many hours will I have to work to pay for it?"

I now employ this technique on a regular basis. If I want to buy anything, I merely run a few simple calculations to determine if it's worth the effort:

Calculate the true cost of each hour you put in at work. If you earn $40,000 per year and work 40 hours per week, your hourly wage is about $20.

Calculate the life cost of everything you buy now that you know the true worth of each working hour. Spending $20 on lunches on a daily basis? You have one hour left in your life. A pair of jeans for $80? 4 hours of your life are up for grabs.

We all have a certain amount of time on this earth, no matter how old we are. As a result, we must allocate our resources to the things that are most essential to us. We shouldn't waste our time on things that won't benefit us in the long run.

This is the entire premise of a fantastic book called Your Money Or Your Life, which I recently read. If you're looking for a decent book to read, this is it. It will assist you in regaining control of your finances and allowing you to start enjoying a life rather than merely earning a livelihood.

3. Don't be tempted by sales We've all done it.

We come across an amazing deal: a minimalist vegetable cutter that blends in well with the rest of our kitchen accessories. It's difficult to say no.

But, let's face it, let's be honest. Will we ever put it to use? Big deals are staged to get us to purchase items we don't require. Giving in frequently entails spending money on goods we don't intend to use.

So, for each thing you're tempted to purchase during a bargain, consider if you'd buy it at full price.

Consider the following:

How many items did you buy on sale that you would gladly give away if you were granted a refund?

Consider the $40 skirt you bought. How often did you put it on? Once?

Or that nail polisher with the seal still intact?

Because, in truth, it's almost as if you're getting paid to save when you decide not to buy anything and instead put the difference in your savings account.

4. If you save it, make sure you transfer it.

Do you know what you should do first thing in the morning while sipping your coffee?

Check the balance of your savings account.

Simply transfer the equal amount you saved into a separate savings account whenever you save money by not purchasing something (CIT Bank has a great savings builder account that gives you up to 10x more than your average standard bank account). This may seem ridiculous, but it's a wonderful method to ensure that the money you're saving stays in your pocket (and avoid further temptations).

It's a daunting habit to start, but once you get into it, you'll find it quite motivating since you can see the immediate consequences of your efforts by watching your savings account balance grow every day.

Believe me when I say this: The more your savings account balance grows, the more motivated you will get to save — and the more likely you will be to continue with it.

5. Consider your ultimate aim.

Saving money is a big step toward more financial independence and stability. It can also become addicting.

But the most essential part of making sure you stick to it is deciding what you'll do with the money thereafter.

It's critical to understand this because:

If you have a clear objective in mind, you will be far more likely to achieve it. It will assist you in focusing on something good through challenging times. You will be considerably more satisfied if you achieve that aim. Whatever your objective is, make sure you write it down and remind yourself why you are taking action in the first place.

Do you want to book a flight to your ideal vacation spot? Getting out of debt? Have you established an emergency fund? Are you looking for a unique gift for someone you care about?

Simply learn how to handle your money, and these suggestions will assist you in obtaining everything you desire.

1. Work out a deal on your energy bills, cable, banking, and internet fees.

Sure, you can switch off the light when you leave a room or try to reduce the temperature by one degree... But do you know what I adore?

I enjoy being warm! My grandmother's house was always so chilly in the winter that as a child, I decided that no matter how wealthy or poor I became as an adult, I would never be cold in my own home.

However, this does not imply that I toss money out the window! Alternatively, you might pay a lot of money to remain warm. Last year, I was able to save over $300 in utility costs. All without turning down the heat!

And, despite rising power and gas costs year after year, I've managed to keep my energy expenses down for the past five years.

So, how did I pull that off?

My bills were negotiated. I checked pricing with different businesses to see who offered the greatest bargain. Switching providers isn't anything to be frightened of. I know it seems dull, but guess what? Investing a few hours of your time each year may save you hundreds, if not thousands, of money.

Set an annual reminder on your calendar a month before your mobile phone or utility contract expires, for example. Look for better rates on comparison sites, and if another provider can offer you a lower cost, switch.

If you're worried about switching or if you adore your current carrier for some strange reason, phone their customer care and ask if they can place you on a cheaper plan (feel free to say "I can't afford my current plan"). Don't give up too soon. I did this three times with my cell service, and I went from paying $20 for 4GB of data to $9 for 12GB in the previous three years! How's that for a victory?

