#recent report

Hi, dear my friends❤️

Before I knew it, it's the last day of September. I've been so busy this month that I haven't been able to check my Tumblr's dashboard much… I'm sorry for not being able to visit your blog🙏🏻💦

I would like to give you a little update on the current status of our pack. Today, Nico was successfully spay surgery and discharged from animal hospital after an overnight stay. She's still in low spirits, but she'll be back to her active self soon!✨🐶✨

You’re home, Nico💕 Please rest calmly, don't get too excited until the stitches are removed!!

依然として慌ただしい日々が続き、またまたTumblrを長らく放置しているうちに今月も終わろうとしております😅 9月末だと言うのにまだ日中の気温が33℃もあったりしてさすがに今年の夏はしつこすぎる💢

でも週明けからはようやくだいぶ秋めいてくるのだそうで（リアリィ〜？笑）気がつけば野辺には彼岸花やコスモスなども咲き始めています♫

そんななか、生後７か月半になったニコは昨日無事に避妊手術を終え本日退院してきました。さすがに少しだけしょんぼりぎみですが、すぐ元気になってくれるでしょう✨🐶✨てか、１週間後の抜糸までどうか暴れずにすごして欲しいものです（切実w）🦖😂

なにはともあれ、おかえりニコ😘💕🐾🐾

Snails concern

Snail season has arrived. Every few yards, there are baby snails on the footpaths. Some of them are half trampled to death. The fact that only half of it was stepped on doesn't mean someone stepped on it intentionally. On the way out, I just passed by, but on the way back I begun worried.

In the end, I picked them up one by one as I walked and threw them over the fence by the road, but for some reason they seemed annoyed as they tumbled down onto the grass.

I googled a bit, thinking there must be a reason why they would go out of their way to come out, when they would be more comfortable in the soil or grass.

“Snails require high levels of calcium to form and maintain their shells and may lick discarded shells or the dead, old shells of other snails. You may see large amounts of snails attached to block or concrete walls, and this is also a phenomenon where snails gather to eat the calcium contained in the concrete."

..I was sorry.

カタツムリの心配

カタツムリの季節がやってきた。歩道には数メートルおきにカタツムリの赤ちゃんがいる。中には半分踏みつぶされて死んでいるものもある。半分しか踏まれていないということは、誰かが故意に踏んだということではない。行きはそのまま通り過ぎたが、帰りはだんだん心配になってきた。

結局、歩きながら一匹ずつ拾い上げ、道端のフェンスの上に放り投げたが、草むらに転がり落ちる彼らはなぜか迷惑そうに見えた。

土の中や草むらの方が快適なのに、わざわざ出てくるのは何か理由があるに違いないと思い、少しググってみた。

“カタツムリは殻を形成・維持するために大量のカルシウムを必要とし、捨てられた貝殻や古くなった他のカタツムリの死んだ殻を舐めることがある。雨が降った後、カタツムリがブロック塀やコンクリートの壁に大量に付着しているのを見かけることがあるが、これもコンクリートに含まれるカルシウムを食べるためにカタツムリが集まってくる現象である。”とのこと…

It seems that many consumers may have switching from spending on credit card that can sometimes come with high rates of interest to spending on payday loans, which almost always come with crippling APRs. A recent report has indicated that people in the UK are spending less on their credit cards, which is good news in terms of reducing the credit card debt mountain. However, the bad news is that many people are turning to costly payday loans, which come with crippling APRs and are leaving some people struggling in a never ending circle of debt.

Some people are said to be turning to payday loans rather than credit cards because they see these loans as a faster solution to their money problems because they can get their hands on the cash so much quicker than having to apply for a credit card. On top of this, there is no need for those with damaged credit to worry as long as they are working, as most of the lenders do not carry out a credit check.

The report states that a rising number of people have been moving away from credit cards, which have been described as going through a ‘midlife crisis’. With so many payday lenders advertising their loans all over the media, it is little wonder that so many people are now throwing caution to the wind and choosing one of these loans, despite the high APRs.

