#taxsavingindia

HUF म्हणजे केवळ कर बचत नाही, तर कुटुंबाच्या आर्थिक भविष्याची मजबूत पायाभरणी आहे.

योग्य नियोजनाने: – कर कमी होतो – उत्पन्न व्यवस्थापन सुधारते – संपत्ती सुरक्षित राहते

तुमच्या कुटुंबासाठी योग्य स्ट्रॅटेजी जाणून घ्या.

Donating to a registered charitable organisation is one of the simplest ways to support meaningful causes while reducing your taxable income. Section 80G of the Income Tax Act allows taxpayers to claim deductions for contributions made to approved NGOs and trusts. This makes charitable giving both socially valuable and financially beneficial. To Save Tax Through Section 80G in India, you must donate only to NGOs that hold a valid 80G certificate and maintain proper proof of your contribution.

To claim the deduction, ensure that you receive an official donation receipt containing the NGO’s name, address, PAN number, 80G registration number with validity and the donation amount in both words and figures. Digital payments such as online transfers, UPI or cheques are recommended, as cash donations are eligible only up to Rs. 2,000. Depending on the NGO’s category, your donation may qualify for either a 50% or 100% deduction.

Some trusted 80G-registered NGOs include Sakshi NGO, Goonj, CRY, Smile Foundation and HelpAge India. These organisations work in areas like education, healthcare, gender equality and elderly care.

Donating to an NGO is one of the best ways to support social causes while enjoying financial benefits. Under Section 80G Donation provisions of the Income Tax Act, contributions made to registered NGOs are eligible for tax deductions. This means your charitable act can also help reduce your taxable income effectively.

To claim tax benefits, ensure your donation to an NGO is made to an organization registered under Section 80G. Payments should be made through traceable methods like cheque, bank transfer, or UPI, as cash donations above ₹2,000 are not eligible. Always obtain a valid donation receipt and Form 10BE from the NGO to claim deductions when filing your income tax return.

For maximum benefit, plan your 80G donation before March 31 of the financial year. Consulting a tax professional can help you choose the right NGO and structure your donations smartly.

1. Check Eligibility of Donation

Only donations made to approved charitable institutions or funds qualify under Section 80G. ✅ You can claim on your 80G donation in the following ways:

Donations to government relief funds (PMNRF, CM Relief Fund, etc.)

Donations to registered NGOs or trusts with a valid 80G registration.

❌ You cannot claim:

Donations in kind (like clothes, food, etc.)

Anonymous cash donations above ₹2,000 — must be done via digital mode or cheque.

Get the Donation Receipt

Ask the trust/organization for a proper receipt. The receipt must have:

Name and address of the organization

PAN of the donee

80G Registration Number & validity

Your name and donation amount

Mode of payment and date

If the donation is to PM Relief Fund, you get full deduction. If the donation is to an NGO, get 50% deduction up to 10% of your Adjusted Gross Total Income (GTI).

4. Calculate Adjusted Gross Total Income (AGTI)

AGTI = Gross Total Income – (All deductions except 80G, like 80C, 80D, etc.) – LTCG/STCG taxable at special rates.

Then apply the 10% cap rule if applicable.

 Enter Donation Details in ITR Form

In the Income Tax e-Filing Portal:

Login → Go to File Return → Choose relevant ITR form (usually ITR-1 or ITR-2).

Under “Deductions” → Section 80G, click Add Details.

Fill:

Name of Donee

PAN of Donee

Address

Donation amount

Mode of payment (Cheque/Online)

Eligible % (50% or 100%)

💡 Tip: The portal will auto-calculate your eligible deduction based on the limits.

Cash donations > ₹2,000 are not eligible for deduction. Cross-verify the donee’s PAN and 80G registration number (you can check on the Income Tax portal). Donate to a good cause and save your tax. 

Donations made to registered charitable organizations registered under Section 80G of the Income Tax Act qualify for tax benefits in India. This means when you donate to an approved NGO or trust, you can claim a deduction of 50% or 100% of the donated amount from your taxable income, depending on the organization’s certification.

To avail of this benefit, ensure the NGO is registered under Section 12A and 80G, and always collect a valid donation receipt that mentions the NGO’s PAN, registration number, and your contribution details. Both monetary donations (via cheque, UPI, or online transfer) and certain in-kind donations may be eligible, provided they meet government guidelines.

By donating to certified NGOs like Sakshi, you not only support social causes such as child education, women empowerment, and healthcare but also enjoy legitimate tax-saving benefits while making a real difference.

To get tax benefit details on 80G Donation, enter Donation Details in ITR Form.

In the Income Tax e-Filing Portal:

Login → Go to File Return → Choose relevant ITR form (usually ITR-1 or ITR-2).

Under “Deductions” → Section 80G, click Add Details.

All donations received by charitable trusts can be exempt from tax, provided certain conditions are met. The taxation of such trusts is governed by Section 11 of the Income Tax Act. Only trusts established for charitable or religious purposes are eligible to claim this exemption. For offering tax exemption on donation, these trusts are required to file an Income Tax Return (ITR) and have their accounts audited by a Chartered Accountant.

Additionally, Section 80G of the Income Tax Act allows taxpayers to claim deductions on donations made to specified charitable institutions and funds. This provision encourages individuals and organisations to support charitable causes while also enjoying tax benefits.

Must cross-check that the NGO is registered under the Section 12AB act and should be working for charitable purposes, including relief work for the poor, education, meals, yoga, and medical relief.