MJ's 2 Cents

Cyber Monday ALERT!!!

Don’t forget to stop by Raising CANES so you can take advantage of the Buy one box combo get the second box combo absolutely FREE!! Deal is good for 12/1/2014!!

Buy 1 get 1 half off @rubyTuesday til December 2, 2015

Don’t forget to take advantage do the $2 Subway deal starting tomorrow November 15, 2015 on the Cold Cut and Meatball Subs.

        SCORE!!!!!! Don’t forget to pick up your free Redbox Movie tonight!!!

How to Dispute Items on your Credit Report?

  To Dispute an item(s) on your credit report you would need to contact the three credit bureaus listed below.

Experian <How to Dispute Online> Dispute Dept P.O. Box 9701 Allen, TX 75013 (888)397-3742 Or Dispute “Online“ Or by “Mail” Send Dispute letter to: P.O. Box 4500 Allen, TX 75013 Check Dispute Status View Dispute Results Online Dispute Guidance

Equifax P.O. Box 740256 Atlanta, GA 30374 (800)685…

My night at Friday’s

Yesterday I met up with my uncle at T.G.I. Fridays to have a couple drinks and watch a football game. Being the frugal person that I am I decide to check and see if there were any deals, discounts or Freebies.  Using the app RetailmeNot i found a coupon for a free appetizer up to $8 if you download the T.G.I. Fridaysapp or subscribe to their email list.  This was a no brainer for me. Once my…

Anyone and everyone has had some type of relationship with credit. Your credit score is nothing more than your financial report card. This financial report card will provide you with your repayment history. This report will also give your Fair Isaac Corporation Score also known as the “FICO score”. This particular point system is based on credit history designed to help predict how likely you are…

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  What is credit?

Credit is the ability to obtain goods and services before payment. This is based on the trust that you will be paying back what you borrowed. Credit is basically defined by how you’ve pay or not paid your bills in the past.

If you haven’t figured it out by now, it’s ok because it took me some time to really grasp the concept…

Lower your Energy Usage!

  Lower your energy usage

This is an easy solution for those with high electric bills. First way to reduce your energy usage is by changing all your light bulbs from incandescent bulbs to Compact Fluorescent lamp (C.F.Ls) or Light Emitting Diode (L.E.Ds) light bulbs.

According to Energy Star lighting makes up about 20% of your electric bill. So they suggest switching to C.F.L or L.E.D lighting.…

Tide Deal at CVS

Here’s another great buy  starting next week (on Sunday, 9/14) at CVS on Tide Simply Clean & Fresh Laundry Detergent

Tide Simply Clean & Fresh Laundry Detergent, $3.49 ea. $2/2 Tide Detergent printable coupon $2.49 after coupon!