Pinner Financial Services

What Does a Million Dollar Life Insurance Policy Cost in 2020?

If you have found this blog post, then you are probably thinking about purchasing a million dollar life insurance policy, and you are wondering; What does a million dollar life insurance policy cost?

The good news is you have come to the right place. We will go over why you need a million dollar life insurance policy, what it costs, and which companies are the best to work with.

We know…

What New Parents Need to Know About No Exam Life Insurance

What’s Better for New Parents — Traditional or No Exam Life Insurance?

As a new parent, it’s only natural to want to give your child the world. Shelter, food, and love are the basics, of course, but there’s something else that is equally as important: Life insurance.

Buying life insurancefor yourself is the best gift you can give to your child, since it is the only way to make sure they…

What is Decreasing Term Life Insurance?

Most consumers are very familiar with term insurance products, but what most people aren’t aware of is the specific types of term life insurance such as decreasing term insurance, level term insurance, and annual renewable term insurance.

In this article we will go over the pros and cons of decreasing term life insuranceand when you should consider…

How Is Life Insurance Affected By The Coronavirus

How is life insurance affected by the Coronavirus, is a question we get asked a lot these days. As the reality of the Coronavirus (COVID-19) sets in, many people who don’t have life insurance currently, are seeking to get protection fast. And the consumers who are insured are wanting to make sure that they are covered.

The good news is that…

2020 Minnesota Life Insurance Company Review

Minnesota Life Insurance Company History

Minnesota Life Insurance Company was founded in the year 1880 by Russell Dorr and is the first life insurance company in Minnesota. In 1901, Minnesota Life Insurance Company changed its structure to a mutual life insurance company and changed names to Minnesota Mutual Life Insurance Company, a name they kept for almost a century.

Minnesota Life is…

2020 Legal and General America (Banner Life) Review

Legal and General America History

Legal and General America was formed as a holding company in 1981 by Legal and General Group based out of London. They bought Government Employees Life Insurance Company (GELICO) and its NY affiliate.

In 1983, the name of GELICO was changed to Banner Life Insurance Company. In 1989, William Penn was purchased by Legal & General Group Plc as a subsidiary of…

2020 United Home Life Insurance Company Review + Rates

United Home Life Insurance Company (UHL) Review

Today we are going to review United Home Life Insurance Company and its parent company United Farm Family Life. We will go over their history, ratings, and what types of products that they offer.

United Home Life Insurance Company was established in 1948 and has been offering life insurance coverage to consumers for over 70 years. It’s parent…

2020 Royal Neighbors of America Life Insurance Review + Rates

Royal Neighbors of America Life Insurance

With the explosion of online life insurance sales, many insurance carriers that have never been heard of before, are gaining name recognition across the country. One of these companies is Royal Neighbors of America Life Insurance Company (RNA). In this article we will be reviewing Royal Neighbors of America Life Insurance Company to give you a better…

Whole Life vs Universal Life: Which is best?

Whole Life vs Universal Life

When it comes to buying life insurance, it can be intimidating figuring out which type of life insurance best fits you. What is best when it comes to Whole Life vs Universal Life? Well that all depends on what the life insurance is for and what your goals for the life insurance are.

In this article we will break down the pros and cons of whole life and univer…

What is Mortgage Protection Insurance?

As a homeowner, it’s essential to have a plan to keep your loved ones protected just in case of the unexpected tragedy. This is where mortgage protection life insurance becomes an important addition to your financial portfolio. This is a valuable tool for financial planning, that gives families the opportunity to remain in  their homes in the event of a disability or an untimely death.

Mortgag…

Mortgage Protection Insurance: All You Need to Know

As a homeowner, it’s essential to have a plan to keep your loved ones protected just in case of the unexpected tragedy. This is where mortgage protection life insurance becomes an important addition to your financial portfolio. This is a valuable tool for financial planning, that gives families the opportunity to remain in  their homes in the event of a disability or an untimely death.

Mortgag…