kb

1. Naruto and Naruto Shippuden

"If you don't like your destiny, don't accept it. Instead have the courage to change it the way you want it to be!"

I am not kidding when I say that Naruto has been my biggest motivation this year. And that’s a lot coming from someone who adores a bunch of motivational speakers and inspirational people.

Watch and you’ll understand why.

2. 7 Habits of Highly Effective People

Where we stand depends on where we sit. We see the world, not as it is, but as we are conditioned to see it.


"Life Changing" — Two words that perfectly describes this book. No wonder why this is so popular and well loved.

Ever tried to search on the web "How to deal with difficult people?". (Cause I do this a lot. Hahaha!)

Usually the step by step process in dealing with difficult people includes changing or getting the root cause of the difficult person's behavior.

But the book says otherwise.

This book focuses more on you. The person reading the book, the person dealing with difficult people. Stephen covey shares the reason behind diversity, perspectives and principles.

Highly recommend this book to all leaders and aspiring leaders. The BEST book I read so far.

3. Minimalism Lifestyle

“Identify the essential. Eliminate the rest.”

I can't stress enough how impacting the minimalism lifestyle is to my life. I used to be a hoarder and I used to think that I am defined by my possessions.  But minimalism taught me to focus and keep only the things that I need and spark joy in my life.

Because of minimalism:

1. I reached my emergency savings goal

2. I have better investment portfolio

3. No need to allocate a week to clean my room

4. Better focus and decision making (because i was making lesser decisions)

5. I own less, I do more

4. Being a corporate coach + Getting promoted

“I want to get more comfortable being uncomfortable. I want to get more confident being uncertain. I don’t want to shrink back just because something isn’t easy. I want to push back, make more room in the area between I can’t and I can.”

This year was a year of learning, growth and getting out of my comfort zone, I used to be the type of person who loves staying where there is less criticisms, less stress and more comfort. But this year, I promised myself that I will do 3 things:

1. Get comfortable being outside of my comfort zone

2. Challenge my limitations

3. Learn as much skills as I can

Which has greatly affected my career in a good way. From being a coach to being a co-facilitator to a facilitator and now getting promoted. The best decisions I have ever made so far.

5. Learning how to play violin and flute

One thing you need to know about me is I love and appreciate learning. So when I finally learned how to play the piano, of course I had to venture and try different instruments. Haha! So this year, I decided that I get to learn how to play violin and flute too.

Plus, my uncle and grandfather were already diagnosed with alzheimers. Which means that the risk of having it is higher. One way to prevent that from happening is to consistenly use your brain hence the more reason to always learn new things.

6. Watch a motivational or inspirational speech video everyday

I used to scroll through all my social media accounts the whole day to check the current updates of my friends and the people I look up to online. Instead of feeling inspired, I got a bit demotivated because of the mixed vibes that I am getting from different people. So instead of feeling sad, I took advantage of the internet and use it as a platform of learning and growth.

I committed into watching 1 inspirational or motivational video a day! As a result, I am more motivated than ever and I was able to show case and use what I learned from those videos in handling and managing people when I was a corporate coach and facilitator.

And also, I realized that the cheapest and the best way to know more about life is to learn it from someone who is more experienced than you.

7. You can achieve anything you are willing to work hard for.

My current favorite quote! You can do anything you put your mind to. I know its very cheesy to say that a certain quote has change your life but when you hear it at the time that you needed it, something shifts inside of you. And that’s what this quote did for me.

And that sums up my 2017 favorites! Hope you enjoyed reading. Happy holiday loves!

I am excited for 2018, I know it’s gonna be our year. ;)

You see, unlike most kids I really didn't enjoy my childhood. I went through shit at such a young age.


One day, when I was doing my devotion, I stumbled upon this verse:


That person is like a tree planted by streams of water, which yields its fruit in season and whose leaf does not wither, whatever they do prospers.
Psalm 1:3


And everything changed after that.


I felt like the verse was God's way of telling me that he has a plan for my life. It was like his promise to me, it gave me hope for the future, making me realized that it was God's plan that I had to go through those struggles for my greater good. Because without those experiences, I will never be who I am right now.


