#bankingcrisis

South Park always nails it

When someone asks me to explain the Bank collapse in layman's terms.

Prince Andrew is facing renewed allegations after reports that he shared a UK Treasury briefing with a business associate during the Iceland banking crisis.

What happens when your biggest security threat isn’t hackers — but human trust itself?

A new report, “Financial Scams and Consumer Trust,” by PYMNTS Intelligence in collaboration with Block, reveals how digital fraud has evolved from a minor nuisance into a systemic trust crisis for the financial world.

Between Sept. 9–22, 2025, researchers surveyed 15,110 U.S. consumers — and what they found was chilling: Nearly 4 in 10 households have been victims of scams in just the past five years. Losses ranged from a few hundred dollars in “gift-card” or “tech-support” scams to thousands lost in investment or Social Security frauds. And surprisingly — it’s not just the elderly. The victims now include young, affluent, and college-educated consumers — the very people who were supposed to be the most “digitally smart.”

The New Age of Scams: Fast, Smart, and Personal

Scammers today are keeping up with — and even outpacing — the technology banks rely on. They’re using AI-enhanced impersonation, social-media traps, and real-time payment apps to drain accounts in minutes.

In 81% of successful scams, the fraudster posed as someone trustworthy — a bank rep, a delivery agent, or even a friend. And in nearly two-thirds of cases, victims sent money within 24 hours of being contacted.

Speed is the new danger zone.

Why This Matters for Banks

This isn’t just about blocking suspicious transactions anymore. It’s about protecting relationships before they break.

Once a scam hits, the real damage begins — customers lose trust. They pull back from online banking, stop shopping online, and become hesitant about digital payments.

For banks, that’s not just a security issue. It’s a customer-retention crisis.

The Trust Equation

The study found that consumers who got their money back reported much higher confidence in their banks. But those who didn’t recover losses? Many switched banks entirely.

That’s why trust recovery has become just as important as fraud recovery. Because in the digital economy, trust is the real currency.

The Takeaway

We live in an instant world — instant messages, instant payments, instant scams. The next fraud could spread faster than the next transaction.

This week, the banking world has been thrown into shock courtesy of Capital One, which suffered a major service outage when its handling of deposits in millions of accounts was severely affected, including full restriction of access to some of its customers.

At least the problem has been pointed out as technical failure along some line of a third-party vendor FIS Global that, in the event, revealed weaknesses in modern systems of banks and the effects that such failures produce.would love to dive into the issue and give you valuable information that will guide you through uncertain financial times.What happened?It started on Wednesday, January 15, 2025, and had continued up until this past Friday, January 17.

Consumer, small business, and commercial banking client deposits and payment processing, and account access, were severely impacted.Reports of the outage hit over 3,400 complaints by Friday morning. The already dissatisfied customers were now raising their dissent using social media platforms. Some range from several clients being locked out of accessing even their salaries while others could not make some critically needed payments. This makes things even worse as it indicates what is happening about the situation.

The Role Played by FIS Global

Technically speaking, it was a catastrophe in FIS Global, which is the third-party service that services most the back-end operations of Capital One. With continuous outplacement in services from the financial institutions, there will be augmented risks for this kind of occurrence, further challenging contingency preparedness and operation resiliency.

A Storm Perfect for the Customer

This is one of the worst times that can happen with an outage. During the Martin Luther King Jr. holiday, the date falls on January 20, 2025, when customers fear having a long wait time to get issues resolved. Added financial stressors are people who have rent, bills, or other commitments awaiting deposits to get done well within the time.Capital One accepted the problem and is in contact with FIS Global, where it has already begun efforts to restore services as soon as possible. The bank apologized for the inconvenience this has caused its customers and requested that it check official channels for updates.

Legal Woes Mounting

This blackout comes at a time when Capital One is already facing much criticism. Recently, the Consumer Financial Protection Bureau filed a lawsuit against the bank for conducting misleading practices in accounts it charges excessive interest on. That accounts for nearly $2 billion in lost interest to its customers.Even as the bank promised to "vigorously defend" itself, this is bad timing because the reputational damage will compound with this outage.

INVESTING IN PEOPLE, TRUST AND DERISKING, AND HEALTHY

Opportunity, Affordability, and Equality—this is Your Story

We Discover. We Make. We take the Lead - Redefining the Boundaries of Ambition

We are the world’s most Valuable Modern Selfcare, Consumer Goods, and Consumer Healthcare Asset, Brand, Culture and Mega force for Progress

Modern Selfcare is a Big name for many segments.

Welcome to the Global Modern Selfcare, Consumer Health and Consumer Product neighbourhood in service to Health, Development, and a Culture of Triumphant Living www.theglobalstructurenetwork.com has Design. 

