#replaceyourbank

Behind the Scenes at Simple

We recently published this post about how to budget with our Goals feature. It mentions a new feature we’ve recently released: Send Money Goals. We thought our Tumblr audience might be interested in hearing a little detail from the engineer who designed it. Meet Bar.

I’ve been working at Simple for a few months now. When I started out here, I was given the freedom to keep myself busy while I adjusted to my new workplace.  I read through many of our outstanding technical issues and started keeping a list of the ones I’d like to tackle.

One thing that really excited me was the idea of linking a goal to a payment, so that people could schedule payments and save up for them without destroying their Safe-to-Spend. I loved this idea (and personally required it for my own sanity) and got started immediately.

There’s more about how this feature works in the post, and it’s pretty effortless, but of course Bar knows how to hyper-optimize. Here’s how to be a power user, from the engineer herself:

What I like to do is to schedule payment-goals for all of my recurring bills, and then pause the big ones, making bi-weekly contributions to keep the score settled.  This gives me a better idea of where I stand on my Safe-to-Spend.  I even do this for my credit cards (even though they don't even make it easy to find out where to send checks) because it's easier to build this into my Safe-to-Spend on Simple's end than to try to remember when the credit card companies are going to withdraw an automatic payment. Shoot, if your other banks' websites are like mine, it's hard even to find out when your payment will happen with them.