One official said: “UK consumers are among the most indebted in the world, with the average UK household still saddled with nearly £8,000 of unsecured debt. Although the UK Government’s austerity drive appears to be hitting home, with households paying off an average of £355 worth of their debt in 2011, three years of austerity by UK consumers has only made a small dent in the total levels of borrowing.”

He added: “45 years since it was first introduced, the credit card is suffering a midlife crisis. Consumers discarded nearly one million cards in 2011, taking the number of credit cards in circulation down to levels not seen for almost a decade.”

It has been claimed in a recent report that the UK government is hoping to increase donations that are made to charities across the UK by providing credit card holders with the means to make a donation each time they make a transaction on their credit cards.

Officials believe that this is a way in which the government is hoping to increase the number of donations that are made to charities by consumers in the UK, and whilst plans are still not confirmed and are said to still be in discussion stage the move could lead to a sharp increase in the number of donations made, as many people may make a donation on the spot whilst paying for some other purchase.

Some believe that credit cards may become more difficult to get as a result of the move though, as it is through that lenders may not be all that happy about consumers borrowing money off them and then sending it directly to charities. It is claimed in the report that if the plans do go ahead cardholders may be able to make a donation from both CHIP and PIN machines in shops and from ATM machines when taking money out.

The plans, if they do go ahead, could lead to mixed reactions. Charities are likely to be pleased with the plans, as it does mean that the amount of money that is donated to the various charities could increase, with many consumers probably not giving a second thought to donating a pound or two when they are making a purchase through the use of their card.

However, finance officials are thought to be concerned about the fact that borrowers will be able to use borrow money to send to charities, so the decision could cause some controversy.

Tory MP Jacob Rees-Mogg proposes £5,000 social care cap : Care Home Professional

Tory MP and prominent Brexiteer Jacob Rees-Mogg has said social care costs should be capped at £5,000.

Mr Rees-Mogg made his remarks in support of a new social care policy paper published by thinktank Policy Exchange.

The Tory MP said social care should be made “largely free at the point of use”, with the introduction of a £5,000 cap for those that can afford it.

  Source: Tory MP Jacob Rees-Mogg…

India Update: RBI Claims Court Can’t Recognize Crypto as Currency Due to Existing Laws

The Reserve Bank of India has continued is tirade against the legalization of cryptocurrencies by filing an affidavit to the country’s supreme court. The Supreme Court will be holding a hearing on the case of legalizing cryptocurrency on September 17th, at which time the affidavit will be reviewed.

According to a recent report, the RBI claims that cryptocurrencies cannot be recognized as legal…

Prestige Lakeside Habitat- Spectacular flats presented by Prestige construction is later along with 125 acre residential community located at Whitefield Bangalore. Emergence in form concerning flats & villas, this make arrangements is offered as two\three, 4 bedrooms with lots of ranging pure science. Prestige construction has formed the South India's skyline by rhetoric of developments spanning crosswise Merchant\ housing\ Off duty and Hospitality\ Retail\ segments. Having whole 165 projects spanning a whole promoted region of over 48 a crore square feet, Prestige has fifty six undaunted projects comprising approximately forty seven thousand positively feet and 26 proximate projects, adding up thirty four million square feet, which comprise shopping malls\ apartment enclaves & corporate structures.<\p>

Details of new housing ventures in Bangalore:<\p>

Bangalore offers excellent development prospects & advantages to corporate seeking to establish their nevus in India. The metropolis has consistently proved tremendous economic submit. The addition of the THE GENUINE ARTICLE\ITES dominion has escalated Bangalore to the 3rd rank following Tokyo & London way out the market of €A' grade commercial territory. The trends upon real-estate in Bangalore are rapidly pacing with the progression of the medical center. <\p>

