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Keeto is your personalized financial fitness tracking, improve your credit score, Money manager, and instant loans, online app in India.

Keeto helps you build a Credit Score, provide instant personal loans, and track your Financial Fitness online. Download the App now. Improve your Credit Score by up to 50-100 points and increase chances of loan approval and that too at cheaper rates. Eg: Car Loan of INR 5 lakhs for 7 years Difference between 750 and 650 Credit Score 750: Interest rate: 10-12% 650: Interest rate: 16-18% Savings: INR 30,000+ We provide you: 1. Keeto Credit Builder: Improve your Credit Score and get cheaper & guaranteed loans 2. Online Loans by Cashe (even to those with poor credit score) 3. Online Loans by MoneyTap up to INR 5 lakhs 4. Free Tools to manage: Money Manager & Insights Information on Loans disbursed via Keeto Partners: Interest and other applicable charges • Annual Percentage Rate (APR) – 33.46% • CASHe 180, CASHe270, CASHe 1 year - Processing fee, 2% or 1200 whichever is higher • CASHe 90 - Processing fee, 1.50% or 1000 whichever is higher • CASHe 62 - Processing fee, 1.25% or 750 whichever is higher Sample loan calculation Loan amount: ₹ 30,000 at interest rate of 33.46% p.a. Loan Duration: 90 Days Total Interest = ₹ 2,475 Processing fees (PF) + GST = ₹ 1000 + Rs 180 = ₹ 1,180 Total Deductibles (PF + GST+ Interest): ₹ 3,655 In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 3,655 = ₹ 26,345 Total repayable Amount: ₹ 30,000 Monthly EMI Repayable: ₹ 10,000 The deductibles (interest + PF + GST) are deducted upfront during the loan disbursal. MoneyTap: Instant CreditLine up to INR 5 Lakhs For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360 -> (Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line) -> Interest = ₹7,181 -> EMI = ₹8,932 Total amount to be repaid after a year = ₹1,10,129/- *Interest Rate varies based on your risk profile The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% pa) FAQs: 1. How much credit score can I improve via Keeto? You can improve 50-100 points within 3-6 months depending upon your current credit score and profile. 2. What all services we can get on the app? You can use the credit score simulator to check and improve your credit score, apply for instant online loans upto INR 5 lakhs and also check your financial fitness score for free. 3. What is the USP of the app? Unlike other apps, we focus on improving the financial fitness of the user. Privacy, Access, and Permissions: 1. Why Send and Receive SMS Permission: We are reading your SMS which is the core of My Insights and Money Manager. 2. We do not store personal SMSs, bank OTPs, passwords, or account numbers on our server. We will only store data that is processed by our algorithms based on your SMS data. 3. Maintain the highest standards of security and safety with industry-standard security; 128- bit encryption. 4. Any information accessed via our Loan Partners shall be in-line with their due-diligence request. User is understood to know that application once applied may lead to an agreement with the Loan Partner. Our relationship is purely based on a referral partnership.

Keeto helps you build Credit Score, provide instant personal loans and track your Financial Fitness. Download the App now. Improve your Credit Score by upto 50-100 points and increase chances of loan approval and that too at cheaper rates. Eg: Car Loan of INR 5 lakhs for 7 years Difference between 750 and 650 Credit Score 750: Interest rate: 10-12% 650: Interest rate: 16-18% Savings : INR 30,000+ We provide you: 1. Keeto Credit Builder: Improve your Credit Score and get cheaper & guaranteed loans 2. Online Loans by Cashe (even to those with poor credit score) 3. Online Loans by MoneyTap up to INR 5 lakhs 4. Free Tools to manage: Money Manager & Insights Information on Loans disbursed via Keeto Partners: Interest and other applicable charges • Annual Percentage Rate (APR) – 33.46% • CASHe 180, CASHe270, CASHe 1 year - Processing fee, 2% or 1200 whichever is higher • CASHe 90 - Processing fee, 1.50% or 1000 whichever is higher • CASHe 62 - Processing fee, 1.25% or 750 whichever is higher Sample loan calculation Loan amount: ₹ 30,000 at interest rate of 33.46% p.a. Loan Duration: 90 Days Total Interest = ₹ 2,475 Processing fees (PF) + GST = ₹ 1000 + Rs 180 = ₹ 1,180 Total Deductibles (PF + GST+ Interest): ₹ 3,655 In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 3,655 = ₹ 26,345 Total repayable Amount: ₹ 30,000 Monthly EMI Repayable: ₹ 10,000 The deductibles (interest + PF + GST) are deducted upfront during the loan disbursal. MoneyTap: Instant CreditLine up to INR 5 Lakhs For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360 -> (Line setup fee of ₹499+GST = ₹588/- to be paid before starting the credit line) -> Interest = ₹7,181 -> EMI = ₹8,932 Total amount to be repaid after a year = ₹1,10,129/- *Interest Rate varies based on your risk profile The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% pa) FAQs: 1. How much credit score can I improve via Keeto? You can improve 50-100 points within 3-6 months depending upon your current credit score and profile. 2. What all services we can get on the app? You can use the credit score simulator to check and improve your credit score, apply for instant online loans upto INR 5 lakhs and also check your financial fitness score for free. 3. What is the USP of the app? Unlike other apps, we focus on improving the financial fitness of the user. Privacy, Access, and Permissions: 1. Why Send and Receive SMS Permission: We are reading your SMS which is the core of My Insights and Money Manager. 2. We do not store personal SMSs, bank OTPs, passwords, or account numbers on our server. We will only store data that is processed by our algorithms based on your SMS data. 3. Maintain the highest standards of security and safety with industry-standard security; 128- bit encryption. 4. Any information accessed via our Loan Partners shall be in-line with their due-diligence request. User is understood to know that application once applied may lead to an agreement with the Loan Partner. Our relationship is purely based on a referral partnership.