I made a post last year about my TikTok being banned in August, and since then I’ve been in and off trying to spam their support to get it unbanned. I’ve read and done research that the best way to get my account unbanned was to spam the feedback form and I’ve been doing that everyday for about a month now. And I need help if you want to help me.

You have options RIGHT NOW that will be stable thru the next year, the one after that, and I'd be shocked to see them shrink even the year after that. That means RIGHT NOW you can get signed up for next year to gain 100% covered preventative care (your annual check ups, pap smears, dental cleaning, vision check). You have the option to get checked and screened as you need, do NOT be dissuaded from exploring ACA choices. They are SOLID, LEGISLATED, and WORK BEST WHEN PEOPLE USE THEM.

I can't change most things around me, BUT I CAN tell everyone I know that THEY CAN GET LIFE SAVING CARE. THEY CAN GET PRESCRIPTIONS. THEY CAN GET PREGNANCY CARE. THEY CAN GET CANCER CARE. AND THEY WILL GET THAT CARE!!!!!!

SIGN UP BY DECEMBER 15, 2024 FOR COVERAGE TO BEGIN ON JANUARY 1, 2025. ENROLLMENT AFTER 12/15/24 WILL HAVE COVERAGE BEGINNING FEBRUARY 1, 2025.

A quick overview for what to look at in terms of figuring out costs.

1. Premium= this is the amount you pay per month for the plan whether you use it or not. If you don’t pay this they cancel your plan.

2. Deductible= This is the amount you pay for healthcare services out of pocket before your plan kicks in and covers. Your insurance will typically still afford you discounts on services prior to meeting your deductible. Additionally preventative services are covered without meeting your deductible. On some plans office visits including mental health visits may be covered with a copay, before hitting your deductible. On some plans it is not until you hit your deductible.

3. Co-pay: this is the amount you pay at the time of a medical visit. It’s usually between $25 and $100. Sometimes ER visits have a copay that’s significantly higher.

4. Co-insurance: Once you meet your deductible your plan will pay a percentage of the healthcare costs. On marketplace plans this is usually between 50% and 80%, leaving you with the rest as co-insurance until you hit your Out of Pocket Maximum.

5. Out of Pocket Maximum: this is the amount you will pay out of pocket (deductible, copays, co-insurance) for a calendar year before your plan covers 100% of covered, in network services.

The Summary of Benefits and Coverage document should show you all this information for each plan.

A few more things to keep in mind:

In-network providers: some ACA plans have very narrow networks. Make sure to check that your PCP, therapist, specialists are in network before you select a plan. Many plans have no out of network coverage and even when they do, it’s very poor coverage and you’ll pay a lot out of pocket for out of network coverage.

Types of Plans:

PPO: these tend to have the widest networks and some out of network coverage. You also don’t need a referral for specialists

HMO: you need to designate a PCP and you will need referrals to specialists. No out of network coverage

EPO: Exclusive Provider Organization. Slightly larger network than an HMO. Usually don’t need referrals, no out of network coverage.

POS: similar to an HMO plan in that you need referrals, tends to have some limited out of network coverage.

shower. not a bath, a shower. use water as hot or cold as u like. u dont even need to wash. just get in under the water and let it run over you for a while. sit on the floor if you gotta.

moisturize everything. use whatever lotion u like. unscented? dollar store lotion? fancy ass 48 hour lotion that makes u smell like a field of wildflowers? use whatever you want, and use it all over. 

put on clean, comfortable clothes. 

put on ur favorite underwear. cute black lacy panties? those ridiculous boxers u bought last christmas with candy cane hearts on the butt? put em on.

drink cold water. use ice. if u want, add some mint or lemon for an extra boost.

clean something. doesn’t have to be anything big. organize one drawer of ur desk. wash five dirty dishes. do a load of laundry. scrub the bathroom sink. 

blast music. listen to something upbeat and dancey and loud, something that’s got lots of energy. sing to it, dance to it, even if you suck at both.

make food. don’t just grab a granola bar to munch. take the time and make food. even if it’s ramen. add something special to it, like a hard boiled egg or some veggies. prepare food, it tastes way better, and you’ll feel like you accomplished something. 

make something. write a short story or a poem, draw a picture, color a picture, fold origami, crochet or knit, sculpt something out of clay, anything artistic. even if you don’t think you’re good at it.

go outside. take a walk. sit in the grass. look at the clouds. smell flowers. put your hands in the dirt and feel the soil against your skin.

call someone. call a loved one, a friend, a family member, call a chat service if you have no one else to call. talk to a stranger on the street. have a conversation and listen to someone’s voice. if you can’t, text or email or whatever, just have some social interaction with another person. even if you don’t say much, listen to them.