#microloans

Our farm began as a homestead where we homeschooled our five children and taught them among other things the value of self sufficiency. Lessons included gardening and animal husbandry along with hand skills. The first “farm animals” they raised for a school project were chickens. Our oldest son started a business selling eggs and later our youngest daughter took egg selling to another leve. We acquired an egg selling license from the SC Department of Agriculture, ordered cartoons and she found customers. Chickens aren’t the only animals our children have raised but they have proven to be the most profitable. They sold eggs and later turned that business over to us as they pursued other interests. It was a wonderful experience for all of us and we have expanded upon it even more. This book “One Hen”, tells the story of Kojo. His story is inspired by the life of Kwabena Darko, who as a boy started a tiny poultry farm just like Kojo's, which later grew to be the largest in Ghana, and one of the largest in west Africa. Kwabena also started a trust that gives out small loans to people who cannot get a loan from a bank. One Hen shows what happens when a little help makes a big difference. The final pages of One Hen explain the microloan system and include a list of relevant organizations for children to explore. We recommend this book for kids and youth interested in #animalhusbandry , entrepreneurship and basic life skills. All of our children have gained skills while living on the farm they have used at some point and time to earn money whether it is cooking, selling produce, egg sales, selling a hog at the fair, or writing about the local Gullah #history and folklore, historical persons and sharing about it in stories or song. They are talented young people and their collective experiences from our military travels to our life here on St. Helena rediscovering our Gullah heritage and traditions has strengthened us all and #chickens are still a very important part of our story. #hen #hens #bookstagram #book #africa #entrepreneur #survival #microloans #business #businessowner #children #farmlife #farming #gullahgeechee #gullah #gullahfarmer #homeschool (at Morning Glory Homestead) https://www.instagram.com/p/CFs_5z9lsWv/?igshid=1nhozcqunw20l

Increasingly, as women in Jordan take out microloans to tackle unemployment and poverty, they are becoming trapped in a system that was supposed to help them. Hundreds of unregulated loan shops operate in Jordan’s thriving microloan market, offering easy credit but also high interest rates and penalties, and the threat of jail if the loans are not repaid.   Jordan is one of a few countries that criminalize debt. Nearly 2,000 people, about 12 percent of Jordan’s prison population, are locked up for nonpayment of loans, according to a national report supported by the United Nations Office on Drugs and Crime. Last month, the government delayed the imprisonment of an additional 3,000 debtors to reduce prison overcrowding as part of an effort to combat the coronavirus.

I started making KIVA micro-loans ($25. each) through a post I saw on Tumblr in 2009. By recycling the money that's returned to me from these loans, and adding a little more every now and again, I've now funded close to $5000 USD across 200 loans around the world in 10 years. Join me? I invest primarily in women in developing countries, because it’s harder from them to get loans. I have almost never had a loan default, and if it has it’s generally for a very good reason, and even then I only lose a port of the $25. I invested, which is no big whoop for me. Check it out. Kiva.org. There’s a Tumblr team too.

I’ve helped some women with their farms, or their retail businesses. I helped a man in Tajikistan afford fertilizer. It’s all kinds of things. You should think about helping, too!

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