If you pay your credit card on time and never have to deal with interest or late fees, your credit card company will start offering you cards with much higher limits, sometimes as much as 10x your current limit. You gotta remember that even if that's fine for a lot of people, those offers are specifically designed to be traps, not rewards. Credit card companies do not like "deadbeats", people who pay off their card in full and on time, because they make the vast majority of their money off of interest and fees. They want to increase your limit so that you get careless and spend more than you can actually afford.
It is extremely easy to fall into credit card debt, especially if you get comfortable. Getting a higher limit can help improve your credit score but going into debt because of that limit will tank it anyway, so just be careful.





















