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Moving to Spain: An Essential List of “How to…” Articles

For years, Move to Malaga has been the go-to resource for anyone thinking of making Malaga and the Costa del Sol their home. We have a wealth of insider knowledge and a passion for making the moving to Spain process as smooth as possible.  We have written numerous articles sharing essential tips and “how to” guides to make your relocation and property purchase a more informed experience. From navigating the complex world of visas and residency, to finding the perfect property and settling into your new life. Our articles are packed with actionable tips and invaluable advice.  In the following summary, we highlight some of the most essential “How to” articles for moving to Spain and purchasing property. From understanding the latest visa requirements to calculating the ROI on a rental property and choosing the best schools for your children. These articles will give you a solid foundation for your Spanish adventure.  For personalized support and to ensure your move is truly stress-free, be sure to reach out to our team. As experts with years of experience, we can provide the tailored guidance you need to make your dream of a life in southern Spain a reality.

Here are some of our most popular Moving to Spain “How to”  articles …

Residency and Visas: - Learn how to apply for Spanish residency, including the latest requirements for 2022 here. - If you're in the UK, find out how to apply for a Non-Lucrative visa through BLS International Services here. - Already in Spain? Understand the process for renewing your Non-Lucrative visa here. - Canadians can learn how to apply for a non-lucrative residence visa here. - Non-EU spouses and family members can navigate the residency application process in Malaga here. - Digital nomads can learn how to apply for the Digital Nomad Visa in Spain here and in the UK here. - Book your NIE appointment online with this step-by-step guide here. - UK citizens can learn how to apply for the Spanish TIE here. Property Purchase Tips: - Save money on your property purchase by choosing the best currency exchange company here. - Understand the safe process for buying property in Spain here. - Decide where to buy property in Malaga and the Costa del Sol with these tips here. - Negotiate the best price with these 7 tips here. - Calculate the ROI on your Spanish rental property here. Relocation Tips: - Find your ideal long-term rental property in Spain here. - Americans can learn how to make the move to Spain here. - Decide where to live in Malaga with this guide here. - Apply for a Social Security Number in Spain here. - Understand how to apply for your Digital Certificate in Spain here. - Choose the best school in Malaga for your child here. - Replace a lost or stolen Spanish driving licence here.

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When is the best time to sell your UK home when moving to Spain?

Knowing when is the best time to sell your UK home when moving to Spain can save you a lot of money! If you plan to sell your home for more than you bought it for, the more money you will save by getting the timing right! We have advised many people to rethink the timing of their planned relocation based on this very important factor!

Let’s look at the reason why …

Relocating from the UK to Spain, with its promise of a new lifestyle, is an enticing prospect for many. However, amidst the excitement lies a significant financial consideration – the Spanish Capital Gains Tax.  Navigating the complexities of relocating from the UK to Spain involves foresight, particularly concerning tax implications. Let's illustrate this with a scenario: Consider a hypothetical family, the Reynolds, who decided to sell their UK home and move to Spain. They sold their property in February 2024 for £800,000, which they originally purchased for £400,000 in 1980, resulting in a profit of £400,000. They plan to move to Spain in May 2024. As a result, they will become tax residents of Spain by spending more than 183 days in the country in 2024.  Hence they would be subject to Spanish capital gains tax on the profit from the sale of their UK property. This tax, ranging between 19% and 26%, would translate to a substantial bill, approximately €112,000, due in 2025. To mitigate this tax burden, strategic planning becomes paramount. Remember, the Spanish tax year runs from January 1st to December 31st. So, by delaying their move until the summer of 2024, thereby avoiding spending 183 days in Spain that year, the Reynolds could maintain their UK tax residency status for the 2024 tax year. Consequently, they would circumvent the Spanish capital gains tax entirely, resulting in significant savings. Though postponing their relocation might entail inconveniences such as arranging short-term rentals or staying with family, the long-term financial benefits far outweigh these temporary challenges.  Hence consideration of timing about the best time to sell your UK home before moving to Spain is crucial to optimize tax outcomes.

So deciding when is the best time to sell your UK home before moving to Spain is a question you must answer!

