A blonde walks in a bank to get a loan. âI need to borrow $100 for a month,â she says.Â
The banker frowns, but takes her information anyway. He runs her credit but canât find a report. âIâm sorry,â he says, âbut in the absence of a credit record, weâll have to charge 20% interest on the loan, and youâll need to put up collateral.
âWhat does that mean?â the blonde says.
âIt means,â the banker says, âyouâll have to repay us $120, and youâll need to give us something more valuable to hold onto until you pay us back.â
âSomething more valuable?â The blonde says. âHow about my Ferrari?â
The banker nearly snorts his coffee all over his desk, but he prides himself on customer service so he soldiers on. He runs the title on the Ferrari and what do you know, the blonde owns it free and clear. âOkay, he says, âIâll print out the papers.â
âJust so I understand,â the blonde says, âI give you my Ferrari and you give me a hundred dollars, right? And then in a month, I give you $120 and you give me my Ferrari back?â
âYes,â the banker says, âthatâs the deal.â
She signs the paperwork and hands him the keys. He counts out $100 for her and watches her saunter out the door.
A month to the day later, heâs sitting at his desk when the blonde saunters back in. She hands him $120 and says âI get my car back, right?â
âYep, he says as he hands her the keys. She turns to go but he stops her. âMiss, I really have to ask, why did you use a $140,000 car as collateral on a $100 loan?â
âOh!â The blonde says. âI got called out of town unexpectedly on business. How else can I park a Ferrari for a month in Manhattan for only $20?â
