Asset Based Capital, Inc. Shifting the Focus in Commercial Lending
In a market where traditional banks often hide behind rigid credit scores and impossible debt-service ratios, Asset Based Capital, Inc. (ABC) is making waves by getting back to basics: the property itself.
Led by industry veteran Rick Gnafakis, this Great Neck, NY-based firm has become the go-to partner for real estate investors and small business owners who need a pathway to "yes" when everyone else says "no".
True Asset-Based Underwriting: Evaluation is based on the intrinsic value and physical state of the collateral, not the borrower's personal financial history.
Credit Inclusivity: There is no minimum credit score required, making financing accessible even for those with derogatory credit issues.
No DSCR Barriers: Eligibility isn’t tied to the property’s current income-generating capacity—a massive win for repositioning and value-add projects.
Versatile Portfolio: They fund everything from 1-4 family investments and multifamily units to daycare centers, warehouses, and restaurants.
Flexible Funding Solutions:
Permanent Financing: 30-year fixed-rate loans (up to $3M) that provide a stable alternative to high-interest hard money.
Bridge & Fix/Flip: Short-term capital up to $20M for acquisitions and renovations.
National Footprint: ABC operates across most of the U.S., offering local expertise with a wide geographic reach.
Asset Based Capital, Inc. proves that the best way to move forward in real estate is to focus on a property's potential rather than a borrower’s past.
Contact Executive Rick Gnafakis: 📞 516-621-5955 x 401 📧 [email protected] 📍 505 Northern Blvd, Ste 200, Great Neck, NY 11021