To those who are struggling with anxiety and depression, I hope this somehow helped you. What you are experiencing now is painful, I know, I've been there.


I've dealt with it for 4 years. I stumbled, I almost gave up but I didn't.


Pain is only temporary. Go through it, grow through it.


I don't despise what I've been through, because I know I needed the lessons. I fought the battle hard and I was able to go through it. I'm sure you can, too.
 


Warning: I have received several comments from people whom I helped for years that I can be a bit harsh. I honestly don't care. Id rather be brutally honest than throwing shitty sweet words and BS motivation that somehow may impact people for a few months but not for a lifetime. And I know how hard headed most people are, so #sorrynotsorry.


Also,  if you have a family or you're a bread winner (it means you're supporting someone or your family, financially) and is having a hard time saving up, stop reading this blog post. I know nothing about being one since I am neither.

This article is intended for young professionals who are financing only themselves. One thing I know though is that what you're doing right now is worth more than any money I can save. And I'm proud of you for that, so no need to stress out.


Although, if you still want to read how I save money, then feel free.


Enjoy.

1. Have a freaking goal

Question: KB, why did you want to save so much? What's you motivation?


Do yo want to buy a car? We have.


Do you want to buy a house? I have.


You see, i did not grow up with a gold spoon on my mouth. Not even silver or copper. Haha!


If you've been following me for years you'd know that we went through bankruptcy before and that experience was both depressing and eye opening to me.


You probably think that I am some kind of a smart ass because I've been a scholar during my academic years. Yes, I graduated from college with my parents not spending money for my tuition fee but not because I want to but because i have to.


My parents did not finish college so every peny we have are hard earned. My parents couldn't afford to send me to private school so I work my ass off to be a scholar just so I can still be educated well.


I remember what my mom always tell me:
"Kisay, magaral ka ng mabuti, tiis tiis lang. Okay na kami ni papa mo naka-experience ng kahirapan basta sa generation mo, okay na."


And because of that I realized — I would rather be financially discipline for a few years during my 20s then enjoy the financial freedom after. Than, enjoying my 20s wasting money and regretting it my whole life.

2. Have more than one stream of income

Question: KB, is the reason why you were able to save so much is because you are paid well on your full time job? 


Although i am grateful that my job could pay my unit, house, bills, food and still have enough money left for savings. It still wasn't enough for me.


Because I want to save as much as I can, I invest 80% of my savings, and use it as a capital for my investments and in return I get money out of it.
I was initially planning to have my own business but it all seems so risky and unstable. So I realized, why not invest most of my savings and still be at home or at work monitoring my investments during breaks?

So, KB does it mean that 80% of the money you saved this year went to your investments now?


Correct. Because I know for sure, three to five years later, my investment will double or hopefully triple the amount.

3. Have a social media vacation

Do you follow people on Instagram that makes you feel bad about yourself instead of inspiring you?


If yes, please do yourself a favor and un-follow them. 


Mostly, the un-satisfaction of your life comes from stalking a bunch of people who seems like they have their shit together.

Stop comparing yourself to those people. 
Just remember that everyone's life looks more impressive when filtered through social media.


4. Know the difference between a need or a want.

I don't need the gucci bag but i want the gucci bag.


A thought to myself that I have been debating for months now. I sometimes think of ways of how I can trick my mind into buying it. Haha! It's insane how much of a crazy stuff we can do just to get what we want!


I know I can afford the item. But it's not really about whether I can afford it or not, it's whether there's a need on buying it or not.

5. Treat yourself everytime you reach a financial goal — Reward system

Example:


Financial Goal: P 100 000


Reward: Manicure, pedicure and spa


Financial Goal: P 150 000


Reward: Buy 2 books and your favorite scented candle


Financial Goal: P 300 000


Reward: Buy a used designer bag or a phone


And so on, until you reached your ultimate financial goal, for example:


Financial Goal: P 500 000


Reward: Buy a brand new designer bag.


Financial Goal: 1 Million


Reward: Charity and 1 Gadget of your choice


No matter how another financial guru may sugar coat it, in reality, saving up means restricting yourself.


I mean cmon!


Would you rather save up your P 500 000 than buying all the things that you've been wanting?
NO, right? If you're answer is yes that's bullshit.