How to Apply for a Digital Nomad Visa for Spain

In this post we are going to show you how to apply for a Digital Nomad Visa for moving to Spain. If you meet the requirements and are organised, you can quite easily apply for your own visa. Applying for a Digital Nomad Visa, using experienced professionals, is a safe option but it can also be expensive! As this visa is relatively new, there are still many uncertainties. However, as with most Spanish paperwork, mistakes can be costly!  If you are going to pay a professional, ensure they have the relative experience.

Before deciding if you should apply for your own visa, check you can provide the following:

- Copy of all pages of a valid non-EU passport - Work contract with an existing client of over 3 months, who is a registered business, that has been operating for more than 12 months (subject to being employed or self employed). - Bank statement showing the last 3 months' payments from clients/employer - An official document to prove that the client company has been operating for more than 12 months  - A letter from the client company authorizing the work to be carried out in Spain - Documentary evidence of qualifications or relative experience (minimum 3 years) for the work to be carried out. - Applicants CV, translated into Spanish. - Social security documentation. (subject to being employed or self-employed). - Private health insurance policy (Optional subject to circumstances)  - Official Criminal Background Check Document - Declaration of a clear criminal background in the countries where you have been resident in the last 5 years.

If you can provide all the required documentation then this is How to Apply for Digital Nomad Visa in 5 simple steps…

- Apply for your NIE in your home country, before you move. This will save you a lot of time on arrival in Spain! In some areas, there are long waiting times for NIE appointments. - Collate all the required documents and prepare for notarising/translating. A few days before your planned arrival in Spain, ensure you have all the required documents in order, apostilled and translated where necessary. (More details here) - On arrival in Spain, apply for your Digital Certificate (See how here! Post to follow soon!). - Collect your Digital Certificate.  - Once you have your certificate, you can upload all your documents here: https://expinterweb.inclusion.gob.es/iley11/inicio/showTramites.action?procedimientoSel=200&proc=1

Remember, once your Digital Nomad visa is approved, you will need to apply for a TIE.  (Read how to apply here) So, that is how to apply for Digital Nomad Visa when moving to Spain. It can be a very straightforward process. However, if you do not have all the required documents or you are not organised, seeking assistance may be a better option. CONTACT US to have everything ready for your arrival in Spain! This allows you to focus on a successful visa application. We look forward to seeing you in southern Spain very soon!

Do you plan to move to Spain in 2024? We are here to make it easier for you!

Are you looking to secure a fabulous rental property in Malaga in 2024?  As Malaga and the Costa del Sol continue to attract newcomers from all over the globe, the rental market becomes even more complicated. Securing a good rental property requires time and preparation. This is where we can help you … 1. Commencing Your Property Search: A Strategic Approach Seriously consider booking a Relocation Package with us. Many clients, having initially struggled independently, have later reached out in desperation. Unfortunately, subsequent attempts often result in improper procedures and a disordered sequence of tasks. Our extensive experience, having assisted hundreds of people, equips us with the knowledge of where to book appointments, the precise locations to visit, and what obstacles to anticipate. Your property rental search is in safe hands. 2. Geographic Terminology: Málaga City vs The Province When discussions revolve around "Málaga," it's important to clarify whether you are referring to the City or the encompassing Province. We recommend referring to Malaga Capital or the Malaga Province. This clarity prevents any misconceptions and ensures that your property search aligns with your intended location. 3. Flexibility in Location: A Key Consideration Avoid restricting yourself to a specific area. Be prepared to be flexible and consider a broader range of locations. The diversity in the Malaga province and the Costa del Sol region offers an array of neighborhoods, each with its unique character. Exploring wider areas enhances your chances of discovering the ideal rental property that aligns seamlessly with your lifestyle preferences. Even if you plan to work in Malaga Capital, there are several surrounding areas that could be of interest to you. Transport options are varied and a short commute may allow you to secure a more suitable rental property. This adaptability broadens your choices, increasing the likelihood of discovering a rental property that perfectly aligns with your vision. Our team will advise you on suitable areas for you to consider, based on your requirements. 4. Strategic Timing: Optimal Months for Long-Term Rentals Plan your arrival strategically. Avoid arriving in the summer months, particularly July or August.  These are extremely challenging months for finding long-term rentals. Spring and autumn offer a more favorable environment, providing a greater selection of available properties and a smoother rental process. Before planning any visits, consult with our team. We will advise you when is the best time to start your property search.

