Understanding XRP: The Future of Cross-Border Payments
🔎 What Is XRP — and Why It Matters XRP is the native token of the XRP Ledger (XRPL), an open-source payments blockchain launched in June 2012 by Jed McCaleb, Arthur Britto, and David “JoelKatz” Schwartz. With a max supply fixed at 100 billion XRP (divisible to six decimals, known as “drops”), XRP is not mined or staked—making it fast, energy-efficient, and cost-effective. Unlike Bitcoin (mined,…