2. Make more informed purchasing decisions

Shopping on the internet is a wonderful thing. If you wanted to get a decent bargain in the dark ages, you only had two options:

If you're lucky, you'll walk into a store that offers a discount. Go from store to store looking for discounts, and you'll almost certainly wind up spending more money on petrol than you saved. Things are, however, considerably easier these days!

All you have to do now is:

1. Choose the product you wish to purchase. 2. Look for good deals Look at websites such as:

Amazon \ eBay, Google Shopping is a search engine that allows you to You may discover the identical item for the lowest possible price in a matter of minutes.

3. Take advantage of cashback websites and applications.

These days, you can receive 3-20% back on almost anything you buy (including groceries). Once you've decided what you want to buy and where you want to buy it, look for cashback websites and apps to see where you can get the best deal:

Rakuten is a fantastic app ($10 bonus if you sign up here). It's free to download, and with over 2,000 businesses to pick from, you'll be able to earn some additional cash every month!

One of my favorite cashback applications is Swagbucks. In less than a year, I made over $200! Plus, you'll get a $5 bonus just for joining up.

Fetch Rewards is a fantastic application. While I'm writing this, it has over 268,000 reviews on Apple's App Store with a 4.8-star rating and over 43,000 votes on Google Play with a 4.3-star rating! How many other cashback applications do you know that have received such high ratings? Simply scan any supermarket receipt after you shop to save on thousands of popular goods across the store with Fetch Rewards. Scanning receipts will get you points. No more clipping coupons, chasing down offers that are about to expire, or losing out on savings. Simply go shopping, scan, and save. Yes, it's that simple!

4. Cancel any subscriptions that are no longer in use.

“I don't have any unused subscriptions, Sara,” I know you're about to say. I know precisely how much I'm going to spend, and I'm going to need them all!” But what about you?

The task is as follows: Log in to your bank account and review the statements from the last three months. Look for recurring payments and see where your money is going.

Things to look for include:

Memberships to Netflix, Amazon Prime, and Hulu Gym Subscriptions to shady applications Magazines and newspapers are available on Pandora and Spotify. Subscriptions to software Gaming on the internet What you'll discover will astound you.

Ask yourself the following questions with each subscription:

What is the purpose of this subscription?

Is that anything I truly use? Is it something I truly like? Is it worth it to retain it for the money, or would it be better to put it in my savings account?

Last month, for example, I was having fun reading through our bills (I'm a nerd like that) and discovered that we were still paying for a car-sharing service that we hardly used. We opted to cancel it immediately away, and voila, we saved approximately $60. We would have never known if I didn’t like so much going through data.

Use applications like Trim or Truebill to save money on your internet, cable, and phone bills.

5. Lower insurance premiums

It's very much the same situation as paying your bills. If you find a better bargain on home insurance, auto insurance, medical insurance, or any other form of insurance, the savings may soon mount up.

The majority of us choose a good deal to begin with and then don't bother to search around again. And it is for this reason, my friend, that insurance companies exist.

They wait for you to get comfortable, then gradually increase your premium year after year until you're paying hundreds of dollars more than you should. By utilizing a broker last year, we were able to save over 30% on our house insurance. We reside in an ancient converted home in an apartment. It has a lot of charm, but it also has a high insurance cost.

If you want to save money on insurance, do some comparison shopping at least once a year.

Start by comparing rates on sites such as Bank rate. You can locate the best rates on Bank rate's site by just providing a few facts, so you'll know where to start. After that, you may begin contacting other trustworthy insurance providers to see what pricing they can provide.

Always verify reviews and the validity of the businesses you're considering when it comes to insurance. What good does it do you to save $50 if they won't cover your claim?

6. Increase your earnings

We might get so fixated on the thought that we don't have enough money that we overlook one of the most effective ways to save money: working more.

This can be accomplished in a variety of ways:

- Work up a wage agreement with your boss. - Begin a side business or discover how to profit from a pastime (yes, I suggest you get working some more, instead of watching another series on Netflix) - Freelance at home in your leisure time, utilizing some of your talents. - Items you don't utilize can be sold. - Learn how to generate money with your artistic abilities or create something to sell. - Participate in an online focus group for $150 or more.

