JulzDaQueen

But a few weeks ago, my credit score dropped 30 fucking points.

I was so lost and confused because I don’t owe anybody money and I don’t have a credit card.

Little did I know, that was the problem. If you are not actively building your credit MONTHLY, that shit will dropped.

The second you build any credit history, you need to keep building on it, unless your credit score is 0 (you don’t have to worry about that shit dropping obviously but you should start building credit history, maybe starting with a secured card).

Find a bank or credit card company that allows you to have a credit line of no more than 50-200 dollars (idk the minimum amount you can have but the least you have, the better)

Because I maxed out my credit card (I was desperate at the time to pay for tuition) and it took me forever to pay it off because I couldn’t afford to pay it.

Don’t get it twisted. My shit is still trash but I’ll have the perfect score in no time.

Taglist:  @youreadthatright@maliadestiny@bossyboyd03@groovybbyyy@drriiia@imagine-blackpanther@wakanda-4evr@killmoncoochie @muse-of-mbaku@wakandas-vibranium@siriuslycollins@ughhhxjazzy@chasingsunlight@purple-apricots@panthergoddesstbast  @lovelynervouschaos @nostalgic-uncertainty@palmsofgranate @ghetto-magician@killmongurl@ourwakandanerik@babybluepeaches@killmongersgurl@chasingsunlight @ourwakandanerik

• The whole family would come even though you specifically wanted T’Challa to come with you alone because you knew some drama was gon happen.

• When everyone first meet him they start kissing his ass in hopes of getting some vibranium in return. They don’t.

• As T’Challa is becoming famous, Erik is over in the living room having a conversation with your woke 12 year old cousin. “Right? how can they be worshipping god and shit.. like the masters put the slaves onto that.” Your cousin was preaching to Erik who was nodding, understanding every word. “See! this the shit I’m talking about.”

• Then all of a sudden a little kid runs up to Erik like, “What’s that on your arm? it looks like bubblewrap.” “Lil nigga if you don’t get away from me.” “I don’t like you. You’re mean.” Erik flashed his grillz hissing at him like a vampire. The kid ran away.

• T’Challa is bombarded by questions by your younger cousins and you’re casually sighing every minute. “Can we see your suit!” “Ha, I don’t know about that..” “Pleeeeasseeee.”

• “Okay, this one time.” Suddenly his clothes shedded to the floor as the suit was now activated and the helmet had morphed slowly onto his head. The kids looked at him in awe, “Yayyy!”

•  Erik sniffled, “I-I can do that too.”

• When it’s time to eat everyone is at the dinner table and T’Challa gets chitlins dumped onto his plate despite his attempts of refusing it. “Shhh baby, try it. Give you some strength.” Your grandmother said in a stern tone. You took a sip of your kool aid, and praised to god that he’ll make it alive.

• Your uncle starts laughing, “Yeah, he gon like them chitlins..” He took a swig of his beer before T’Challa tries it. Once he tries it he starts coughing, he immediately wants to throw them up. “T-This is um.” He coughed, “Interesting.”

• Then Erik out of nowhere leans in on the conversation like.. “Well maybe if WAKANDA helped us we wouldn’t be eating th-” He was interrupted by your woke 12 yr old cousin. “Slave slop.” “Word.” “Word.”

• Everybody just sits in silence waiting for T’Challa to answer and he’s like..

• “AYE MY CHITLINGS ARE GOOD MOTHERFUCKER.” Your uncle starts to get up ready to fight and T’Challa is just shooked not knowing what to do. “W-What I said was that it was interesting.” He tried to correct himself, poor guy. Erik butts in, “He said yo shit was wack.” “No I didn’t! Who said that? not me!”

• T’Challa is lowkey nervous because he made a bad impression. “MOTHERFUC-” Your uncle is still hot and ready. Erik chuckles, “He ain’t mean it UNC!” “Nigga this is my uncle!” “Oh wait my bad.. I forgot.” You forgot that he didn’t have a uncle because Zuri left him. Erik out of nowhere starts balling.

• When everyone is done eating it’s time to celebrate your engagement. “Ayeee! Hey Y/N” Cynthia; your hoe ass cousin, greets you and immediately throws herself onto T’Challa. “Bye.” You huffed and rolled your eyes when T’Challa would say something because he was too nice to dismiss her as well. “Hello! how are you?” • You weren’t afraid to check her if she was going to personal and so she did, but T’Challa brushed her off and pulled you somewhere else to ignore her.

• Cynthia slides her way to Erik and he is not with the shits, “Move BITCH.” and accidentally shoves her into a glass shelf where all good vintage plates be held in and that you can’t eat in by mushing her too hard. Her back breaks the glass and she slides down onto the floor crying. Everyone looks at Erik like,

• “My bad” Said, Erik.

