Adal: Hey, this is Visa, just calling to let you know that we emotionally forgave you for your balance. You still owe it but- Erin: But we actually decided to let it go over here. It was kind of weighing on us, we were super stressed about your debt, but you know what? We’re just trying to let go of some of the stuff we can’t control. JPC: Because your negativity is not Visa’s negativity. We just need you to understand that. Adal: Hi, this is Tom with Visa. Are you mad at us? Did we do something? Because you’re not paying your balance. Are you upset? Erin: Hey, just checking in. Ah! I’m trying to not be such a people-pleaser but gosh it really, it’s starting to feel personal! JPC: Hey, this is Jeff from Visa calling. Okay, so it’s a minimum payment but you can pay more than that. I don’t know if you’re doing this to hurt me or to get back at me? Erin: Ah, me again, sorry. Have I called too much? I feel like I’ve called too much. Let me know if I called too much. Okay, call me back. Bye. Adal: Hey this is Tom with Visa. I swung by and rung the doorbell, nobody answered but I felt like I heard someone? I heard a creak at the door so if you’re there, open the door. Okay, bye-bye. JPC: Hey, me again. Your credit score is always changing so you can keep checkin Erin: Me again! I decided to get drunk and go out with my friends. I actually don’t even need whatever this is. So have fun, pay off like medical debt or fucking whatever, I don’t even care! Adal: Hey, it’s Tom again. We got a notice that you’re trying to consolidate your debt that you also have with Chase. I don’t know who Chase is, I don’t want to know, but just let me know if this is real. Because if so, it hurts and call me back. JPC: Hey, me again, who the FUCK is MasterCard?






























