I've got some money in my US PayPal account and wanted to transfer it to my German bank. In order to do that, because I can't link a US PP account to a German bank, I had to do the following:
Create a new German PP account (with a different email login)
Link that new account to my German bank account by logging into my bank through PP – effectively giving PP my bank login details
Then of course I had to confirm the bank login on my banking app, for which I needed to open the app using my fingerprint and then click "confirm login"
Finally the new German account was set up and it was time to make the transfer. So...
I logged out of my German account
I logged into my US account
I chose the "Send and receive money" option
I was then asked to confirm my identity through either 1) a text to my US phone number; 2) a Whatsapp message to my US phone number; or 3) "verifying my photo ID"
I do not have a US phone number (see: the whole living in Germany thing), so I had to choose the third option, although I was feeling pretty uncomfortable by this point
I had to scan a QR code on my computer screen and open the PP verification link in question on my phone
At this point I was asked to choose between five methods of verification, rather than just three. The first was "get a verification code emailed to you", so I chose that option with relief.
I then opened my email account on the computer, got the code, and typed it in on my phone
Then I realized with disappointment that this was only the pre-verification in order to verify me sufficiently to allow me to move onto the next step, which was the REAL verification
I was informed that I would have to let the app scan my face and also scan my photo ID
At this point I said FUCK THAT, NEVER MIND, JESUS CHRIST
Listen. I'm glad PayPal is being careful with my money. But like. Dude. There's gotta be another way? This is creepy as shit.
Anyway as I was quitting the whole process in disgust they tried to convince me to give them my fingerprint data "so I could log in faster next time" yayyyyyyyy