Think about it. If everyone likes the idea of saving up then most people would do it but saving your money is not something a lot of people would want. That's the reason why you need to come up with ways that would excite and motivate you to do it.


What works for me is this — a reward system.


I'm sure i still have lots of knowledge to share! Not just financially but also with adulting. I'm 23 and i'm still trying to figure things out so I understand how difficult it is to do it all while you're still young. Don't worry, I got chu.


Hopefully i get to have another free time soon so I can share the things I learned adulting at a very young age.


Hope your learned something out of this post.


Until next blog.


With lots of love and care for you and your future,

Beauty and Make-up

1. Benefit Highlighter

A lot of my friends has been asking me why I look like i'm always glowing. Though I can just say that it's natural ( duh. haha! ) I can't hide the fact that the glow they are pointing out is the one particularly on my cheeks.

This is my secret. The what's up highlighter from Benefit, my current go to highlighter.

What I don't like about it:

If you're face is oily, this might not work for you, i have a combination skin and using this product on the bridge of my nose is impossible. So instead of this, I suggest you go switch to powder highlighters.

What I like about it:

This looks so freaking natural on the face! And the glow is stunning. Mala Gigi Hagid! Char. Haha!

Since the consistency is cream, this looks very natural. And, would stay on your face the whole day - for dry to combination skin.

Good dupe:

If you guys feel iffy about investing in this highlighter (i know its pricey), I can recommend a good dupe that is cheaper, it is the Maybelline color tattoo in barely branded.

2. ATC Fish Oil

Wonder why it's always so easy for me to grow out my hair and my nails? It's because of ATC Fish Oil I'm not saying this because they are one of my sponsors but if you've been following me for a really long time, you'd know i've been using ATC Fish Oil since 2010 — YES.

To someone who always want something new with her crowning glory (hair) having an easier and faster way to make it grow is always a must.

Fashion

1. Michael Kors bag

The amount of people who constantly admire this bag on a daily basis is insane. I always get compliments whenever I use this bag.

I really do appreciate and care for this bag a lot since it's my first ever designer bag. The style and the color is very classic. And the black with the gold hardware is aesthetically pleasing!

Good dupe:

I know this bag is really pricey, if you want a similar style that is more affordable, H&M usually has a lot of bags similar to this one! Here's mine, throwback picture - Year 2014 / fetus kb haha, picture shown above, bought it from H&M last year for around P 1500 - P 2000 (30 to 40 dollars) i'm pretty sure they have cheaper ones right now.

2. Daniel Wellington

Speaking of black and gold. Another black and gold that I love and am obsessed with is my Daniel Wellington Sheffield 40 mm in rose gold. Though I recently was gifted a new watch from the Daniel Wellington team, Sheffield is still the classic. It looks so minimalistic and elegant on. Stunning.

Also guys, if you've been eyeing on buying a watch from www.danielwellington.com, you can use my code "krisaguindangDW" to get 15% off. Code is valid until August 15 2016. I think they have an ongoing strap give-away, i'm not sure, just check their website to confirm.

Good dupe:

Zalora usually has a lot of good dupes for the Daniel Wellington watches! Check the app. If you can't find one in Zalora brand, try Something borrowed.

Arts and Music

1. Koi Brush Pens

I have the Gray set in particular from National book store. I like this brush pens so much, very easy to work with unlike other brush pens that's very dry.

Though I admit it is pricey but this will help you make your calligraphy / lettering look better. And who doesn't want that?

2. Canson Papers

Shout out to this brand of paper for producing such nice quality products. This is not sponsored by Canson paper but hey, hit me up *wink wink* hahaha joke!

From watercolor or paint papers to drawing and sketching, i considered them as one of the best brand to use. And their prices are also very artist friendly. Haha! 👌🏻

3. Mozart Violin

Been playing this baby for a good enough of time.

Though I admit i'm still having a hard time using it (not the violin's fault though. User problem! Haha) I still appreciate this violin very much.

Finances

1. All about money series

This might look like i'm a narcissistic person for including my own series as one of my favorites but I really enjoyed creating this! And i feel very happy that I get to help out others on their financial journey.

