Financial Freedom & Early Retirement

Sometimes beauty is in your backyard. Sunset on my walk along the Putah Creek trail. Walking is a wonderful meditation and has been a comfort in grief and/or stress. #hatchinganegg #beautifullife #prosperouslife #fit2finance #empoweredwomen #beyond30days #walkingmeditation #putahcreektrail (at Davis, California) https://www.instagram.com/p/BtSb4VulYGz/?utm_source=ig_tumblr_share&igshid=1qtzyj5htkwxb

Sad day for society to lose such a financial legend. It’s because of Mr. Bogle everyday folk like me can grow wealth via passive investing. #vanguard #ripjohnbogle #hatchinganegg #empoweredwomen #financialindependence #indexfunds #indexinvesting #ownyournetworth https://www.instagram.com/p/BsumOR2A7jq/?utm_source=ig_tumblr_share&igshid=1v3qcgva6ky39

There might be warning ⚠️ signs all around us - debt building up, an intensifying toxic relationship, the pounds on the scale creeping upwards - but how many times have you waited to feel panic, pain, anger, or disgust, in order to change? I’m certainly guilty. This practice of self awareness and assessment can help free you from being a slave to your emotions. #hatchinganegg #prosperouslife #beyond30days #financialindependence #fit2finance #ownyournetworth #selfmastery #empoweredwomen https://www.instagram.com/p/Bss4MiqAbn6/?utm_source=ig_tumblr_share&igshid=1xkvcm6nt8wex

What are your investment allocations? I keep mine pretty simple with a 60%-20%-20%(US stocks, International, Bonds, respectively). Over time I have shifted most of my investments to indexes. I rebalance to maintain this allocation once a year as I have learned the hard way that I can’t time the market. Just curious, does anyone do it more than once a year and why? #hatchinganegg #financialindependence #earlyretirement #investments #ownyournetworth #indexfunds #empoweredwomen #fit2finance https://www.instagram.com/p/BsoGqdrAGbO/?utm_source=ig_tumblr_share&igshid=o0vxdlqr3n0k

Getting a recharge from this stretch of sunny days. Definitely a rarity for a Portland winter. I love exploring the network of suburban trails. Gives me a chance to clear my head, boost my seratonin, and it’s completely free. #prosperouslife #hatchinganegg #financialindependence #fit2finance #beyond30days #ownyournetworth #getoutside (at Willow Creek Nature Park) https://www.instagram.com/p/BsnzCG-Azzn/?utm_source=ig_tumblr_share&igshid=zjo6j9q137ds

When you aren’t close enough to the brewery to fill your growler, they work great for change💰. Im guessing you can get about $225 in coins in one of these. Does anyone who still uses cash have a change jar? #growlerhacks #prosperouslife #hatchinganegg #sparechange #financialindependence #fit2finance #beyond30days #ownyournetworth #tensleepbrewingcompany https://www.instagram.com/p/BslWheOgcXW/?utm_source=ig_tumblr_share&igshid=54e68n0d2ppd

How important is timing to you? Waiting for the right time to start, to say what you feel? Timing is important until you don’t have any. Don’t waste anymore of your life living in scarcity, living in debt, and settling in the quality of your connections. Latest blog post is available in the link in my profile. #hatchinganegg #prosperouslife #ownyournetworth #cancersucks #beyond30days #financialindependence #fit2finance https://www.instagram.com/p/BsgUYYGgwUG/?utm_source=ig_tumblr_share&igshid=1bqw4i7u7nogy

2019 will be the year to focus on the cracks. What the hell am I talking about? It’s in my latest blog post. #hatchinganegg #prosperouslife #ownyournetworth #financialindependence #earlyretirement #empoweredwomen #beyond30days #antiresolutions #yearofthecrack https://www.instagram.com/p/BsRFTU0gcek/?utm_source=ig_tumblr_share&igshid=qxhnro45gd4e

When it comes to investing education is required but perfection can lead to paralysis. Action is of the essence. Read about it in my latest blog - link in profile. 🎟 #hatchinganegg #ownyournetworth #fit2finance #prosperouslife #abundancemindset #earlyretirement #financialindependence #empoweredwomen #getyourgrowon #beyond30days https://www.instagram.com/p/Br6jv35AKdY/?utm_source=ig_tumblr_share&igshid=8eva1tnpenyh

