Big Lisbon - Newsletter drafts

https://www.mpamag.com/us/mortgage-industry/market-updates/long-term-mortgage-rates-fall-again-experts-react/430919

https://www.mpamag.com/us/specialty/commercial/whats-the-impact-of-rising-rates-on-multifamily-investment-conditions/430914

https://www.mpamag.com/us/mortgage-industry/industry-trends/nerdwallet-delivers-first-time-buyer-outlook-for-2023/431053

https://www.mpamag.com/us/mortgage-industry/market-updates/mortgage-forbearance-rate-holds-steady-but-shows-signs-of-weakness/431180

https://www.mpamag.com/us/mortgage-industry/market-updates/homebuilder-sentiment-caps-of-year-of-declines-with-fresh-record-low/431179

Your portfolio's long-term health is at stake even when the market is rising. https://www.fool.com/investing/2022/12/16/3-tempting-mistakes-to-avoid-if-theres-a-new-bull/

Getting a self-employed mortgage approved is not an easy task. Learn how you can help your self-employed client to get it easier. https://www.mpamag.com/us/mortgage-industry/guides/how-to-get-a-mortgage-for-self-employed-clients/430538

Despite what the term may suggest, closing costs are anything but an afterthought. Often, you will end up paying thousands of dollars in closing costs in property-related fees, mortgage-related fees, and additional fees. https://www.mpamag.com/us/mortgage-industry/guides/get-estimated-closing-costs-when-you-are-buying-or-selling-a-home/430474

Despite the myth of 20%, the average down payment on a house in the US in 2021 was 6%. While there are many benefits to making a higher down payment—such as lowering your interest rate and monthly payments and eliminating private mortgage insurance (PMI) payments—there are certainly risks if you are unable to afford it right away. https://www.mpamag.com/us/mortgage-industry/guides/average-down-payment-on-a-house-everything-you-need-to-know/430476

These dividends have a bright future and payouts that should grow steadily over time. https://www.fool.com/investing/2022/12/09/4-dividend-stocks-to-hold-forever/

Is it time to ditch your credit card? https://www.fool.com/the-ascent/credit-cards/articles/will-this-trend-kill-using-credit-cards-to-shop-online/

https://www.mpamag.com/us/mortgage-industry/guides/what-is-a-commercial-mortgage-learn-everything-in-this-article/429798

Do your best to steer clear of these. https://www.fool.com/the-ascent/banks/articles/4-banking-mistakes-to-avoid-as-2022-comes-to-an-end/

Shares aren't cheap in absolute terms, but the quality, growth, and its historic valuation norm suggest that Visa is an attractive investment at current prices. Even if inflation were to revert back to 2% in the foreseeable future, which isn't guaranteed, Visa would likely continue to deliver compelling business growth, and especially earnings per share growth. https://seekingalpha.com/article/4563498-its-one-of-the-best-times-to-buy-visa

Companies like Blackstone ( BX ), Apollo Global Management ( APO ) and KKR ( KKR ) offered investors the chance to buy assets that, because they weren't publicly traded, didn't swing wildly around in value when listed stocks, bonds and funds did. Without constantly updating indicators like share prices, it's hard for investors to know how much an asset in a private fund is really worth in between the moments it is acquired and sold, which can be years apart. https://seekingalpha.com/article/4563497-blackstone-gets-a-slap-from-efficient-markets

The Federal Reserve is frustrated that its interest rate hikes haven’t slowed down wage growth, an important part of its strategy to control inflation. Read more... https://qz.com/indeed-wage-growth-data-slowing-versus-federal-reserve-1849869901

Working with AI is an engaging, well-documented investigation into the nature of work today and tomorrow. https://www.forbes.com/sites/gilpress/2022/12/09/working-with-ai-today-as-a-guide-to-the-future-of-work/