I know i've said it before, but if you are concerned it could be real and not a scam, the best way to avoid getting scammed is to return contact separately.
Here's how that works:
say you get a text from your internet provider, let's say it's Comcast (whom i hate). So you have this text that says it's from Comcast about your bill with a contact number and a clickable link -- could be real, could be a scam.
Don't touch anything about this text. Open a web browser and look up the customer service number for Comcast. Or get the number from the bill they send you. However you do it, get the contact info for Comcast from a trusted source, like an official phone directory or the Comcast website itself.
Get in touch with them using that information.
So. Let's run the example both ways it could go.
If it IS a scam: you reach out to Comcast and tell them you were contacted about a problem with your bill, they look you up in their customer database, and they tell you there is no problem with your bill.
If it's NOT a scam, you do the same thing, they look you up, and they explain the problem. In this case, neither Comcast nor the employees involved give a single shit whether or not you clicked the link in the text vs. going through their official website.
This works the same for the your bank, the IRS, Amazon, political causes, charities, everything.
By handling any questionable incoming calls to action this way, you significantly protect yourself from scams and malware and shit
You can do this with phone calls too!!! If a company calls you asking for some info or about a problem with you card/account/whatever you can ask them for a reference number for your case and call back later. You don't have to give a reason but if you feel awkward you can just say you have a meeting in 2 minutes but can call back another time to deal with it.
If it's not scam they'll be like sure, here's the reference number. Then you follow the instructions above, call the separate number you find yourself on a reputable website and give that person the reference number. And they'll help you resolve the issue.
Don't let scammers scare you over the phone into giving them sensitive information!!!!
great addition ^^^
The trusted source part is important -- make sure you get the contact info off an email/official mail that you are 100% certain is theirs, or off a website that you are 100% certain is theirs! Do not google it and assume that the first result is correct -- scammers have been known to use SEO and data poisoning tricks to put their own fake contact numbers at the tops of these searches. It's a lot of work so it doesn't happen all the time, but it does occasionally happen.
You can get bank information off the back of your debit card usually.
So one time I got a scary scam call supposedly from the police where they had a surprising amount of information about me AND the caller ID number matched my police office. And they said they'd come arrest me if I hung up and called back.
I hung up and called back.
The incredibly bored lady at the actual police office phone confirmed it was a scam.
Scammers can spoof website urls and phone numbers to make it look like they're coming from legit sources. Initiate independent contact anyway.




















