Oh, there's a river that winds on forever

They will say “don’t you want them to go to the grave without debt”, they will try to guilt you, they will take advantage of your vulnerability.

Source: when my father died, he had some credit cards that my mom wasn’t on that she had no access to. The companies contacted her while she was sorting through the bills and getting a handle on how to run the house alone, badgering her with his credit card debt.

She wasn’t liable for any of it, but if she had ever agreed to pay before finding out that she didn’t need to, she would have been considered to have taken on his debt and would have HAD to pay it. It’s slimy, it’s predatory, and it’s entirely legal for them to do this.

Ok, I'm not an estate lawyer disclaimer blah blah locations all have different laws blah blah BUT a couple months back I started to get overly worried I will likely die still owing money some day, with a negative "net worth" whateverwhatever. I only care that my niblings could get harassed about bills of mine, and I would HATE THAT.

What I found by doing a bunch of research, talking to a family lawyer I know, and a wealth planner, is accurate to what's up thread. Those who I am a debtor w/ can/will take what they can from "my estate." They can/will try to chase down payments.

But when said estate (lol) is all gone, that's it. They can TRY to contact my niblings about bills, but basically they'll just need to be like "Auntie who????" and/or ignore it fully and not pay a cent and they can't be held responsible.

eyes hit serious diminishing returns wrt resource costs vs vision quality as they get bigger, so the question became: what the FUCK do giant (and colossal) squid need to see so badly that they couldn't see with swordfish-sized eyes that's justifying that massive energy cost? that nothing else in the deep ocean needs to see so fucking badly??

turns out the one strength eyes that big really have over much smaller eyes is: seeing large glowing objects in water deeper than 500 meters from an appreciable distance.

sperm whales are the primary predator of giant squid. sperm whales don't glow. BUT! water that deep is full of bioluminescent creatures-- these creatures light up when bumped into. something a sperm whale's size is continuously bumping into those critters, it's just surrounded by a glowing field all the time when it's swimming at those depths, visible from a distance-- if you have the right eyes-- as a massive glowing shape. so basically the only reason to have eyes the size of soccer balls is if you live in the deep ocean and your life depends on having a heads up when a hungry sperm whale lurking around

I found myself in the middle of this dolphin pod. Falling in love with undersea beauty doesn’t even begin to describe it.