Always thankful to GOD that I have this platform — my blog and instagram, that I get to share my passion for financial advising. Seriously feel overjoyed everytime I receive emails, messages or when someone, a friend or workmate would just ask me personally about my savings and investment tips. It makes my grateful heart, happy.

Random

1. Nike tumblers

I actually have both the color black and white. But I lost the black one. Though losing the black tumbler doesn't really bother me as these tumblers are seriously very affordable.

When I got it, I was quite hesitant if it's actually from nike but it was legit. Haha! Got mine from Zalora. I hope you can still get your hands on it, if you want one, I think these are currently on sale.

Favorite quote

"Nobody cares about your excuses. Nobody pities you for procrastinating. Nobody is going to cuddle you because you are lazy. It's your ass. You move it."

Though I don't really find myself as a lazy person, I observed that i'm easily distracted which tends to be a trigger for me to procrastinate. I'm still productive but i'm not prioritizing the significant tasks which is still not a good thing to do.

If you guys have the same problem, I have a recommendation: I usually plan out of my day the night before and set an alarm for each task. In this way, I get to be reminded of the things to be done first.

If I have time (probably be busy again next week because of work), i'll try to share my productivity and setting goals tips soon. Also, to those who has been following me because of my "All about money series" I will be posting my second savings tip next week, Monday! Stay tuned.

Materials used for artworks

That is it for my current favorites! I hope you guys enjoyed reading it.  Until next blog.

1:00 am

As what I always do, I start my day with a devotion. If you guys don't know what devotion is, it's basically just talking to GOD. I do my devotion on my phone using the Momento app and sometimes on my notebook. Others do read the bible first before talking to GOD by writing but me, i just share everything.

Thanking him for all the blessings and accomplishments/ goals I achieved and letting him know what's bothering me at the moment. I also asked him to change the traits thats not helping me grow — like sometimes being immature, lazy ( yes, sometimes I am ) and always being so anxious. I also shared my goals as I reached 22 years old.

2:00 am

After my devotion, I went outside the condo unit ( yes. haha, i usually just have food delievered at my unit ) and went to Mcdonalds to buy a vanilla iced coffee ( my fave! ) and to jolibee ( my favorite fast food chain ever ) for breakfast.

I was really happy because it started raining! Around 2-3:00 am. And the only gift I ask of GOD is to rain on my birthday. Which has always been happening since i'm a year old.

And I was laughing the whole time going back to the condo as other people frowned because it was raining and they dont have umbrellas while I was smiling and enjoying myself walking in rain. ( Imagine my face! Hahaha ) Pluviophile moment ❤️

5:00 am

At around 5:00 am, I went outside the condo unit again to exercise, not jogging, but walking and enjoyed my playlist. If you guys don't know, I really love walking, it's the best exercise for me because it gives me time to think about everything — blog ideas, goals, art ideas and some serious stuff as well. You guys should try it too, it's a stress reliever.

I don't really have a route to follow, I just go where my feet takes me, if I feel tired, that's the only time I go back.

6:30 am

It was around 6:30 am when my feet started to hurt so I decided to go back to our condo.

After exercising, I was enjoying myself resting in my room while browsing the internet and felt a little curious about whats going on in the Philippines so I checked gma news TV and abs-cbn facebook pages and was really amazed of Duterte's administration. He already announced the 5 protectors of drug lords and the names of the drug lords itself — Change is really coming. I feel both proud and scared for Duterte for doing that but as what he always tell us — "Wala akong sinasanto." I just pray GOD will protect him.

9:00 am

9:00 am played with my baby violin. I usually don't have this much time because of work, so I took advantage of the many hours I have to spare! ( VL at work today )

12:00 noon

Drawing, Lettering and Painting at 12:00 noon. Really into 3D Lettering right now.

1:00 - 2:00 pm

It was around 2:00 pm when I started to take a bath and prepare as I was heading to Philpost. Need to get the package sent by The Peach box team. But before that, we had a shoot for my upccoming blogpost / ootd. Here's a sneak peek. Hehe.

3:00 pm

Went to Philpost in Pasay to get the package. Used grabcar to and going back to our condo, my sister couldn't drive for me, she's at work.

Thank you The Peach box for the birthday gift! You guys have no idea how long I've been lusting over this belt bracelet. And now, I have two pieces to use!

