#80gdeduction

1. Check Eligibility of Donation

Only donations made to approved charitable institutions or funds qualify under Section 80G. ✅ You can claim on your 80G donation in the following ways:

Donations to government relief funds (PMNRF, CM Relief Fund, etc.)

Donations to registered NGOs or trusts with a valid 80G registration.

❌ You cannot claim:

Donations in kind (like clothes, food, etc.)

Anonymous cash donations above ₹2,000 — must be done via digital mode or cheque.

Get the Donation Receipt

Ask the trust/organization for a proper receipt. The receipt must have:

Name and address of the organization

PAN of the donee

80G Registration Number & validity

Your name and donation amount

Mode of payment and date

If the donation is to PM Relief Fund, you get full deduction. If the donation is to an NGO, get 50% deduction up to 10% of your Adjusted Gross Total Income (GTI).

4. Calculate Adjusted Gross Total Income (AGTI)

AGTI = Gross Total Income – (All deductions except 80G, like 80C, 80D, etc.) – LTCG/STCG taxable at special rates.

Then apply the 10% cap rule if applicable.

 Enter Donation Details in ITR Form

In the Income Tax e-Filing Portal:

Login → Go to File Return → Choose relevant ITR form (usually ITR-1 or ITR-2).

Under “Deductions” → Section 80G, click Add Details.

Fill:

Name of Donee

PAN of Donee

Address

Donation amount

Mode of payment (Cheque/Online)

Eligible % (50% or 100%)

💡 Tip: The portal will auto-calculate your eligible deduction based on the limits.

Cash donations > ₹2,000 are not eligible for deduction. Cross-verify the donee’s PAN and 80G registration number (you can check on the Income Tax portal). Donate to a good cause and save your tax. 

If you want to support social causes and save taxes, a Tax Exemption under Section 80G is a great way to do so. Under Section 80G of the Indian Income Tax Act, individuals and companies can claim a deduction on donations made to 80G Exempt NGO.

Depending on the NGO and type of donation, you may get 50% to 100% deduction on your contribution, with or without limits. For example, donating ₹10,000 to an NGO eligible for 50% deduction allows you to claim ₹5,000 as a tax deduction when filing your income tax return.

Benefits of donating under 80G Tax Exemption include:

Financial Savings: Reduce your taxable income and pay less tax.

Transparency: Registered NGOs are accountable and follow government rules.

Social Impact: Support causes like education, healthcare, disaster relief, women empowerment, and child welfare.

Ensure donations over ₹2,000 are non-cash and retain the receipt, NGO’s PAN, and 80G certificate as proof.

Donating to a charitable organization is not just an act of kindness—it can also provide significant financial benefits. The Indian government encourages individuals and businesses to support social causes by offering tax deductions on donations made to NGOs registered under 80G. By contributing to an eligible non-profit, you can reduce your taxable income while making a meaningful impact on society.

Understanding Income Tax Act 80G and Tax Benefits

The Income Tax Act 80G allows taxpayers to claim deductions for donations made to approved charitable institutions. Depending on the NGO’s registration status, donors can avail themselves of either a 50% or 100% deduction on the donated amount. This means that a portion of your contribution will be deducted from your taxable income, ultimately lowering the tax you owe to the government.

To claim this benefit, donors must ensure that: ✔ The NGO is registered under Section 80G of the Income Tax Act. ✔ Donations are made through traceable methods such as bank transfers, cheques, or UPI (cash donations exceeding ₹2,000 do not qualify for deductions). ✔ A valid donation receipt is obtained, including the NGO’s registration number and donation details.

Benefit of Income Tax Deduction on Donations

One of the key reasons why individuals and corporations donate to NGOs is the benefit of income tax deduction. If you contribute ₹50,000 to an eligible NGO with a 50% deduction rate, you can claim ₹25,000 as a deduction when filing your Income Tax Return (ITR). This reduces your taxable income and, in turn, your tax liability.

Supporting a non-profit is a great way to align financial planning with social responsibility. By donating to a registered NGO, you contribute to a noble cause while also maximizing your tax savings.

Why Narayan Seva Sansthan is Among the Top NGOs in India

If you’re looking for Top NGOs in India to support, Narayan Seva Sansthan stands out for its commitment to serving underprivileged and differently-abled individuals. The organization provides free surgeries, medical care, education, and skill development programs to those in need.

By donating to Narayan Seva Sansthan, you not only help transform lives but also gain valuable tax benefits. Your support enables the NGO to expand its reach and continue its mission of uplifting marginalized communities.

Conclusion