#financialintelligence

Hey Sis, you might be wondering how to level up your finances in 2023. If so trust me you are not alone. The truth is that a lot of us want to get a handle on our money, know where it’s going, and learn what we can do to make it work better for us. In this guide you will get to meet four BoujeeBeauties that are killing it in the world of Finances, we will also explore some of the best ways to level up your finances in 2023 and manage that money, Honey.

Level UP

If you're ready to level up your finances, the first step is to understand that it is a marathon, not a race. This means that leveling up requires patience, persistence, perseverance, and time! Please do not expect yourself to make huge strides overnight but instead always remember that you are a work in progress and that it can take months or even years of consistent effort before seeing the consistent results that you want to achieve. However, if you dedicate yourself fully to improving your financial situation and implementing what you learn then there is no limit on how much you can grow financially!

Manage That Money, Honey

Making more money will not solve your problems if cash flow management is your challenge! Sis, you can make all the money in the world but if you don't learn how to manage your money then you will always feel in a constant state of lack and one word that is not in my vocabulary which is 'broke'

Being able to manage your money is an important skill, and it's one that you can't afford to ignore. Money management is all about prioritizing your needs and wants, and determining what you can afford to spend your money on. It's about living a life of comfort and not of excess but ensuring that you can afford that comfort!

You can make a lot of progress by simply being more mindful of your spending habits, how you think about money, and where your money (energy) is going. In fact, one of the first steps in leveling up is to track your spending. Knowing where your finances are being allocated to is essential to understanding how you can re-route them.

Want to continue reading the full blog post? Head over to www.blackboujeebeauty.com for the full article!

Learn how you can plan towards being Healthy, Wealthy, Young and Wise in Retirement with a free Retirement planning book at https://www.retirementqueen.net/

The True Cost-Per-Wear: Why Cheap Makeup is Your Worst Financial Liability (Vetted for Skin Health).

The PRO woman makes financially intelligent decisions, yet many fail to apply this discipline to their makeup routine. The costly trap is believing that a lower upfront price equals savings. In reality, purchasing low-quality cosmetics is a financial liability with devastating long-term Cost-Per-Wear. We need a calculated Financial Strategy for beauty.

Phase 1: The Hidden Financial Leakage

When makeup wears quickly, causes breakouts, or requires constant reapplication, its true Cost-Per-Wear skyrockets. Investing in a PRO Makeup piece that lasts longer and supports Skin Health means:

Longevity Asset: Less frequent replacement purchases.

Health Dividend: Reduced need for medical intervention (dermatologist visits due to compromised skin).

Time Efficiency: Simplified routine, maximizing your morning potential.

Phase 2: The Vetted Formula Advantage

The real Luxury Makeup ROI is found in the Vetted Formulas. These are products rigorously screened to ensure Skin Integrity and performance:

Vetted Quality: Ingredients that actively reduce environmental stress on the skin.

Permanent Asset: High-concentration pigments and stabilizing agents that make the product last significantly longer than conventional alternatives.

Confidence Maximization: The assurance that your makeup is working for you, not against you.

To optimize your beauty budget and safeguard your most visible asset—your complexion—stop focusing on the initial purchase price. Focus on the verifiable Cost-Per-Wear Strategy.

Final Thought: True luxury is never disposable. It’s an asset that performs impeccably and contributes to your lasting well-being.

🔥 VETTED: Access the PRO Investment List & MAXIMIZE Your Potential Now.

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Written by **Anya Sterling**, Founder and Lead Curator at Modern Luxury Aesthetics.

Most companies proudly announce their annual profits. But here’s the uncomfortable truth — profit doesn’t always equal value creation.

A business can report impressive earnings and still destroy shareholder wealth if its returns don’t exceed the cost of the capital used to generate them. That’s where the concept of Economic Value Added (EVA) comes in.

What is EVA?

EVA asks a simple but powerful question:

After paying for everything, including the cost of the capital invested, did the business actually create economic value?

Many firms overlook this. They celebrate accounting profits while ignoring whether those profits justify the resources tied up in the business.

True financial performance isn’t just about black ink on the income statement — it’s about earning more than the opportunity cost of the money you’ve used.

In a world where capital is expensive and competition is relentless, EVA separates truly efficient businesses from those just floating on paper profits.

🚀 Turn Insights Into Action

Insights are just the beginning. At Expertise Station Inc., we connect you with expert consultants who can help measure real value creation, optimize capital usage, and improve business performance.