In the Bible, there is a passage that says, âHe brought me out into a spacious place; he rescued me because he delighted in me.â (2 Samuel 22:20 NIV). Ironically, I became aware of this verse at a time when I was in one of the least spacious places Iâve ever lived in, even tighter than our current 1 bedroom apartment. That is one story, but first, I have to tell you the story about how we ended up living in that tight place:
In early 2017, after many months of going back and forth with the bank that held our mortgage (hours of phone calls, pages of paperwork, and heaps of stress), we eventually got told that we were facing imminent foreclosure. I will never forget that phone conversation. I had essentially been lied to by the person who was my assigned âcontactâ at the bank, being told that if I applied for a certain program, everything would work out and we would be able to keep our house.Â
The Fight to Keep Our House
You see, we had fallen behind on our mortgage about 18 months after moving into our first home, because our well-established photography business had suddenly taken an unexpected dive. When that happened, I immediately applied for the bankâs forbearance program and got approved for 6 months of reduced payments so we could get our income back up. What they didnât tell me was that we would be responsible to pay all the interest and the balance of the payments when the term was up. I was expecting to pay our regular mortgage payment on January 1st, 2017, but instead got a bill saying we owed over $10,000. I thought for sure it was a mistake, but after spending hours on the phone (mostly on hold, of course), found out that I had been misled.Â
After several months of being told that we just had to fill out another application to be able to keep our home and diligently trying all options they gave us, we received a letter in the mail from a law office. The letter said they represented our bank and were responsible for collecting the debt we owed - NOT the $10,000 in past payments, but the entire balance of our mortgage! I had been told that as long as I was in the application process, everything was on hold and this wouldnât happen. So I called my contact person again and this time asked to speak to a supervisor. The supervisor proceeded to tell me that our mortgage had gone to collections MONTHS ago and that I was wrong to believe that we had any chance of keeping our home. It had already been charged off and there was nothing we could do except cooperate with the foreclosure or sell it ourselves to pay off the entire debt. At that moment I felt like I had been punched in the chest. Literally got the wind knocked out of me. The tiny bit of hope I had been hanging onto this whole time was totally crushed.Â
This was our first home. I had always wanted a house and I loved living there. It wasnât our dream home, but this home had previously seemed so out of reach that I was ready to settle and allow it to be my dream home, thinking we might not ever do better than that anyway. But even my sub-par dream home was about to be lost.Â
The Painful Journey of Accepting Our Loss
Asif and I cried together as we went through the journey of loss, packing and preparing to sell our beloved home, only 3 short years after moving in. Not to mention, I was 4 months pregnant at the time with a 6 year old, 4 year old, and 2 year old to care for.Â
Thankfully the housing market was at a place where we could sell our home for more than we had bought it for, so we listed it, hoping to avoid foreclosure. After 5 long days of frantic, in-depth, non-stop cleaning so that people could come see the house every day (which is nearly impossible with 3 small children and 2 dogs making a mess behind you faster than you can clean it up!), someone made us an offer. It was $10,000 less than our asking price, which meant we would have to come up with as much on our own in order to sell it and pay all that we owed, but we knew that was the best we were going to get so we accepted.Â
And then began the next heart-wrenching phase - trying to find a place to move to. We had no money, since we were going to have to pay every cent we had and even more, just to be able to get out from under the debt of the house. And, of course, we had horrible credit from falling behind on our mortgage payments.Â
Here we were, a family of 5, soon to be 6, with 2 dogs, about to be homeless. I threw out every idea I had of a decent living situation and narrowed down to 2 things I was really hoping for (I knew these were some âbig asksâ): 1) a place with an easily accessible washer and dryer; and 2) a place where I could let the dogs out into a yard. Yes, we decided to believe that somehow keeping our 2 dogs would be possible. Finally, our budget for rent was a mere $600 - $700! Nearly impossible to find anything at that price. I envisioned the worst - an unsafe, run-down apartment in a scary location. I accepted that I would have to somehow make the best of it.
