Been a customer since YNAB 4. Love the product. Been using it for about 3 years. Here's why I love the product: 1. No more CC debt, took 3 years but got rid of over 12k in debt. Plus we only have 1 CC instead of 3. 2. No CC debt means we are 60% to our savings goal to move across the country a month ahead of time. 3. Healthy relationship with our finances. Wife and I now have weekly budget meetings (this took a while to happen). 4. Here's the big one, account reconciliation means I have an every other day relationship with my account balances. This relationship happens with the auto import feature. Because of this feature I was able to catch fraudulent charges on my account. I don't know if I would have caught them as fast on YNAB 4, but I do know that I may have never caught them before YNAB. Thank you for YNAB and all the great features you have implemented over this past year.
Andy in Albuquerque
