We are a Globally Commercially Driven Enterprise.

Modern Selfcare, Consumer Health and Consumer Products, Services, and Capital in you the Consumer interest for Health, Development, and Wealth Creation.

The Global Structure Network Limited and The Global Structure Diamond International and Advocacy will be the first ever Life Science, Finance, Insurance, and Academia led Modern Selfcare and Consumer Health enterprise.

The Global Structure Diamond International and Advocacy, and The Global Structure Network Limited are trusted to lead—by Consumers, CEOs, Stakeholders and Industry. 

Investors, Stakeholders and Brands can directly contact us here: 

[email protected] or [email protected] 

https://theglobalstructurenetwork.com/how-to-engage-us

Modern Selfcare Economies:

(Consumer Health and Development, Nutraceuticals, Nutrition, Agriculture, Complementary and Integrative Health, Value-Based-and-Integrated Care, Food is Medicine, Medically Tailored Meal Programmes, Life Science OTC, Wellness, Wellness Infrastructure and Human Services upstream and downstream interventions  just to name a few)

Opportunity, Affordability, and Equality - For the latest Sector News, click here: https://www.gsdiandadvocacy.co.uk/news

Opportunity, Affordability, and Equality—this is Your Story

Everything we do is guided by Commercial Principles, doctrines, and imperatives in the pursuit of Modern Selfcare, Consumer Goods, and Consumer Health for Health, Development, and a Culture of Triumphant Living—all in the interest of the Consumer.

The Global Structure Network Limited and The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk were established to create a clear, unwavering focus on Consumer needs within the Global Modern Selfcare, Consumer Goods, and Consumer Health landscape. Everything we do is dedicated to advancing Wealth Creation, Development, and Health, supporting a Culture of Triumphant Living.

We are starting today's post differently. I extend an invitation to CEOs, Stakeholders, Brands, and Investors to join me in this Commercial venture. Together, we can seize the opportunities that our success has created and provide new and innovative Consumer Goods, Consumer Healthcare, Wellness and Wellness Infrastructure and Modern Selfcare Products and Services with unique and distinct Value Proposition.

Today, we are going to look back at our successes—a year in which we’ve supported policymakers and institutions and made meaningful contributions in service to Wealth Creation, Development, and Health at the Consumer level.

When we started this company, many doubted the vision. Yet, a select group of significant stakeholders and institutions believed in it from day one. They didn’t just support the expansion of our agenda; they supported me personally. They believed in Consumers and, with that commitment, rolled up their sleeves to work alongside The Global Structure Network Limited and The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk. 

Enabled by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy, Value Proposition and the megatrends it made visible, we champion a Modern Selfcare, Consumer Goods, and Consumer Health agenda to empower Consumers toward Wealth Creation, Development, and Health, supporting their pursuit of a Culture of Triumphant Living. I look forward to deepening our collaboration as we advance the global Opportunity, Affordability, and Equality Agenda anchored in our Value Proposition powered by my more than 20 years of Healthy Structural Performance, Operational Resilience and Efficacy.

After months of work and numerous attempts by vested interest groups to undermine our Modern Selfcare, Consumer Goods, and Consumer Health Value Proposition, Framework, and Major Areas of Foci, all powered by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy and the power it embodies, big and weighty, truly seminal, economic, and policy-rich, i.e.,  

The Indispensable Assets in Modern Selfcare, Consumer Health, and Consumer Goods in service to Health, Development and a Culture of      Triumphant Living sectors

Disruptors in these fields

Drivers of Modern Selfcare, Consumer Goods and Consumer Health Culture in service to Health, Development and Wealth Creation

Leading Brands in these sectors

Consumption Superpower in Modern Selfcare, Consumer Health, and Consumer Goods in      service to Health, Development and a Culture of Triumphant Living

Mega Force for Progress

we are now making transformative progress in towns and cities all over the world. 

No one thought we could accomplish it—not even some within our own sector. But we did. https://www.gsdiandadvocacy.co.uk/unlocking-the-potential-of-consumers Through our Opportunity, Affordability, and Equality focus, we have changed the global dialogue to centre on "Resilient Consumers." Consumers worldwide will greatly benefit from this rerouting. We have enabled legislation and institutional strategy change that will generate billions of dollars for Modern Selfcare - Opportunity, Affordability and Equality initiatives all over the world in service to Wealth Creation, Development, and Health at the Consumer level.