• As this is happened, Queen Ramonda and Okoye are sitting outside with your ignorant ass neighbors cat calling her from the next porch. “Oooh, look at this one! Finer thannnnn whineee baby. I’ll drink yo bath water.” The old man licked his lips at her. He looked like..

• Queen Ramonda, huffed. “Excuse you?? Okoye, who is this man?” “I-I have no idea. I don’t even know why we agreed to come. These family gatherings are quite odd.”

• Everyone is out in the backyard dancing to cupid shuffle and you bring T’Challa out on the grass and start doing the dance with your sisters. T’Challa just stands there confused, “How do you do this?”

• Everyone looses their shit when this plays.. “CASH MONEY RECORDS TAKING OVER FOR THE 99 AND THE 2000″  EVERYONE START RUNNING OUT OF THE HOUSE EVEN THE LIL KIDS.

• Every girl starts throwing it back and you immediately throw it back on T’Challa and he just out of nowhere starts to thrust his hips against you and surprisingly gets on beat. • You already know Erik snatched up one of your cousins and starts slapping that ass and he knows better to be dancing with a light weight girl bc he gives her one good pelvic thrust and this bitch is flying across the floor to the smithereens.

• One of the family friends that whites start talking in group he recently joined in and M’Baku is there bc he aint got shit to do and he starts barking. “WOOF WOOF WOOF”  and everyone is like,

• Erik looks at M’Baku like he’s crazy.. “WHY THIS NIGGA BARKING??!”

• Sooner or later one of your thick ass aunties tries to get him to eat some collard greens, “I guess… this is vegataria-” She shoves it in his mouth and he immediately breaks his diet for a day and already feasting on some fried chicken and macaroni.

• Erik is lusting for one of your hoe ass aunties that’s the life of the parties and 76 years old still got it going on and looks good for herself starts dancing up on him and flicking her tongue out at him.

• He does the same thing bc pussy is pussy.

• Your other uncle hands him the spatula to start watching the burgers for him while he makes a quick run in the house to get more newspaper to burn and he’s just standing their awkwardly watching the flickering flames. “LIL NIGGA TURN THE BURGER” “I DON’T KNOW HOW TO WORK THIS.”  • “Well maybe if Wak-” “SHUT UP ERIK.”

• All this drama cause your grandma to get a heart attack.

Each survey can get you a free whopper burger or a chicken sandwich with the purchase of any drink (even the $1 drink)

Just fill out the survey and get the code and write it on the back.

If you are short on money and really need a substantial meal, you can keep doing this cycle of getting receipts and free sandwiches for as long as you like

Idk I thought this might help people who are hard up for cash. This works in the US.

I saw someone say his wife would be a scientist in Jabariland and I agree. She would be the head of technology for them and she’s straight genius. She even knows a lot about vibranium even though they are isolated and don’t depend on it. She is less traditionalist than her husband but just as head strong. She is very independent and very nerdy. She can kick ass but would rather tinker with Jabari wood and make more innovations with it. They have two girls, a 3 year old and a 6 month old. When she is in her laboratory/ arboretum, she likes to listen to traditional igbo music and afrobeat. 

After the Jabari tribe starts to join more with the rest of Wakanda, she spends her time with Shuri in her lab while M’Baku is at council meetings. She wears her baby on her back in a traditional way while her 3 year old is distracted by gadgets Shuri made her. She is very interested in combining vibranium  technology with traditional jabari wood, much to her husband’s dismay. Since Wakanda is opening itself up, she wants to make sure her tribe can protect itself from the dangers of those who mean to hurt Wakanda. She is like a big sister to Shuri and Shuri excited to have another woman interested in science squee over the future of Wakandian technology. She gives Shuri advice about dating as well as dealing with difficult, stubborn men in her life. Shuri can’t go to Nakia and Okoye since they are both close to T’Challa. 

Physically I see her as chubby, but short. Pear shaped.  She wears her hair elaborately braided braided to with cowrie shells that leads to a bun. She has a septum piercing that is common with the Jabari tribe. She is a warm deep brown skin tone. She wears circular glasses made with jabari wood as the frame. She dresses in traditional Jabari dress but it is cut in a feminine way compared to her husband (she’s cut down on her fighting since having children).  She wears waist beads and recently had Shuri incorporate vibranium in the strands to utilize them as a weapon, if she needs to.

T’Challa signs himself up for Black Jeopardy and yeah…you, Erik, and Shuri gotta help this fool practice.

Practice questions for this are coming from previous Black Jeopardy skits… @hutchj *sighs* this one’s for you!

“So you tellin me you signed up for a show that doesn’t even come on TV?” Erik asked. “Yes, it is actually a very entertaining program! I’ve learned a lot about African American culture by watching.”