Spain continues to be an increasingly attractive destination for people looking to move abroad, particularly for remote workers, digital nomads, retirees, and families in search of quality time together.  If you fall into any of these categories, the Spanish Non-lucrative Visa and Digital Nomad Visa present two viable options for an extended stay in Spain. By understanding the key differences between these visas, you can make better-informed decisions about which option suits you best. Spanish Non Lucrative Visa and Digital Nomad Visa, in a nutshell … The non-lucrative visa is designed for individuals who do not intend to work in Spain. This visa is suitable for retirees, and individuals with sufficient savings. To obtain this visa, you must demonstrate that you have enough financial resources to support yourself during your stay in Spain. You must also provide proof of private medical insurance and a clean criminal record. The digital nomad visa is intended for remote workers who can work from anywhere in the world. To qualify for this visa, you must demonstrate you are self-employed or work for a company based outside of Spain. You must also provide proof of income and a clean criminal record. Both visas cater to different requirements, with the Non-lucrative Visa targeting those who do not intend to work in Spain, and the Digital Nomad Visa intended for those who will earn an income remotely. When comparing and contrasting these visa options, you should consider your employment situations, financial capabilities, and long-term intentions to make the best choice for your own specific needs. Key Takeaways - Spanish Non-lucrative Visa and Digital Nomad Visa cater to different applicant requirements. - Digital Nomad Visas are tailored for remote workers with foreign employers, while Non-lucrative Visas do not permit working in Spain. - Applicants should consider their specific situation and intentions when choosing the appropriate visa.

Spanish Non Lucrative Visa

Quantifying Time Commitment The Spanish Non-Lucrative Visa (NLV) allows non-EU citizens to reside in Spain without the right to engage in any form of work or business activities. This visa grants the holder a temporary residence for up to 5 years (including two renewals) after which “permanent reisdency” along with an entitlement to work can be applied for.NLV applicants are required to prove their intention to maintain their regular stay in Spain. Eligibility Critique To be eligible for the NLV, applicants must fulfil a number of requirements. These include proving you financial capacity to support yourself and your dependents without working in Spain. In 2023, the minimum monthly income requirement was set at €2,400 ($2,615.88) per month and €600 ($653.97) for each additional dependent included in the application. Applicants must also have a clean criminal record and valid health insurance coverage in Spain. (Read mre specific details here) Expense Analysis In addition to the financial means requirements, the visa application process involves certain costs, such as attorney fees, translation costs, health insurance premiums, and visa fees. The latter may vary depending on the applicant's nationality and the Spanish consulate's processing fees. Overall, applicants should be prepared to cover a range of expenses prior to and during their stay in Spain under the NLV. Advantages One of the biggest advantages of the Spanish Non-Lucrative Visa is that it allows you to live in Spain for an extended period of time without the need to work. This can be particularly appealing to retirees and individuals who have the financial means to support themselves without the need for employment. Additionally, the visa allows individuals to travel freely within the Schengen Area, which includes 26 European countries. This can be particularly appealing to individuals who wish to explore Europe during their stay in Spain. Disadvantages One potential disadvantage of the Spanish Non-Lucrative Visa is that it does not allow you to work in Spain. This can be a significant drawback if who wish to supplement you income during your stay in the country.Additionally, the visa can be difficult to obtain, as applicants must demonstrate that they have sufficient financial means to support themselves and their dependents during their stay in Spain. The application process can also be time-consuming and require a significant amount of documentation. But do not worry, we are here not only to assess your viability but also to help you with the application process!

