Stuff and Things

SIKE

THEY'RE GAY

And they're not some rare exception to the rule, either!!!

About 25% of black swan couples consist of two swans of the same sex (typically, two males).

These couples will court each other, build a nest, and raise their young together in a more-or-less committed monogamous relationship.

In fact, these same-sex couples have a high success rate of 80% when raising their young to adulthood, as opposed to the 30% of their heterosexual counterparts! Two big buff papa swans are better than one when it comes to stomping on invaders of nesting territory.

"But," I hear you say, "where do their baby floofballs come from? Does mpreg exist among black swans?"

Alas, no, but there is a very elegant solution to this. The swan couple may simply temporarily associate themselves with a female swan.

Afterwards, the female swan deposits their eggs and swims off free to live her single girlie life if she wishes (or, find a boyfriend. Preferably one who isn't already committed to another boyfriend.)

So whenever someone commits the naturalistic fallacy "homosexuality bad because unnatural >:(" I like to point out not only their glaring illogicality, but also, respectfully, there is homosexuality happening in the local lake right now.

Water is way more hydrating than soda, but soda is more hydrating than nothing. A balanced meal is way more nutritious than ice cream, but ice cream is more nutritious than nothing.

Something is better than nothing. Some hydration is better than no hydration. Some nutrients are better than no nutrients. Some produce is better than no produce.

This is a pretty major letdown, ngl.

I got the idea from cowcatchers old locomotives used to have.

Anyways, yesterday I uploaded the model to Thingiverse, and just hours after uploading it, the Community Relationship Manager of the whole website left a comment suggesting I enter the model into a competition that's currently being held on the site.

So I did... and now it's in third place not even a day later. First place is $500, but the competition still has a month to go.

Then the Community Manager contacted me again, telling me they want to feature my model in an upcoming design promotion.

Just, what is happening? I mostly made this thing for myself in, like, an hour, and now it's suddenly super popular? This is all a little bit overwhelming 😵‍💫

Other models I worked on for weeks didn't get nearly as popular. I swear, it's impossible to predict what people will like.

Anyways, if you want to print the wheel guards yourself, you can get the model here or here.

I also made a quiet version you can stick furniture felt pads on.

Obviously, the goal of this experiment is to grow the lobsters until they’re big enough to settle to the seabed and then release them, because they have a much higher likelihood of surviving to adulthood when they’re able to hide. Ideally, captive lobster hatcheries can boost the wild population and keep things stable, so we don’t have a major crash in a decade or two.

The first year we tried this was pretty bad. We had a lot of eggs, but very few babies. It turned out that the CO2 levels in the building spiked as more guests visited throughout the summer, and that settled into the water and threw off the pH and caused a chemical reaction that prevented a lot of the eggs from hatching. I think we ended up releasing three baby lobsters (which is still better than their wild survival rate but not great).

The second year was a little better. We added a de-gasser to the aquarium and got a ton of larval lobsters, but right as they were settling to the bottom we had a disease outbreak that killed most of them. We ended up releasing four babies at the end of the season.

But this year? Oh boy. We have so many lobsters that we had to release the first round early (usually we wait till September or October so guests can see them). We just released a total of FIVE HUNDRED AND TWENTY FIVE baby lobsters, and we still have over a hundred who haven’t settled to the bottom yet. I genuinely don’t even have words to explain how cool this is. OVER FIVE HUNDRED. We just added hundreds of lobsters to the wild population that wouldn’t have been there otherwise.

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.