Tips for Writing Poverty without being Insulting
✧ Being poor is expensive. You can't buy in bulk to save money. You pay fees for not having enough in your account. You buy cheap shoes that wear out fast instead of good ones that last.
✧ The math is constant. Every purchase is a calculation. Can I afford this? What can I skip? Is this worth it? Your character's always doing mental accounting.
✧ You get creative. Meals from whatever's left in the pantry. Fixing things with duct tape and hope. Making do because you have to.
✧ Shame is real. Your character might lie about why they can't go out. Make excuses. Hide their situation because poverty is treated like a moral failure.
✧ Small luxuries feel huge. A coffee from an actual coffee shop instead of gas station. Buying name-brand something. These aren't nothing, they're big deals.
✧ You're always tired. Working multiple jobs, irregular hours, the stress of never having enough, it's exhausting. Your character's running on empty.
✧ Future planning is hard. When you're worried about making rent, thinking about retirement or savings feels impossible. You're in survival mode.
✧ Other people don't get it. Friends who casually suggest expensive activities. People who think you're bad with money when really there's just not enough of it.
✧ The system works against you. Need an ID to get a job but need money to get an ID. Need an address to get assistance but you're homeless. Catch-22s everywhere.
✧ IT'S NOT A CHARACTER FLAW. Your character isn't poor because they're lazy or stupid. Circumstances, bad luck, systemic issues, poverty is complex and it's not about moral worth.