Digital Nomad Visa

Identifying Scope of Flexibility The Spanish Digital Nomad Visa allows foreign nationals to live and work remotely in Spain for up to one year initially. It offers a significant degree of flexibility, as holders can potentially extend their stay up to five years by renewing their visa annually. We recommend you submit your application in Spain as then the initial visa is valid for THREE years (Contact us about this) Examining Eligibility To be eligible for the Digital Nomad Visa, you must first meet certain requirements (read more details here) . You must have either a university degree or three years of professional experience. Additionally, this visa is primarily designed for individuals who plan to work remotely, contrasting with the Non-Lucrative Visa, which prohibits applicants from working while residing in Spain. Cost Evaluation One of the main attractions of the Digital Nomad Visa is the reduced non-resident income tax rate. Employees holding this visa are subject to a 24% tax rate for earnings up to €600,000. Earnings beyond this threshold are taxed at a 47% rate . This attractive tax scheme is an important consideration for potential applicants, particularly when comparing costs with other visa options. Advantages One of the main advantages of a Digital Nomad Visa is that it allows you to work and travel in a foreign country legally. This can provide a unique opportunity to experience a new culture and way of life while still being able to earn an income. Additionally, many countries offering Digital Nomad Visas have favorable tax systems for remote workers. Disadvantages One potential disadvantage of a Digital Nomad Visa is that it may not provide the same level of security as a traditional work visa. Digital Nomad Visas are often temporary and may not allow for long-term residency in a foreign country. Additionally, there are strict regulations on the types of work that can be done while on a Digital Nomad Visa.

Key Differences Between Spanish Non Lucrative Visa and Digital Nomad Visa

Purpose The Spanish non-lucrative visa is intended for those who wish to live in Spain without engaging in any professional or commercial activity. It is ideal for retirees or those who have sufficient savings to support themselves without working. Or, families looking to spend quality time together whilst experiencing life in another country. The digital nomad visa is designed for remote workers who want to live and work in Spain while providing services to clients outside of Spain. Scope of Work The Spanish non-lucrative visa holder is not allowed to work in Spain, either for a Spanish or foreign company. You are not allowed to engage in any professional or commercial activity, including freelance work. The digital nomad visa, on the other hand, allows remote workers to work for foreign clients while living in Spain. However, you are not allowed to work for Spanish companies or provide services to Spanish clients. Eligibility Factors When it comes to eligibility, the main difference between the NLV and DNV is the permission to work in Spain. Under the Non Lucrative Visa, applicants are not allowed to work in Spain, even if they are working for an employer abroad. On the flip side, the Digital Nomad Visa is specifically designed to accommodate remote workers and freelancers who work for companies outside Spain or are self-employed. This is as long as their income meets the minimum requirements outlined by Spanish authorities. Application Procedure The Non Lucrative Visa can only be applied for in your country of residence. You cannot apply for the NLV when residing in Spain. The Digital Nomad Visa can be applied for in your country of residence or in Spain. We advise you to apply in Spain as the initial visa granted is for three years rather than one! Flexibility of Visas You can use the Non Lucrative Visa as a passage of entry into Spain for your initial 12 month period. Once in the country, you can easily switch to another type of visa that better suits your situation ie, golden visa, digital nomad visa or even a work visa. If you enter Spain on a Digital Nomad Visa you can apply for the Golden Visa if purchasing property. However, if you decide to change to the NLV you will be required to return to your home country to submit the application. We advise you to seek professional guidance before using the DNV solely for initial entry into Spain. Expense Rundown Taxes: The Digital Nomad Visa offers tax benefits, such as a reduced rate of non-resident income tax. Employees on a DNV pay 24% tax on income up to €600,000. Income above this threshold is taxed at a 47% rate. In contrast, the Non Lucrative Visa does not have any specific tax benefits. NLV applicants will need to adhere to the general tax rates in Spain. Cost of living: Both visas require applicants to have sufficient financial means to support themselves while living in Spain. Since the DNV allows for remote work, visa holders may be able to cover their living expenses through their income. In contrast, NLV holders must rely exclusively on their savings or other non-work-related income sources. Application fees and renewal costs: Application fees, documentation and legalisation requirements also vary between the two visas. It's essential to research and review all the relevant fees and requirements specific to your situation when applying for either visa.

Choosing the Right Visa for You

Choosing the right visa can be a daunting task. It is important to get professional guidance to ensure that you make the right decision. With the backup of our chosen immigration lawyer, we can help you navigate the complex visa application process. We provide you with advice on which visa is best for your specific situation. Remember, both visa types allow you to travel within the European Union and bring family members to Spain with you. The choice between the two visas ultimately depends on your own work-related needs and financial situation.

If you are thinking of applying for a Spanish Non-Lucrative Visa and Digital Nomad Visa, complete the relevant form below. We will arrange a free initial consultation to assess your case...