6:00 pm

Excuse my face! I got extremely tired staying in the car as it was too traffic! Went there less than an hour, went back to our condo for 3 hours. (Yes, it was insane. Huhu )

8:00 pm

Celebrated my birthday in Kenny Rogers!

11:00 pm 

 And now ending this day by creating and editing this blog post for you guys.

That is it for today! This is actually only part 1, I will be having a celebration with my family this sunday and this tuesday with my workmates. I'm not sure if I can still blog about it, i'll try if I have time. 

I hope you enjoyed me sharing my simple birthday celebration! And I also would want to thank those who remembered my birthday, thanks for the birthday greetings! I can't believe i'm 22 years old. Hehe! I always felt like 25 years old + because i'm usually hanging around the older ones as I am always the youngest in the group. Hahahaha! ( love you friends and workmates, please dont get offended haha labyu ) 

Until next blog. 

Why so important?

Pictures shown above is the with and without brows look of the two girls I adore and look up to — emma watson and selena gomez. It's not surprising why people love well groomed and "on fleek" brows.

Brows shapes the face, and once groomed makes a huge difference. It's like going through surgery without experiencing the nasty operation plus not paying for a huge amount of money. It has even confirmed that brows are more important than eyes if you want to make a lasting impression.

I admit, I don't have much hairs on my brows. And that's the reason why I always have second thoughts plucking, threading or waxing my brows because I don't think it is necessary. What would they remove, right? Hahaha! Kidding aside, I even remembered one time that I paid for more than a thousand bucks to have my brows shaped and groomed. Which was crazy expensive for a one time service but had no regrets, since I know how important brows are so I'm willing to spend more cha-ching to it. I have experienced a lot of brow service before but i'm used to threading and plucking, not waxing. Not until I was contacted by Benefit.

Benefit Cosmetics Benefit Philippines is a luxury brand originated from Los Angeles California. A well loved brand by so many bloggers and youtubers as we know how amazing their products are. Yes, pricey compared to others but nothing beats quality over quantity.

Benefit Alabang Town Center You know that intimidating feeling when you go to a luxury brand shop and feeling pressured about buying something because of constant following around of the shop's saleslady? I alway felt that when I visit any luxury store BUT NOT with Benefit ATC.

I always feel welcome going to any of their branches. You wouldn't feel that the sales lady would push you in buying something just to attain their daily quota.

With this lovely blogger, Jenikka Luna. Follow her! Website: www.megluna.com Instagram: @jenikkaluna

You will be greeted with smiles as soon as you come in and you would notice right away that the sales ladies are very passionate about what they do because their make-up are so on point! And their brow game is always on fleek.

Brow Service Speaking of the brows, I had my first waxing experience at Benefit's brow bar. I had mine done by Ms. Sean. Before the brow waxing, the eyebrow specialist will apply pre and post waxing oil to remove the brow make up and prep up your skin for waxing.

Before and After Here's my before and after. Over-all I'm really impressed with their brow waxing service. I will rate their Benefit's brow bar — 5 out of 5!

Materials used for artworks

And that is it. I hope you guys liked it. Until next blog!

 ​What is Vita-E?

Vita-E contains Vitamin E that protects the cells from the harmful effects of free radicals. It also prevents neurologic disorder and Vitamin E deficiency occuring in malabsorption disorder. It also works from the inside out making your skin youthful as ever.

How to take?

Take 2 capsules of vita e everyday before or after meal, preferably with warm water or as prescribed by physician (NOT SUITABLE FOR PREGNANT WOMEN)

How much?

Vita-E is now available on a Buy 1 take 1 promo at Mercury Drug and all other leading drugstores nationwide!

USES or BENEFITS

• Helps in maintaining the functions of the heart and blood vessels • Provides all-around protection for a healthy immune system • Lowers the risk of cancer, heart disease and stroke • Maintains the skin’s youthful glow • Promotes good eyesight Where to buy?

​Vita-E is available in all leading drugstores nationwide. Vita-E can be found in Mercury Drugstore, Watsons, and South Star Drug. It is also available in supermarkets such as SM SaveMore.

Facebook page url:

https://www.facebook.com/ATCVitaE/

What is FatOut?