I picked up some extra shares of an S&P500 index today and plan to hold. If you have been straddling the fence about investing there is no better time to get into the market than TODAY. Then do it again next month, and the month after that, and the month after that... #hatchinganegg #getyourgrowon #empoweredwomen #prosperouslife #compoundinterest #wallstreetsale #ownyournetworth #beyond30days https://www.instagram.com/p/Brg5XcoAOaj/?utm_source=ig_tumblr_share&igshid=1uxbve87xp1hp

According to Sentier Research the median income as of June 2018 was $62,175 which is in the 22% federal tax bracket for an individual filing. For the last couple of years I have tried to think of cashflow “out” in terms of my time. My personal tax rate including state income tax puts me at nearly four months of working for taxes, so imagine working January thru April before collecting a paycheck. This motivates me to (1) grow my assets in tax sheltered accounts and (2) be very picky about my spending. #hatchinganegg #earlyretirement #ownyournetworth #fit2finance #getyourgrowon #beyond30days #financialindependence #timeismoney #empoweredwomen #prosperouslife https://www.instagram.com/p/Bq7p7isgHb1/?utm_source=ig_tumblr_share&igshid=16gs4gbhy51g1

Thanks to @mb_mindandbody for the great camping care package!!!This lightweight foldable solar lamp from @luminaid will be great for my summer backpacking trips. In the meanwhile I will put it to use for late Autumn grilling! #hatchinganegg #fit2finance #prosperouslife #backpackinggear #solarhacks https://www.instagram.com/p/Bqqp8bPAQwh/?utm_source=ig_tumblr_share&igshid=darefcwj2bie

Payment plans perpetuate the 30 day, month-to-month mindset. True wealth looks beyond. This holiday🎄season especially, take a minute (or a day) to pause before making purchase decisions. You can’t afford to shut off this part of your brain. TIP: if you don’t have the money in the bank to cover the purchase then you probably can’t afford it. #hatchinganegg #prosperouslife #abundancemindset #ownyournetworth #financialindependence #fit2finance #debtfreeholiday #earlyretirement #beyond30days https://www.instagram.com/p/BqYpKTKAXOz/?utm_source=ig_tumblr_share&igshid=1shlqkrsg21lv

This bit of wisdom caught my attention. Especially since I do struggle when motivation dips. It’s the habits, rituals, and support structures we can put in place that will keep us moving towards our goals. #abundancemindset #unstuckyourself #ownyournetworth #hatchinganegg #growrich #addvalue #healthyhabits #morningrituals #financialindependence #earlyretirement #fit2finance #empoweredwomen #wednesdaywisdom #jamesclear https://www.instagram.com/p/BpCO-_OF_Pq/?utm_source=ig_tumblr_share&igshid=1m8m9or2gzgnf

It’s true. Shifting from scarcity to abundance and a path to growing wealth starts with a change mindset and an intense desire to get out of your current situation. Is it a priority? Only your actions starting today will tell the real story. Read the link in my bio to read about the #1 tool to growing wealth. 🥚 #growrich #hatchinganegg #abundancemindset #unstuckyourself #addvalue #empoweredwomen #financialindependence #beyond30days https://www.instagram.com/p/Bo9TAkNlEoo/?utm_source=ig_tumblr_share&igshid=1ogwv7trvlp4o

Ultimately my FI journey is about two things (1) freedom to pursue those dreams without the constant worry of financial stability (2) peace of mind for my family. Free yourself from situations that detract from this: toxic relationships and burdening debt. Follow peace. #growrich #abundancemindset #unstuckyourself #ownyournetworth #hatchinganegg #fit2finance #financialindependence https://www.instagram.com/p/Bo0cD-olkhH/?utm_source=ig_tumblr_share&igshid=1l4scskt80ksz

Do you find yourself living in 30 day increments? You never wanted this for yourself so why put up with it for one day longer. Check out the link in my profile for the basic building blocks to growing your wealth and living beyond 30 days. 🥚 #hatchinganegg #prosperouslife #beyond30days #fit2finance #financialindependence #growrich #ownyournetworth #getyourgrowon #empoweredwomen #buildingblocks #unstuckyourself #abundancemindset https://www.instagram.com/p/BoqPXVlFojT/?utm_source=ig_tumblr_share&igshid=a2bkjnhtnd7u