LordCents

Can’t pay the full amount you owe on a bill? Pay as much as you can each month. Most places just wanna know you’re making a good faith effort. You can usually even call and ask for a smaller minimum monthly payment plan until you catch up, so that maybe you won’t be getting late fees added on to your balance. It’s worth calling to see. 

Third time you’ve had to reschedule that doctor’s appointment? Oh well. Your doc probably just wants to make sure you make it in to their office at all. Keep trying.

Half-assing is always better than no-assing folks. I know lots of us are anxiety-ridden perfectionists and it feels like if we can’t do everything exactly right on the first try we just shouldn’t bother. But that’s not true.