ok so my big kristen headcanon depends on my general strangetown headcanon that its located somewhere in nevada. i think its somewhere along the way to las vegas, given that it has a big ass hotel in the sims 2 ds, along with the snake eyes casino so it makes sense to me to see it as a pit stop in the mojave desert. so with that in mind i think kristen lost all her money gambling away. her wiki states that she somehow lost all her inheritance just before the start of the game. i think her fortune aspiration along with her dreams of making it big make a good combination for someone trying to win it all on games of luck. ofc losing her money means shes forced into a roommates situation with the rest of the singles household. anyway thats the beginning of her story i think and my biggest headcanon.