10 Best Free Investing Apps in 2021

Do you presently pay exorbitant investment fees? Do you only invest a little amount of money and can't afford the fees charged by the majority of internet brokers?

Instead, have a look at these investment applications. There are no yearly account fees that detract from your investment results. Some of these applications can manage your whole account for “hands-off” investors who don't want to deal with daily investment choices and portfolio rebalancing.

These applications can help you optimize your profits at the lowest possible cost, regardless of your financial history or approach.

Apps for Investing for Free

1. Vanguard 2. Webull 3. M1 Finance 4. Robinhood 5. Ally Invest 6. Betterment 7. Personal Capital 8. Fidelity 9. TD Ameritrade 10. Public

Because you invest to increase your income, free investing apps equate to more money in your wallet each month!

You can trade nearly anything for free with these investment applications. Some exclusively trade equities, while others specialize in ETFs (Exchange Traded Funds). Full-service brokerages, on the other hand, provide equities, bonds, ETFs, mutual funds, and FX.

You'll need to pay attention to the research and charting skills in addition to the many investing possibilities. Some are quite basic, while others allow you to run over 100 different charts on your smartphone or tablet.

You may pick between completely automated and self-directed apps, depending on whether you are a rookie investor or have been investing for 30 years.

1. Vanguard

Vanguard is an online broker that offers free stock and ETF trading and is one of the oldest and largest. Most robot advisors invest in multiple stock and bond index ETFs managed by this firm.

You may avoid the yearly advising fees charged by robot advisors by investing directly with Vanguard. However, you must be comfortable managing your own portfolio. Finding investing ideas is simple for Vanguard since it has a dedicated community of investors known as Bogleheads. You could want to create a "three-fund portfolio."

Although stocks and exchange-traded funds (ETFs) have the lowest investment minimums, investors must acquire whole shares.

A $3,000 minimum initial commitment is required for many Vanguard mutual funds. A $1,000 initial commitment is required for their Target Retirement funds.

2. Webull

Webull is an up-and-coming free investment app. Trades in stocks and ETFs are completely free. Other free investing applications do not allow you to trade foreign-listed ADR companies.

You may also trade options and cryptocurrencies with Webull. However, you must purchase whole shares of stocks and ETFs. You may use Webull on any computer or through their Android or iOS app. Webull has some of the greatest stock research features. Short-term traders who depend on technical analysis may benefit from these tools. Paper trading is a fun tool that you might like. This application allows you to simulate stock trading in order to determine your possible profit or loss.

To join Webull, you don't need to have a certain amount of money in your account. You can earn one free stock if you make an initial deposit of $100 or more. Your free stock is worth anything from $8 to $1000. It's a surprise which stock you'll obtain.

3. M1 Finance

M1 Finance is a free investment software that might be useful for individuals looking for a robot-advisor. Premade portfolios with no yearly advising cost are available to investors.

A self-managed portfolio of stocks and ETFs can also be built by DIY investors. All stocks, ETFs, and readymade portfolios are available in fractional shares at M1 Finance. M1 Finance bills itself as a cross between a robo-advisor and a regular broker. This is due to the fact that it not only provides automatic investments but also allows for customization.

M1 Finance does not offer tax-loss harvesting, unlike full-service advisors. It's worth noting that M1 Finance doesn't provide 529 or 401k plans. It does, however, provide IRAs, such as Roth IRAs, regular IRAs, and SEP IRAs.

https://youtu.be/NbdUvgvKjLQ

Before you can make your first transaction, you must have a minimum account balance of $100 for brokerage accounts and $500 for retirement funds. The minimum for subsequent transactions is $25.

4. Robinhood

Do you want a free app that allows you to trade stocks and options? Robinhood offers an investment app as well as a platform that can be used from a laptop.

Unlike its namesake, this software does not take from the wealthy in order to give to the needy. You will, however, pay $0 each trade, making this the most cost-effective option to purchase and sell stocks and ETFs. With a $5 minimum investment, you may acquire fractional shares of stocks and ETFs. Not all investing applications allow you to invest in fractional shares.

If you still rely on research reports and sophisticated charting before trading, Robinhood's charting features are limited. The fractional investment feature, on the other hand, is a decent tradeoff. Webull and Robinhood have a lot in common. More information about the two may be found here. Both investing applications are solid options, but they cater to different types of investors.