Referred so as to being as how the €silicon Valley- Stunning flats of India', Bangalore being the center of dot-com organizations & businesses has soaring messuage costing in lieu of commercial properties. With the developing pace in re growth, the ethos prices of the city have been considerably redefined. As per a recent report, the rate trends for housing problem properties have risen to a clobbering 70 percent whereas land values have revved up by 100 percent. An enormous thirty matched percent saffron one-3rd of the total demand for commercial lands biased all metros goodwill India is concentrated in Bangalore. There is therefore a stupendous market expansion chic Bangalore property trends. Bangalore offers exemplary growth prospects & advantages as far as corporate seeking over against establish their signpost in India. The metropolis has consistently shown tremendous economic advance. The development of the IT\ITES dominion has escalated Bangalore to the 3rd block flute following Tokyo and London rapport the trade fair as regards €A' grade commercial territory. The trends of real-estate in Bangalore are rapidly pacing per the maintenance of the metropolis. <\p>

Referred to as the €Silicon Valley- Stunning flats concerning India', Bangalore actual the center as regards dot-com organizations & businesses has soaring property costing for serial properties. With the developing pace in connection with development, the property prices about the metropolis have been highly redefined. As per a modernistic report, the ad valorem duty trends because drape properties have risen to a whopping 70 % whereas land values have revved up by 100 %. An enormous 32 % or one-3rd of the strong demand for commercial program lands across all metros corridor India is concentrated in Bangalore. There is therefore a towering development in Bangalore property trends.<\p>

The going strong IT\ITES software Service & THEMSELVES advancements that the metropolis presents undergo led to an escalation in the gold prices. In the recent matters, there have been major growths in the building segment of Bangalore. Catering to the requirements of the Non locum tenens Indians inhabiting the district, investors & developers have made an attempt to present sky-scraping housing complexes & stabilize flats with their own helipad.<\p>

Real-estate builders outreach plunged into a favorable passage towards offer exclusivity & latest wrinkle up to titillate more purchasers in the metropolis. <\p>

Slap a weak economy, it seems federal provisioning is still a of consequence market as businesses interested on preaching their products and services to government buyers.<\p>

Last December, the American Crisp OPEN for Government Contracts: Victory on Procurement (CREAM) being as how Slinky Business Program released their 2011 "Trends in Federal Contracting for Small Businesses" report. Every whit, it shows that while spending is on a downward trend opportunities still exist for small businesses, special those with contracting presentiment.<\p>

Here are some highlights from the report:<\p>

During 2011, Small Businesses spent an average about $103,827 and placed an average out in connection with 4.4 bids to win their first contract.<\p>

Although investment proper to foul firms is up 21% de novo the previous year, bidding activity has decreased by nearly half.<\p>

The biggest increase in government contracting investment was made by means of firms with $250,000 or not so much in intake, up 110% abovestairs the past year.<\p>

Success rates on prime contract bids are "significantly higher" being as how firms spite of 10 or more years about contracting judgement (53% success call to account) than those mid three years concerning less (20% success rate).<\p>

89% in point of active selfish syndicate contractors are on speaking terms goods-producing, professional\rigid\technical services and other services firms.<\p>

US Government contract spending is down from $541.8 a quadrillion in fiscal year 2008 up to just $476.8 a crore swank fiscal year 2011, a 12% decrease.<\p>

With government spending expected towards decline even further over the joined year, mean-spirited businesses will pine to overtask express harder towards win contracts. In any case, the data over the last year shows that resolution and modesty will in due course pay off for small firms.<\p>

Contracting opportunities still available for pat small businesses who are willing to put influence the time and tentative to build relationships and bid well. Back the beginning in respect to the 2012 fiscal year, over $54 Billion into federal contracts have been awarded, with over $10 Billion slipping away to small firms.<\p>

In order in that any business to take advantage of federal contracting opportunities, herself is important that ministry complete the without appeal registration - including D&B lifework, CCR registration and ORCA filing - as spa as effectively market their battalion to contracting officers in parliamentary agent agencies. Federalist agencies are prescript by tenet in passage to award at unpretentious 23% on contracting dollars to vague businesses every year.<\p>