Our Modern Selfcare, Consumer Goods, and Consumer Health agenda powered by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy has incentivised governments and institutions to launch new programs to move Consumers towards taking control of their Development, and Health in service to Wealth Creation and a Culture of Triumphant Living. It has also allowed CEOs to break up the concentration of economic power in service to Financial Inclusion through Opportunities, Affordability and Equality.  https://theglobalstructurenetwork.com/f/the-battle-over-the-trillions-of-dollars-in-modern-selfcare 

We architected a new global conversation around Modern Selfcare, Consumer Goods and Consumer Health

This year was our best year to date in a lot of ways. The worldwide adoption of the Opportunity, Affordability, and Equality Agenda is anchored in The Global Structure Network Limited, The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk, and our Value Proposition. At its core are our Modern Selfcare, Consumer Goods, and Consumer Health Policy and Commercial Agenda, all driven by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy.

Our advocacy and actions in the areas of Consumer Health, Consumer Goods, and Modern Selfcare over the past few years have been a part of a complicated series of meticulously planned strategic efforts that have been carried out with amazing discipline. We have positioned ourselves to continue delivering for Resilient Consumers worldwide thanks to the amazing progress we have made, which has allowed us to build on the core capabilities we have developed over the last few years.

Thus, our Modern Selfcare, Consumer Goods, and Consumer Health agenda in service to Wealth Creation, Development, and Health is being adopted all around the world. We are now recognised by policymakers, Industry, and CEOs as the leading Modern Selfcare, Consumer Goods, and Consumer Health Consumption superpower and the extension of Consumers with Modern Selfcare, Consumer Goods, and Consumer Health ambitions in service to Wealth Creation, Development, and Health.

Our Modern Selfcare, Consumer Goods, and Consumer Health Value Proposition and Agenda have become top priorities for businesses worldwide, as CEOs recognize their transformative potential to drive economic and social impact. The complete implementation and rollout of our commercial agenda, centered on Wealth Creation, Development, and Health, will be essential for many countries in achieving their "Shift to the Left" objectives. https://theglobalstructurenetwork.com/f/shifting-left-a-shift-in-focus

Translating Our Modern Selfcare, Consumer Goods and Consumer Health Framework; Our Value Proposition; my more than 20 years of Healthy Structural Performance, Operational Resilience and Efficacy and the Modern Selfcare achievement into successful Commercialisation.

We are presented with exciting new opportunities, and our Modern Selfcare, Consumer Goods, and Consumer Health agenda stands uniquely positioned to deliver impactful outcomes. Consequently, we are committed to delivering our Modern Selfcare, Consumer Goods, and Consumer Health Branded Products, Services and Capital commercial agenda in towns and cities all around the world.  https://www.gsdiandadvocacy.co.uk/reimaging-the-private-sector-economic-leadership 

Everything we do is guided by Commercial Principles, doctrines, and imperatives in the pursuit of Modern Selfcare, Consumer Goods, and Consumer Health for Health, Development, and a Culture of Triumphant Living—all in the interest of the Consumer.  

The Global Structure Network Limited and The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk share strong social and economic ties with our Investors, Consumers, Institutions, Legislators and the CEOs supporting and investing in our Value Proposition. Our success in Modern Selfcare, Consumer Goods, and Consumer Health—both legislatively and institutionally in towns and cities worldwide—has created sustained momentum. This provides an ideal opportunity to strengthen our connections, collaborations ad partnerships with a focus on advancing our commercial agenda.  

From the idea stage to transformational success, organisations need a variety of funding sources and connections to stakeholders who can best assist them as they expand into large, profitable businesses. We have had this as our central guidance from the beginning and it is what we are concentrating on. We are now able to delve further into stakeholder environments that will strengthen our Value Proposition. We are committed to strengthening our financial capacity.

First, let's recognise that Modern Selfcare and Consumer Health are successful at scale because of The Global Structure Network Limited and The Global Structure Diamond International and Advocacy, my 20+ years of Healthy Structural Performance, Operational Resilience, and Efficacy, Our Modern Selfcare, Consumer Goods, and Consumer Health Framework, Our Major Areas of Foci, and our Value Proposition.  

The Global Modern Selfcare Economy is becoming more than simply an aspiration; it is a significant economic force. It stimulates economic activities and job creation. We are focused on our Commercial Agenda, creating and promoting the next wave of innovative Modern Selfcare, Consumer Goods, and Consumer Health Products.  https://theglobalstructurenetwork.com/f/investing-in-selfcare-offers-differentiated-returns-at-scale  

The core of our Commercial Strategy is focused on; We Discover. We Make. We take the Lead: This translates into four lucrative Investment Areas within The Global Structure Network Limited and The Global Structure Diamond International and Advocacy:    

A fully functioning Global Modern Selfcare and Consumer Health upstream and downstream Platform

A Global marketplace for Modern Selfcare, Consumer Goods, and Consumer Health branded Products, Services, and Capital that will lead the frontier of these emerging trends.

