If you're wondering what strategy is the most effective when it comes to getting a lower mortgage interest rate, look no further than your credit score. Report from Yahoo Homes.

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If you're wondering what strategy is the most effective when it comes to getting a lower mortgage interest rate, look no further than your credit score. Report from Yahoo Homes.

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"Queue the panic. Mortgage rates have officially spiked and the media is all over it. Yep, the average rate on a 30-year fixed mortgage increased from 4.05% to 4.19% this week, per Zillow’s weekly survey." - Colin Robertson, TheTruthAboutMortgage.com
Remember, you can always compare rates and receive free quote at: www.TrustAmericaDirect.com
The clock is ticking for buyers and homeowners who want to grab a low mortgage rate in 2014. But if you stay on top of your game, keep your finances in order and act quickly, you can still grab attractive mortgage deals. Report from Bankrate.com
For retirees looking to use their homes as income during retirement, they have one or two choices: either downsize or get a reverse mortgage, according to a new ebook from the Center for Retirement Research at Boston College. Report from Reverse Mortgage Daily.
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Will the housing recovery continue? Will the housing recovery continue into the second half of 2014? How about next year, or until 2019? The consensus among four expert economists at a panel at the Bipartisan Policy Center 2014 Housing Summit is a resounding yes. Report from Housing Wire.
Housing finance reform is a nut that still can’t be cracked because of a lack of consensus among those involved, but most agree the status quo can’t continue. Report from Housing Wire.
A new bill introduced today by Congresswoman Maxine Waters (D-CA) aims to make sweeping changes to the Fair Credit Reporting Act (FCRA). Report from TheTruthAboutMortgage.com
A new report from RealtyTrac shows that 96 percent of U.S. housing markets are still affordable for recent graduates making the median household income — even those with student loans.

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What is refinancing, and why do people typically refinance their mortgage? Learn here.
Real estate agents have a lot of advice for mortgage lenders about how to do their job better, according to a new TD Bank survey. Report from National Mortgage News.
Reverse mortgages can be useful and they’re overcoming a bad reputation, according to a recent article published by Chron.com, the online outlet for the Houston Chronicle. Report from Reverse Mortgage Daily.
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The Wealth Building Home Loan, created by the America Enterprise Institute, combines the equity-building benefit of a 15-year fixed mortgage with the affordability of a 30-year fixed. So borrowers pay down their mortgages faster without breaking the bank. Report from TheTruthAboutMortgage.com

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This video from our Education Center explains the different type of Mortgage Insurance. Make sure you know these before making a decision.
Which home loan or mortgage option is right for you? Whether you're buying a home, refinancing or hoping to use your home equity, there is a mortgage type to fit your situation and goals.
Educate yourself on mortgage loan types, compare rates, receive a free quote from one of our Trusted Lenders, and more with Trust America Direct.