5. Ally Invest

If you use Ally for your online banking, this might be a good investing choice for you. To create a Self-Directed Account, there is no minimum initial deposit. Ally Invest has a lot of tools that are both powerful and simple to use. A trading simulator and probability calculator are among the stock screener tools available for trading stocks and options.

Trades in stocks and exchange-traded funds (ETFs) are completely free. Options transactions are commission-free, however each contract costs $0.50. Access to the Managed Portfolios option is another reason to choose Ally Invest. Investors can split their account between a Managed Portfolio and a Self-Directed Account, where they can buy hand-picked equities and ETFs.

In addition, unlike other robot advisors, Ally Invest Managed Portfolios do not charge an advising fee. However, compared to other automatic investing applications, these portfolios have a greater cash balance.

6. Betterment

Because of their cheap costs, simplicity of use, and automated portfolio rebalancing, Betterment is one of the most popular "robot advisors.". They also provide free tax-loss harvesting. Betterment will strive to make tax-advantaged investments wherever feasible to limit your year-end capital gains to a minimum.

You simply need $1 to begin investing with Betterment. Betterment will invest in an ETF portfolio of stocks and bonds once you complete the first questionnaire, which assesses your investing goals and risk tolerance. As you become older and closer to retirement, Betterment will automatically move your portfolio allocation from stock-centric ETFs to more stable bonds.

Portfolios for socially responsible investment are also available. However, these funds charge greater costs than a traditional index fund approach.

The standard management charge is 0.25 percent of the entire value of your portfolio. Depending on the size of your initial contribution, you may be able to avoid paying management fees for a year.

7. Personal Capital

Personal Capital is a financial platform with two functions. Personal Capital's free budgeting software is used by many users to keep track of their spending and set financial objectives.

They also provide a free investment cost analyzer that analyzes your present investments and gives recommendations for low-fee funds that are similar. Personal Capital is also popular among those who want to keep track of their net worth.

You may invest with Personal Capital and get free access to a financial counselor if you have at least $100,000 to invest. Even if you don't have this much money to invest (yet), regardless of whatever brokerage you choose, you can track your existing investments for free.

Personal Capital might be the simplest method to view all of your money in one spot if you utilize many brokers.

8. Fidelity

Fidelity, which is one of the major online brokers, has a lot to offer.

For starters, taxable and retirement investment accounts have no account minimums. Children's investment accounts are also accessible.

It's free to trade stocks and ETFs, much like the other free investment applications. There's also a line of Fidelity ZERO index mutual funds with no fund or trading fees and a $1 minimum investment. Fractional investing is accessible for over 7,000 US equities and ETFs through the Fidelity mobile app. When using the Fidelity website on a laptop, investors must purchase entire shares.

Fidelity's analyst reports and research tools are another incentive to consider them. Many rudimentary investment applications just provide news headlines and graphing capabilities. Investors may access free third-party studies from well-known research firms while doing investing research with Fidelity.

Fidelity Go is a good option for those looking for a fully automated investing portfolio. This robo-advisor doesn’t charge an advising fee for account balances below $10,000.

9. TD Ameritrade

If you want powerful research tools, go at TD Ameritrade. With its online browser and mobile app, TD Ameritrade provides excellent charting capabilities and third-party analyst reports.

Its sophisticated trading platform, TD Ameritrade is available for free. Other brokers charge a premium for comparable services. Trades in stocks and exchange-traded funds (ETFs) are completely free. For both taxable and retirement accounts, there is no account minimum.

The TD Ameritrade teaching tools are beneficial to both new and seasoned investors. Short online videos and live webinars on popular investment subjects are available.

10. Public

This app may appeal to you since it does not charge for order flow (PFOF) when you purchase or sell positions. Other free applications may charge a tiny fee to market makers, and as a result, you may not obtain the best trading price. This investment software comes with a variety of customizing options:

Limit and stop orders are advanced order types that allow you to only execute a deal at a particular price rather than the current market value. You may arrange your positions into short-term and long-term investment ideas using the portfolio organizer. The program provides a push message if you sell a long-term concept before keeping your shares for at least one year.

Investing themes: The service offers investing themes that can assist you in making informed decisions on environmental, social, and market developments. Community on the internet: Connect with other investors, view their portfolios, and talk with them inside the app to exchange investment ideas and perspectives. Education tools: Basic instructional tools can help new investors gain a basic grasp of how the stock market operates.