However, I still tried to find other options and at one point my friend referred me to an apartment complex manager who was a friend of hers. I spoke to the lady telling her a little bit about our situation and asked her if she had any 2 bedroom apartments available. She then proceeded to tell me that it was illegal for her to rent a 2 bedroom apartment to our family, because the maximum occupancy allowed by law in a 2 bedroom apartment was 4 people. She said she could rent us a 3 bedroom, but that was way out of our price range.Â
Upon hearing that, I felt yet again like I'd been punched in the chest. I had just found a way to resign myself to figuring out how to make a 2 bedroom apartment work with our family and just got told that even that wasn't an option. I broke down crying and prayed, asking God to bring us someone who would take a chance on us, who would risk renting to us even though we had no good recent history to convince someone with. I knew there was no hope for any ânormalâ option and I just cried out for grace and mercy to be shown to us.Â
And here is where the next story begins:
THE NEXT DAY, Asif was at our photography studio with Andrea, who works for us as another photographer, and she somewhat sheepishly presented an offer. She said that she and her husband had been talking about us and our situation and they wanted to do something to help. They live in a split-level house and their lower-level (basement) was basically just storage space for them. They had thought about renting it out in the past but never went anywhere with it.Â
Now they were willing to rent it to us, but it would lead to a very unique living situation. We would have our own half-bath downstairs, but have to share the bathtub/shower in their upstairs bathroom and we would have to share the kitchen. Now we knew Andrea and Zach as friends, but mostly as casual friends because of working together. We werenât super close at that point and being willing to enter into this kind of extremely close collaboration and sharing was a very very brave thing for them to do. As soon as Asif told me about it, I felt my heart leap inside - this was IT! This was exactly what I had just cried out to God for!Â
We went and looked at the space just to be sure we could make it work (I already knew at this point that I would make anything work!). Their house was out in the country, about 20 minutes from our studio, with a large yard. The lower level was basically 2 big rooms with a half-bath. Want to know the best part?!? My 3 BIG asks were fulfilled here - there was a door that led to the fenced-in area of their backyard where I could let our dogs out; the washer and dryer were in the basement and I was able to use them; AND they charged us $650 a month!! We had never told Andrea that we had those desires, only Asif and I knew what we were hoping for. We said yes to Andrea and Zach and proceeded to spend the next 2 years living there! There is so much that happened during those 2 years that I will write about later. But for now, here is how I came to understand what a âspacious placeâ is while I lived in this very tight space.
In the weeks when we were getting ready to move, I was extremely exhausted - 5 months pregnant and working like crazy day and night to be able to move out of a house that I loved. I woke up most mornings feeling like I had been hit by a train.Â
I clearly remember one such morning and, just a few steps after getting out of my bed, I collapsed on the bedroom floor and broke down. I sobbed and prayed to God. I was so tired and so hurt from this loss, I just needed hope, a promise, something to hold onto, to get me through this extremely hard time. I asked him for a promise that we would one day get our real dream house, which was to own a house on a few acres with some animals and a garden - the house I described in the first post. We called it our âfarmhouse,â because it would be like a mini-farm to our family. It was what Asif and I had dreamed of years before and we had hoped that our first house would lead to our farmhouse. Instead we were losing our first house with no hope of anything better in our foreseeable future. So after I had stopped crying, I got up to start my day, holding my heart in an open posture, ready to receive this âpromise,â however and whenever God would reveal it to me.Â
A few days later, I was in the kitchen, probably cleaning, not thinking about much at all, when suddenly a thought popped into my brain, as if it was from God: âWhat if this time I want you to believe me for the farmhouse, NOT because I gave you a promise, but because of My nature?â Immediately I knew exactly what this meant - it meant that God, who is my loving creator and parent, was asking me to believe Him for the desire of my heart without a direct promise from Him, because I knew that He loved me so much that He wanted to give me the desires of my heart. Once again, I broke down (pretty sure I ugly-cried daily during those weeks!), but this time with gratitude and the overwhelming feeling of being loved simply because I am. Not because of anything Iâve done. Simply because I exist. I held onto that as more than enough to get me through all that was to come.Â
Discovering My Spacious Place
So while we were living in the basement of our friendâs house, Asif and I were envisioning our farmhouse, believing for it, reminding ourselves that no matter how hard things were for us, this was in our future. At one point, when we especially needed encouragement, Asif came across the verse in 2 Samuel and shared it with me. I felt as though it was putting more words to Godâs promise to me: âHe brought me out into a spacious place; he rescued me because he delighted in me.â (2 Samuel 22:20 NIV) I knew these were going to be the exact words I would someday use when we finally got into our farmhouse. They were so encouraging and such a beautiful thought to envision saying in the future.Â
One day I was thinking about this very verse when something hit me - I had been viewing this verse in light of my future, but the words were past tense! Spoken not for the future, but for right now because it had already happened - âHe brought me out into a spacious place. . .â I had missed something so very obvious - God was actually trying to get the message to me that I ALREADY WAS IN MY SPACIOUS PLACE! It was truly a moment of enlightenment as I realized that our time living in this basement was actually a spacious place, not a literal spacious place, but rather a spacious place for my soul - a place where the busy-ness of our âconnectedâ lives had come to a halt as we became disconnected from our previous communities; a place where the complications of juggling expenses that were over our heads was dissolved; a place where Asif and I had the mental and emotional space to sort through a lot of things, specifically our mindsets and our relationship with each other; a place where I was able to spend time working on myself; a very spacious place indeed.
This realization gave me a much-needed change in perspective that allowed me to really soak in all that our time there had for us. I reminded myself that this was temporary, that there would come a day when I would miss all this, that there is an opportunity available to me during this season to grow and learn like never before and I may not get a chance like this ever again. I suddenly wanted to âsqueeze outâ all that I could during this time. And for the most part, I believe we did just that. Â