FatOut contains the revolutionary Sweep and Shred Formula which helps in cleansing your colon and burns down your fats, for a sexier and healthier you.

How to take?

Take one capsule before meals everyday, preferably with warm glass of water along with healthy lifestyle (NOT SUITABLE FOR PREGNANT WOMEN)

How much?

FatOut is now available on a Buy 1 take 1 promo at Mercury Drug and all other leading drugstores nationwide!

Where can i buy?

FatOut is available in all leading drugstores nationwide. FatOut can be found in Mercury Drugstore, Watsons, and South Star Drug. It is also available in supermarkets such as SM SaveMore.

USES or BENEFITS

• PSYLLIUM HUSK SWEEPS known as the super fiber, cleans the colon and sweeps away toxins and cholesterol from dietary fats. • GREEN TEA EXTRACT SHEDS has been known to be effective in weight loss as it burns and shreds fats by speeding up metabolism • Pu’er Tea Extract eliminates hard-to-digest fats • Aloe Vera Powder detoxifies and cleanses toxins in the colon • Alfalfa nourishes the digestive system • Oat Fiber controls the appetite and burns down your fats, for a sexier and healthier you.

Facebook page url:

https://www.facebook.com/ATCFatOut/

Good thing I met Vita - E and Fat out. These two products help me with my overall digestion and unhealthy skin. Thank you ATC Healthcare!

As a girl who loves learning new things, calligraphy was always on my list. So I felt both excited and happy when I received an invite from National book store launching a brand that produces high quality calligraphy and typography products.

Here's me and my sister taking a selfie and smilling at the camera but really feeling irritated about the traffic in EDSA. Oh well, papel. ( Love you ate! ) 

Sister's blog: www.fraoel.com  Instagram: @fraoel​

A. The Event  Unit 27 Bar + Cafe BGC Fort Bonifacio 

Well, it was a bit embrassing really — went straight to the event right after work and did not notice the time so I went there late. 😅 

But izookay, I still enjoyed the event. It was at 2nd floor Unit 27 Bar + Cafe in BGC Fort Bonifacio. The resto was fancy and the space was good enough for the amount of people that was there.

About the Brand  Online Pen Germany

25 years of magic in writing! 

It was precisely 25 years ago that Thomas and Alexandra Batsch became enchanted by the magic of writing... It was precisely 25 years ago that the story of ONLINE writing instruments began... With its design-oriented writing instruments for students, young people and the young-at-heart, ONLINE has evolved into a trendsetter in the industry. A coherent approach, consistent market positioning and a clear brand strategy are some of the factors of its success. The family business was founded in 1991 by Thomas and Alexandra Batsch with a clear goal in mind: * The production of writing instruments for school and office * Usage of the location advantage of Germany * High quality level for functionality and technology With fresh ideas and a lot of energy, they established independent ranges of writing instruments on the market within just a few years. They are both well aware that this would not have been possible without a committed and motivated team of employees. 

Today ONLINE employs more than 120 employees at its Neumarkt site, and its writing instruments are sent to approximately 56 countries around the world. Discover the magic in writing and find out more about our brand! 

From: www.online-pen.de 

About their products  1. Der neue College | The new College Pen for calligraphy  2. Der neue Campus | The new Campus Pen for typography

Who says only make ups can have swatches? Haha! 

To be honest, it was my first time owning a calligraphy set so I got nothing to compare it with. I did not have a hard time using their pens which was both good and comforting as a newbie. 

Over-all, I will rate the two pens 8 out of 10. 

And yes, played with the new babies! Here's my typography and calligraphy using the two pens! #artbykrisaguindang

B. Favorite quote of the week

If someone did you wrong or hurt your feelings — DO NOT REVENGE. Don't get mad, don't get even. Do better, much better. Rise above. Become so engulfed in your own success that you forgot it ever happened. Use the pain as a motivation and let them watch while you fly and achieve your dreams. ☕️

And that is it for this blog post! I miss you guys and i'm sorry i've been MIA ( missing in action ) lately with blogging. My full time job and my violin lessons are just eating so much of my time! But i'm enjoying my work so it's all good. I hope you guys are making yourself proud, too. Until next blog!