It can be an excellent platform for novice and seasoned investors who don't require the extra investment choices offered by traditional brokerages, such as mutual funds or CDs.

It's almost time for the new college school year, and with rising college expenses comes the perennial issue of finding work to help pay for your education without using student loans.

Jobs are hard to come by nowadays, especially when you have a busy schedule with school and assignments. Finding work online is one of the finest solutions. Working online was once a curiosity, but it is now becoming more mainstream. One thing to keep in mind is that internet jobs are not like normal employment. Many of the better ones aren't even jobs.

Here are some popular online careers and possibilities for college students.

1. Survey Junkie

I've always been wary of recommending survey sites since so many are scams, but Survey Junkie stands out as a legitimate contender. Unlike many other survey sites, they pay quickly and have over 7 million users, so they must be doing something well. You won't become rich doing surveys, but it's one of the easiest methods to earn money from home. Get the app now! Android or iOS

2. I-Say

I was hesitant to include this because it isn't a job, but it is a legitimate method to earn money. This one's for you if you want to get paid to take surveys on your phone. It beats working at a fast food place in college. Take surveys, get points, and cash out for PayPal or other prizes with Ipsos i-Say. It's a wonderful site and a nice user experience.  It's free to test them out if you join up here first.

Try I-Say!

3. Airbnb

Have you considered renting out your house while you're away? You may even list your dorm room. I read of a student who got his for $85 a night!

You may list it by night, week, or month. Airbnb provides a $1,000,000 guarantee against guest-caused property damage. They also offer a visitor rating system so you can decide whether or not to accept a guest.

More facts in the video below:

We Made $7,000-$10,000/Mo. Hosting on AirBnB | Our Tips for Successful AirBnB Hosting - YouTube

4. Lyft driver

Okay, so it's not really "online," but it's an app, so I counted it. You've undoubtedly used a Lyft by now, but have you considered driving for Lyft?

Up to $20/hour driving, You can make over $20/hour in some cities while having complete control over your schedule. What better job for a college student?

Lyft is the 21st-century taxi. In the app, you just pick up and drop off passengers, and you are immediately compensated. Cool, huh? Click the button below to learn more or start.

5. Swagbucks

This is a free service that allows you to earn cash, gift cards, and other incentives. They pay for completing basic activities (like reviewing a website), trading in old video games or books, and even playing games on their site.

I've used them for months and received many payments, so I can vouch for their legitimacy. While they won't make you rich, they beat working for minimal money in a college kitchen.

Download an app

6. Boom Gift

Get paid by downloading mobile applications, Boom gift is a new software that collects anonymous phone usage statistics and pays you $5 to install it. Then $5 each month if you leave it installed!

Simply click the icon to download the app and be paid by PayPal or Amazon gift card! Get the app now!

7. Blogger

An in-depth look at how one blogger turned his hobby into a full-time career. This works best if you already have a blog or have the time to develop one. You may start earning money from your blog after it has a few thousand monthly visits.

You may monetize your blog with ready-made advertising and affiliate schemes. Google Adsense is a complete advertising package - all you need to do is join up, insert the ad code into your site, and you're done. It's the easiest method to monetize a blog (get my book free here).

Use a program like CJ Affiliate for affiliate sales. You can select from a list of advertisements and goods. Pick the most relevant ones for your blog and you'll have another passive revenue stream.

So many of the finest online money making opportunities entail self-employment? Embrace it, especially if you're at college. After school, the entrepreneurial skills you get from running your own online business may assist you in ways you may not realize. It may even be your life's work!

8. Doordash 

Drive (or bike) for up to $25/hour, food delivery software Doordash lets you work on your own time. You work when you wish and deliver meals from restaurants to consumers.

Over 200,000 individuals are doing this, so it must be working for some. You may make up to $25/hr depending on your city, plus you can ride your bike! Learn more about DoorDash 

9. Online Selling at Thrift Stores

Do you like a good deal? Doing so may pay off financially. Most people know about Ebay, but there are other internet marketplaces.

And here's one that worked for me:

Download the BookScouter App on your phone to start generating money with this concept. This software allows you to scan the ISBN of any book and it shows you the rates that 30+ websites are ready to pay for that particular book. You can go to a thrift store or garage sale and buy books for 25 or 50 cents, sell them for a few bucks, and you have a basic company and some pizza money. Above is an image of the app and what bookshops are prepared to pay.