A fully functioning Global Health, Development and Empowerment campus or common where Consumers will have an opportunity to mingle with our Modern Selfcare, Consumer Health and Health policymakers, researchers, the Multinational Institutions and CEOs' offices in towns and cities all over the world that we are an extension of, The Founder’s Gallery, and a lot more for bringing the Modern Selfcare, Consumer Health and Empowerment trends to life.

The Global Structure Network Limited, along with The Global Structure Diamond International and Advocacy, will also serve as a recruitment service for the Modern Selfcare sectors.  

To our Customers: Stick with us! The Global Structure Network Limited are set to revolutionise the global landscape for Modern Selfcare, Consumer Goods, and Consumer Health Branded Products, Services, and Capital. To make this a reality, we are delivering a comprehensive Commercial Agenda that will lead the way in addressing every facet of the Modern Selfcare, Consumer Goods, and Consumer Health trends. All of these trends are driven by our Value Proposition and the Modern Selfcare, Consumer Goods, and Consumer Health Framework, which is powered by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy. This framework is a key component of our strategy to tap into the true sources of your economic power.    

Another goal of our commercial strategy is to financially revolutionise The Global Structure Network Limited and The Global Structure Diamond International and Advocacy - www.gsdiandadvocacy.co.uk. This will enable us to keep up with and respond to our successes—our Modern Selfcare and Consumer Health footprints in towns and cities around the world—while also capitalising on new opportunities arising from those achievements.    

We are working diligently to ensure that The Global Structure Network Limited, The Global Structure Diamond International, and Advocacy www.gsdiandadvocacy.co.uk—powered by my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy, along with our Value Proposition IP Commercialisation—are not undermined by rogue actors or are not utilised by rogue actors.  It is crucial that Consumers, benefit from this Modern Selfcare and Consumer Health revolution, which is firmly anchored in The Global Structure Network Limited and The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk, serving as an extension of your Modern Selfcare, Consumer Goods, and Consumer Health interests. 

I am looking forward to directly hearing from Investors, Brands, and CEOs from all Sectors including Infotech. [email protected] or [email protected]  

We are prioritising High-Value Proprietary connections and partnerships in the interest of The Global Structure Network Limited, the Financial Revolution of The Global Structure Network Limited, our Value Proposition, Major areas of Foci, and my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy.  

We are focused on purposeful dialogue in the interest of our Commercial Agenda, translating Our Modern Selfcare, Consumer Goods, and Consumer Health Framework; Our Value Proposition; my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy, and our Modern Selfcare achievements into successful commercialisation so that opportunities created by this innovation can be maximised in a way that supports economic activity and strengthens further my more than 20 years of Healthy Structural Performance, Operational Resilience, and Efficacy.     

We took a long-term view of all our plans, and today, The Global Structure Network Limited, The Global Structure Diamond International, and Advocacy serve as the foundation Infrastructure for all Consumer activities in towns and cities worldwide.  

The future of economies worldwide will depend on investments in the Modern Selfcare and Consumer Health sectors. The Global Structure Network Limited, along with The Global Structure Diamond International and Advocacy www.gsdiandadvocacy.co.uk, are driving the development of stronger Modern Selfcare, Consumer Goods, and Consumer Health markets.  

Our focus remains on eliminating bottlenecks to Opportunities and strategically investing our accumulated Modern Selfcare, Consumer Goods and Consumer Health Capital in the Global Consumer Infrastructure, ensuring that Modern Selfcare, Consumer Goods and Consumer Health remain relevant, accessible and efficacious.      

Finding the right Health, Development, and Triumphant Living as Culture partner is about so much more than just financial investment or expertise; it’s about alignment, trust, and a long-term relationship.  

There are a lot of Investment Opportunities here to unpack https://theglobalstructurenetwork.com/f/modern-selfcare-is-soaring-what%E2%80%99s-driving-the-growth, I look forward to Investors, Stakeholders, and Corporations joining me in our Big Global Commercial Push. https://www.gsdiandadvocacy.co.uk/you-have-been-strapped-into-this-roller-coaster-with-us.     

I am looking forward to directly hearing from Investors, Brands, and CEOs from all Sectors including Infotech. [email protected] or [email protected]  

Your Centre for Modern Selfcare and Consumer Health Commercial Excellence and Your Modern Selfcare and Consumer Health Root of Trust, 

Gary (The Founder's Gallery)

The Founder’s Gallery (Centre for Modern Selfcare including Human Services Commercial Excellence)– Disease Prevention, Health Promotion, Cultural Transformation, and Quality Enhancement - (Global Freedom and Personal Health and Wellbeing Prosperity Policy Chair)      

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