#entitlement programs

At least a quarter of a million Medicare beneficiaries may receive bills for as many as five months of premiums they thought they already paid.

But they shouldn’t toss the letter in the garbage. It’s not a scam or a mistake.

Because of what the Social Security Administration calls “a processing error” that occurred in January, it did not deduct premiums from some seniors’ Social Security checks and it didn’t pay the insurance plans, according to the agency’s “frequently asked questions” page on its website. The problem applies to private drug policies and Medicare Advantage plans that provide both medical and drug coverage and substitute for traditional government-run Medicare.

Some people will discover they must find the money to pay the plans. Others could get cancellation notices. Medicare officials say approximately 250,000 people are affected.

via Kaiser Health News.

State’s high payment error rate triggers federal penalties and potential tax-payer fallout By Michael Phillips | MDBayNews Maryland may be forced to pay more than $300 million in new costs to the federal government because of a serious spike in SNAP payment errors — a problem state officials say is tied to pandemic-era backlogs but one that could create real financial pressure on Maryland…

Way back when JFK spoke those words, they were welcomed by patriotic Americans across the nation. People want to be useful, to contribute, to make a difference in the world, and the United States has traditionally been a place where that attitude is encouraged and even rewarded.

So don't ask why the USA lacks universal healthcare. Ask why do Americans uniquely donate so much more of their income to charity than the rest.

Partly it's because we're better paid, but largely it's to support our communities while maintaining our sense of individuality. Here's the thing: when the sovereign attempts to buy its citizens' loyalty, people discover that loyalty can be sold, and that insight is devastating to our inherent patriotism. Entitlement programs compel us to ask what our country can do for us, to reject JFK's admonition.

Americans have long understood that governments exist primarily to govern and secondarily to provide what social services only governments can. We begrudgingly accept government as a necessary evil while we work to provide for ourselves and take pride in our ability to do so. As young and pioneering as our culture is, we've acquired a frontier spirit that has worked so well for so long that we are loathe to abandon it. So we still look out for our neighbors in lieu of the dole, only applying for government services when better options are unavailable.

That's why Americans have the highest rate of individual charitable donations in the world. Charities let us provide for the needy and enjoin us to personally help our fellow citizens get back on their own two feet. But our own government cynically competes with us on that score.

I realize how jaded this sounds, but the government dole is a vote-buying scheme disguised as charity. Ideally, taxpayers would feel like they've contributed something useful to humanity for having paid their taxes, but instead it engenders a blithe have-the-maid-do-it mentality.

Truthfully, government welfare programs aren't that much more wasteful or less efficient than the average charity organization, but if a charity wastes revenue, we can always redirect our donations to another one or simply stop donating outright. Taxes by contrast are compulsory.

Americans are keen to wasteful government spending since we have no choice but to pay up, but since we're also human beings, we always want more government benefits for ourselves. Thus are more Americans becoming greedy socialists these days and it's killing our frontier spirit.

Alas, I fear the flame of our charity is threatening to snuff itself out in the face of socialist greed. Charitable giving is harder to fit into the household budget when the government takes so much and then uses it to buy our loyalty. Wealth redistribution is lethal to charity.

There ought to be a constitutional amendment which states that if the people can adequately provide for themselves and each other, the government cannot butt in and directly complete with any charity. Oh wait, there already is, and it (the 10th) was ratified over two centuries ago.

Our 'federal' government transformed itself into a national government so gradually that nobody has lived long enough to notice. Now, Uncle Sam has his hands in far too many domestic matters. Welfare, Medicare and social retirement funds are rightly matters for states to decide. States, after all, are far more accountable and accessible to 'We the People' than our distant and opaque federal government. We deserve more of a say in the dispensation of our tax dollars and far more transparency than federal entitlement programs provide.

As it is, most of us tend to just pay Uncle Sam and then leave him to his own devices, blindly trusting that he's got things under control, only checking in on him every two to four years. This have-the-maid-do-it attitude has an antidote: if you want it done right then do it yourself.

Unlike all federal entitlement programs, you can directly contribute your time, your diligence and your oversight to many charitable organizations by volunteering. You'll accomplish far more for your fellow man in that way than by simply paying your taxes and hoping for the best.

And you'll forget what the government owes you when you see your donations and your personal efforts make a real difference in your community. You'll embody John F. Kennedy's "Ask not what your country can do for you" mindset and you'll abolish socialism from your heart.

It's entirely possible to eliminate all federal entitlement programs and replace them with some combination of state entitlement programs, charitable organizations and a robust insurance industry. It's something we should do so our federal government can embrace federalism again.

It's long past time we stopped thinking of the government as our Uncle Samta Klaus come down the chimney with gifts of free healthcare, pensions, and family leave. He only wants your loyalty and he'll buy it with your own taxes. Give your loyalty instead to your fellow Americans.