See this brief tutorial for more:

TIPS AND TRICKS FOR THRIFTING TO RESELL | POSHMARK EBAY DEPOP ETSY - YouTube

10. Testing websites

Many major corporations want input on their website's usability.  Here comes, Get paid to answer questions about websites, explaining what is excellent or poor, confusing or clear, etc.

What is tiktok?

TikTok is a widely used social networking software that allows users to record, view, and share 15-second clips using their smartphones. The app is known for its addictive appeal and high levels of engagement, thanks to its customized feeds of funny short films paired to music and sound effects. Amateur and professional producers worldwide sometimes use filters, background music, and stickers to enhance their films, as well as collaborate on material and make split-screen duet videos from separate places.

Who owns tiktok? When was tiktok made?

Musical.ly (pronounced Musical-ly) was a social networking app that became extremely popular among the 13-18 year old generation in 2014. Musical.ly's major goal was to create user-generated videos that mixed famous music with footage submitted by users (often called Musers). The app's most popular usage was to make videos of people lip-syncing and dancing. The Musical.ly app has over 200 million users by mid-2017.

ByteDance, a Chinese software company, released Douyin, a competitor to Musical.ly, in 2016. The app was previously exclusively available in China, but it was renamed and rebranded as TikTok to appeal to a wider audience. Within a year, the TikTok app had over 100 million users, and lip sync videos were becoming increasingly popular.

Musical.ly was purchased by ByteDance for $800 million in late 2017. In 2018, Bytedance combined the user accounts of Musical.ly and TikTok, renaming the app TikTok and combining the two applications into one.

The app immediately grew in popularity as a result of its integrated brand and user base. In early 2018, TikTok surpassed Instagram, WhatsApp, and YouTube as the most downloaded app on the Apple App Store. TikTok has approximately 500 million total installations on the Google Play Store as of July 2019.

Source: sensortower

How much is tiktok worth?

ByteDance, TikTok's mother company, is valued $200 billion. TikTok's net worth is estimated to be between $50 and $75 billion dollars. The firm was well positioned to grow in popularity during COVID in 2020, with more than 300 million downloads in the first quarter alone. It now has more monthly active users than Snapchat and Twitter combined.

How many user on tiktok?

TikTok is the world's seventh most popular social network, with 689 million active users at the beginning of January 2021. With over a billion users combined, Facebook, YouTube, WhatsApp, Messenger, Instagram, and WeChat exceed the app.

Source: Hootsuite Digital 2021 Report

Here's some detail on that statistic.

According to Instagram, more than 500 million accounts utilize Stories on a daily basis. That comes as no surprise. These little peeks into the lives of friends, relatives, and complete strangers may become addictive. Here's how to see Instagram Stories on your computer if you haven't found out how to feed your addiction via the Instagram website.

For many years, the way to enjoy Instagram was to download the app. This may be annoying if you use your computer as frequently as you do your smartphone. The popular social networking app has gradually expanded the functionality of the Instagram website. Stories is a feature that's available both online and in the app.

However, watching Stories on your PC is similar to viewing Stories on the app. The home page is always where you'll find stories. It's simply at a different place. Stories are always shown at the top of the app's main page. They are located on the right side of your computer's home page. So, go to Instagram.com to find Stories (not your profile page).

Instagram story on pc

Then, on the right side of the page, look beneath your profile photo and name. Stories can be found there. You may explore Stories by using the scroll bar and seeing the Story by clicking on a photo. Do you want it all? Click Watch All at the top of the Stories box to bring up a new screen where you can, well, watch them all. When you're through viewing, click the X in the top right corner to exit the Story.

"Remember that, just like in the app, someone may see when you check at their Story. So if you're stalking an ex or a former boss, they'll know."

The best thing is that you may now watch on your friend's account while remaining anonymous.

storiesdown

Storiesdown.com is a website that allows you to view your Instagram account without having to log in or install anything on your computer. Simply enter the Instagram username of the person whose stories you wish to view, and no one will be aware that you are doing it. Also available are high-resolution downloads, saving, and even sharing of Instagram stories and photos, as well as the ability to watch live broadcasts from your smartphone (online broadcasts, streams, recordings of broadcasts).

Furthermore, using this service is entirely free and does not require any registration on your side. Just Click Here!