“Really? So instead of asking your country ass wife and hood ass cousin you go to a bootleg ass game show?”

“Eh.” He nods. “Bro this nigga-” Erik said. 

Shuri opened the door to the conference room, “Are you guys ready?”

“Yes.” T’Challa answered eagerly. “Okay so I’ll be the host and Erik and Y/N will be the mock contestants but they will also be helping you out. Got it?”

He nodded and all three of you lined up. “Here are you buzzers.” Shuri handed out buzzers she made specifically for this. Why she would waste her precious, brilliant brains cells on a practice run for a low budget game show, shit you didn’t know. 

“Okay, I really don’t know what any of this means but I will try to read it in my “rachet girl” voice.” She said. Erik shook his head and looked at you, “We’re going to be here for awhile.”

“Okay here are the categories: MM…I don’t Know. You Betta. What Had Happened Was. Who Try’Na. White People.”

“You get to pick first Challa.”

“You Betta for $200.”

You need hot sauce, duck sauce, soy sauce, and safety pins. 

You guys let T’Challa answer, “What is you’d better make a list and go to the grocery store.”

“Incorrect. Y/N? Erik?” You buzzed. “What is you betta carry yo ass to the kitchen and look in pack it drawer.”

“Correct!” “Oh shit you had a pack it drawer too?” Erik asked. “Hell yeah. We had rubber bands, toothpicks, even a damn hammer in there.”

You two started laughing and T’Challa sighed. “Next one Shuri.”

“You choose Y/N.”

“Okay let’s stick with You Betta for $400.”

Your job wants to take $40 a month out of your paycheck for a 401k

T’Challa buzzed in, “What is you betta take thtat money out so that way my future retirement is secure and stable.”

“Nigga no!” Erik said. “What is you betta give me that damn money so I can buy some roll ups and scratch-offs!”

You reached across T’Challa to give Erik a fist bump. “What is wrong with you people. 401k’s are meant to be saved for a rainy day and retirement. And you can’t spare $40 a month.” He just shook his head. 

“Bro, we just tryna show you the nuances of African-Americans! This is how a lot of people think in the states. Not all but these answers are catered towards those people! You gotta think like a hoodrat bruh.”

“Let’s go SHuri.” You said to her. “Erik you have the board.”

“Imma do Mm…I don’t know for $600.”

Caitlyn Jenner says she wants to be on the cover of Essence magazine

You were quick and hit the buzzer, “What is Mmm, I don’t know. You can’t be on EVERYTHING!”

“Correct.”

“Ya damn right about that!” Erik said. “You know you can’t just-” You and Erik nodded at each other. 

“Let’s go to Who Try’na for $200.” You said. 

They try’na act like Jesus don’[t exist

You buzzed again and T’Challa stomped like a child, “Y/N” Shuri said. “Who is Starbucks.”

“Correct.”

“OKay let me do WHat Had Happened Was for $600.”

Your lights went off

Erik pressed the buzzer, “See what had happened was I was on my way to pay the bill but then I just didn’t.”

“Shit it be like that!” You said. “Right, sometimes ya ass get tired or you tryna buy some food with that money.”

You both were clownin until you saw T’Challa’s discouraged face. You rubbed him on the back, “It’s okay baby. You just have to think…like a nigga.”

“What does that even mean?” He asked. “It’s hard to explain.” You said truthfully. “Look cuz, you gotta look outside yourself. You watched Friday-”

“Yeah once.” You said. Erik gave you the “chill out” look. “Maybe you need to watch more black movies. I don’t know man. Just answer it. Don;t think to hard about it. That’s the only thing I can tell you.”

T’Challa nodded and breathed, “I can do this.” He said to himself. 

“Erik it’s your turn.”

“You Betta-”

The mechanic says you owe $250 for new brake lines

T’Challa pressed the buzzer, “What is you betta go to my cousin Pookie who can fix it for $40.”

All three of you gasped, 

“YES!” You and Erik gave him the biggest hug and you kissed him. “Yo how the hell you know about Pookie?” Erik asked. “Y/N has a cousin named that.”

“You too huh. I swear there’s a Pookie in every family.”

“Great job big Brother.” Shuri gave him a hug. 

“Thank you! Now I fel like I can win this game.”

“EHHHHHHH.” All three of you said. “You only got one right out of like a lot. We need to keep practicing.” Shuri said. “Fine.”

You were backstage with him, “You got this okay?”

He nodded, “I’m the Black Panther for BAst sake. I am going to win this.”

Not really, You thought. “Yes baby you are.” You said giving him one last kiss before he left. “You know they don;t even win real prizes here, right?” Shuri asked. 

“Yeah we know.” Erik said. “He is such a dork for this.” She said. 

“Yeah but he’s our dork.” You smiled as the show began.