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Don't shame the poor by simplifying their financial troubles to money wasted on the latte factor while ignoring systemic economic inequality
The Latte Factor, Poor Shaming, and Economic Compassion
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Apa Itu Latte Factor: Pengertian, Risiko dan Cara Mengatasinya
Apa Itu Latte Factor: Pengertian, Risiko dan CaraĀ Mengatasinya
Masyarakat Indonesia ternyata masih banyak yang menerapkan konsep latte factor, tentunya ini hal yang kurang bagus. Salah satu alasannya karena bisa merusak pengelolaan finansial. Baik pengaturan keuangan personal, keluarga maupun ekonomi bangsa dan negara. Pertanyaannya, apa itu latte factor? Tentunya, Anda harus mengetahui pengertian latte factor. Dari definisi ini akan terlihat jelas sisiā¦
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How Rich Would You Be Without Lattes?
http://j.mp/2KMKpSy
My personal tips to save money
My personal tips to saveĀ money
At the Money Savvy Blog, we regularly receive questions on āhow to save moneyā. Here are my own personal tips to do so. They may surprise you! DONāT BUY OR RENT TOO MUCH HOUSE You can save hundreds of dollars each month by doing so. Everything is negotiable, and that includes both rent and mortgage. Not all rents are the same amount. It may be cheaper to move to a different neighbourhood. Sameā¦
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Book review: Pound Foolish by Helaine Olen
Book review: Pound Foolish by HelaineĀ Olen
Please note I did not receive any compensation for reviewing this book. As a personal finance aficionado, I always enjoy reading blogs and books on the subject. this week, I will review Pound Foolish by Helaine olen Helaine Olen is a journalist, writer and columnist. As she admitted in her book, she did not know anything about personal finances when she started writing about the subject. She doesā¦
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Automatic Millionaire
Todayās book review is on āThe Automatic Millionaireā by David Bach. It goes over timeless principles on how to automate your investing, savings, and going debt free. 1. Pay Yourself FirstāāāBefore you spend your check on utilities and other expenses, you should pay yourself first whether itās 10%,15% it should go to your savings or some investment fund that you have. This is money for you in the future.
2. Make it automaticāāāJust like you automatically get deducted for income tax, insurance and other expenses, pay yourself first should also get deducted automatically to insure that you are constantly putting money aside for you. Talk to your employer to make your deductions automatic.
3. The Latte Factorāāā$5 (average cost of a latte and a muffin) X 7 days = $35 a week = approx. $150 a month. This is money that could be invested. Everyone has little daily expenses that can be cut and invested, go over yours.
That is pretty much the main principles I got from the book. If you want to learn more then check out the book at http://davidbach.com/
Till next time
