New Kitten or Cat? Put Pet Insurance on Your “Must-Have” List
by Pam Johnson-Bennett, CCBC
Whether your new feline companion is a young kitten or an adult, your thoughts are geared toward raising a healthy, happy cat. Aside from routine veterinary exams and vaccinations, you may not be focused on years down the road when your cat may need extensive and expensive medical care. Understandably, it’s hard to look at this little ball of furry energy and imagine a time when he won’t be healthy.
Many of the behaviour clients I visit are in the early stages of sharing their lives with cats. I’m often called to do consultations as a preventative to help with training, cat-proofing and to answer behavior questions. Most clients are surprised when I bring up the subject of pet medical insurance. In homes with multiple cats, this becomes even more crucial, in my opinion. According to the 2014 Canadian Pet Market Outlook, there are approximately 7.9 million cats in Canadian homes. Many of those households have multiple cats.
For many new pet parents who have never gone through a pet’s long-term illness or serious injury, it’s hard to imagine the cost. We’re fortunate to have advanced veterinary diagnostic abilities, treatments and medicine. Pets live longer with a better quality of life because of modern veterinary medicine.
When I talk to behaviour clients about the benefits of pet insurance, I speak not only as a behaviour consultant but also as a pet parent who has endured tremendous financial hardship because I didn’t make the choice to insure my cats when they were young. One of my cats lived to be 20 and the last 6 years of his life we dealt with renal failure and IBD. Ensuring his quality of life meant frequent veterinary care. After Albie passed away, we were left with my feline family consisting of a 24-year-old cat, an 18-year-old cat and a 17-year-old cat. We dealt with hyperthyroidism, radiation treatment, renal failure, surgeries and one cancer diagnosis. This was all extremely expensive but like so many cat parents, I would do all I could to keep my cats healthy, happy and pain-free.
When I visit my behaviour clients, there is often no short supply of cat toys, cat furniture and the best food money can buy. If I recommend a specific product, such as a particular type of scratching post or cat bed, my clients are compliant and follow up on my professional recommendations. They also follow any behavior protocols I map out to correct or hopefully avoid behavior problems. It’s when I start discussing pet insurance that some clients don’t seem to be able to look into the future far enough to ever imagine that the bright-eyed little furball happily chasing a toy will ever be anything other than healthy.
There are so many products on the market today to help your cat live a happy, enriched, healthy life. The assortment of everything from toys to cat food seems endless. Cat parents consider their feline companions to be members of the family. I would love to see more families avoid that heartbreaking decision of not being able to continue veterinary care because of financial hardship. In my 32 years of doing consultations, I’ve held the hands of too many grieving pet parents as they made that heartbreaking decision to stop medical treatment because they were at the end of the road financially.
As you hold that furry little kitten, plan not only for his health today but for many years to come. Pet insurance needs to be on your “must-have” list.
About Pam Johnson-Bennett
Pam Johnson-Bennett is the host of Animal Planet UK's PSYCHO KITTY, She is a certified cat behavior consultant and the best-selling author of nine books, including Think Like a Cat: how to raise a well-adjusted cat – not a sour puss. For over 25 years, her books have been called cat bibles by veterinarians, behavior experts, shelters and cat parents worldwide. She is the former vice president of the International Association of Animal Behavior Consultants and the founder of the IAABC Cat Division. Pam owns Cat Behavior Associates, a private veterinarian-referred behavior company in Nashville, TN. Visit her website at www.catbehaviorassociates.com and follow her on Facebook and Twitter.