#donatingtoanngo

Donating to an NGO is one of the best ways to support social causes while enjoying financial benefits. Under Section 80G Donation provisions of the Income Tax Act, contributions made to registered NGOs are eligible for tax deductions. This means your charitable act can also help reduce your taxable income effectively.

To claim tax benefits, ensure your donation to an NGO is made to an organization registered under Section 80G. Payments should be made through traceable methods like cheque, bank transfer, or UPI, as cash donations above ₹2,000 are not eligible. Always obtain a valid donation receipt and Form 10BE from the NGO to claim deductions when filing your income tax return.

For maximum benefit, plan your 80G donation before March 31 of the financial year. Consulting a tax professional can help you choose the right NGO and structure your donations smartly.

1. Check Eligibility of Donation

Only donations made to approved charitable institutions or funds qualify under Section 80G. ✅ You can claim on your 80G donation in the following ways:

Donations to government relief funds (PMNRF, CM Relief Fund, etc.)

Donations to registered NGOs or trusts with a valid 80G registration.

❌ You cannot claim:

Donations in kind (like clothes, food, etc.)

Anonymous cash donations above ₹2,000 — must be done via digital mode or cheque.

Get the Donation Receipt

Ask the trust/organization for a proper receipt. The receipt must have:

Name and address of the organization

PAN of the donee

80G Registration Number & validity

Your name and donation amount

Mode of payment and date

If the donation is to PM Relief Fund, you get full deduction. If the donation is to an NGO, get 50% deduction up to 10% of your Adjusted Gross Total Income (GTI).

4. Calculate Adjusted Gross Total Income (AGTI)

AGTI = Gross Total Income – (All deductions except 80G, like 80C, 80D, etc.) – LTCG/STCG taxable at special rates.

Then apply the 10% cap rule if applicable.

 Enter Donation Details in ITR Form

In the Income Tax e-Filing Portal:

Login → Go to File Return → Choose relevant ITR form (usually ITR-1 or ITR-2).

Under “Deductions” → Section 80G, click Add Details.

Fill:

Name of Donee

PAN of Donee

Address

Donation amount

Mode of payment (Cheque/Online)

Eligible % (50% or 100%)

💡 Tip: The portal will auto-calculate your eligible deduction based on the limits.

Cash donations > ₹2,000 are not eligible for deduction. Cross-verify the donee’s PAN and 80G registration number (you can check on the Income Tax portal). Donate to a good cause and save your tax.