yorokobi

It is finished. $106,000 in debt, paid off in about 45 months. Do the hard thing. So worth it. #thedebtfreeyear #babystep2 #babystep2done #debtfree #debtfreecommunity #debtfreejourney #financialfreedom #financialpeace #daveramsey #freedom #byebyesalliemae #evictingsalliemae #neveragain https://www.instagram.com/p/CQXzDAJMvE8/?utm_medium=tumblr

Actual facts things that happen when you’re learning dictation and you take your recorder on a walk next to a stream. Full disclosure, this is fully unedited, and I don’t have dictation software yet. So this is using a free transcription service and I haven’t cleaned it up yet. But I laughed so hard I had to share. #BecauseDucks #amwriting #serialnovel #descript #thedebtfreeyearbook #learningdictation #writinglife #writersofinstagram #amwritingchristianfiction https://www.instagram.com/p/CLie-kfMvJF/?igshid=13mbs2awqgn5r

What do you do when a friend gives you a super pretty planner, but you already have your Full Focus Planner set up for the quarter, and you already have another planer you’re using to track your word count? You use it to plot your serial novel, of course! Also, I have decided that Jamie Nelson plans in purple pen. After a year like 2020, your plans should be silly and fun even if they’re important. #planneraddict #alltheplans #thedebtfreeyear #thedebtfreeyearbook #frixionpens #amwriting #amwritingchristianfiction https://www.instagram.com/p/CLiX5LdMTLA/?igshid=igtks92ud5wq

A little more of what I’ve been doing when I’m hiding from social media. This site is for @jencrosswhite ‘s romantic suspense, which are set in the Orange County area. I loved working on this design, especially because I’ve read all of these books! Guess it’s almost time to update, because her new release Off the Map will go live on Monday! (Happy Launch Week, Jen!). If you want to check out her free romantic suspense novella pictured, link is in my bio. #authorsofinstagram #newrelease #christianromanticsuspense #romanticsuspense #authorwebsite #restored316anchored and special thanks to the theme creator, @restored316 ! Anchored is a favorite. https://www.instagram.com/p/CLhjakosMSe/?igshid=3s6f41j7yzzs

My work in progress (The Debt Free Year) is about a gal who will try just about anything that isn’t illegal or immoral to pay off debt. Her story isn’t my story; if at all possible, she might be even more outrageous. But she’ll definitely be trying some things I’ve tried on my own journey. What will you do to earn a little extra cash? Will you sit in the dark for 2 hours tonight? It’s OhmHour (and extra important one because of the power shortages in places...well, places that don’t have San Diego weather). So I have most of the power shut off in my apartment. Can you hear the quiet? If you listen carefully, you might even hear the PayPal payout headed my way 😏. If you’re interested and strange enough to try this, link to OhmConnect is in my bio). #thedebtfreeyear #serialnovel #workinprogress #writersofinstagram #ohmhour #babystep2 https://www.instagram.com/p/CLYJLm8MfQe/?igshid=wbqb2wnwoblk

Today, paying off debt looks like listing even more books. I keep thinking I’ve got them all and getting ready to start listing another category (#becausemountebay), and then I shuffle the boxes and find some more. Found these cozy mysteries at a moving sale earlier this summer, along with a sushi cookbook and a MASSIVE dictionary. Link in bio. (eBay.com/str/thedebtfreeyear). #thedebtfreeyear #ebayseller #bookseller #cozymystery #usedbooks #babystep2 #sheworkshardsavingmoney https://www.instagram.com/p/CEvd4PsMtJm/?igshid=lh2959ohx28u

Today, paying off debt looks like having an easy-button dinner plan and placing a grocery pickup order so I can have a few hours to power through some website revisions! #thedebtfreeyear #pizzapizzapizza #grocerypickup #babystep2 #authorwebsites #authorsofinstagram #payingoffdebt https://www.instagram.com/p/CEnbXqIMeOW/?igshid=1fgmu2zf9digl

I love that tag line at the bottom. “Bonehead to Genius in One Step.” #thedebtfreeyear #ebayseller #arrl #hamradio https://www.instagram.com/p/CEexidQM5Li/?igshid=mm32l31y8ulf

What do you do when you need to use veggies? Breakfast! #productionbreakfast is a good way to clean out the fridge, keep from wasting food, and work on cleaning the kitchen while everything cooks. Also, #yum. #thedebtfreeyear #breakfast #leftoversforbreakfast https://www.instagram.com/p/CEerenks1Hi/?igshid=71igup66sxvl

Today, paying off debt looks like eBay before breakfast. I wanted to get the last of these books listed yesterday, but I ran out of steam. But there is something about making a massive student loan payment that has me motivated to finish this pile! #thedebtfreeyear #babystep2 #daveramsey #sheworkshardsavingmoney #ebayseller #vintagebooks #arrl #hamradiostuff #studentloans https://www.instagram.com/p/CEecFo1MTo3/?igshid=148vwhvu4d06t

Today, paying off debt looks like listing vintage ham radio handbooks on eBay. (Also, helping @loren.hunt.39 clean out the garage). Link in bio. #thedebtfreeyear #ebayseller #hamradio #arrl #amateurradio #sheworkshardsavingmoney #babystep2 https://www.instagram.com/p/B_u5i5wFavT/?igshid=aqsqmhujfmh

#sold today: vintage postcards, vintage tool catalogs, and a table topper. Keeping that economy going, and piling up cash to throw at that student loan! What are you doing to take ownership over your finances in these rocky times? #babystep2 #thedebtfreeyear #ebayseller #ownership #financialpeace https://www.instagram.com/p/B-m4H_xlgYJ/?igshid=l2rhpakkuei8

Ready for #onlinechurch with my TV cued up to @coastcityca on YouTube, breakfast, and cup of tea. Can you smell that “Raspberry Indulgence” tea? (Yes, that is a stray Christmas decoration by the TV.) check out @coastcityca for service times and links. #covid_19 #socialdistancing #oceansideca @socalnetworkag https://www.instagram.com/p/B-CqmDvF8XF/?igshid=1j9yvolg3znlw

More “debt free” donations. Someone gave me a TON of Tom Clancy books. Getting them listed on eBay! (If you’re a Tom Clancy fan, my eBay link is in bio). #thedebtfreeyear #tomclancy #ebayseller #covidreadingchallenge https://www.instagram.com/p/B-Adio5ln6W/?igshid=1wyvj0z0iwmfn

These 15 Westerns were in a box of books someone donated to my #debtfree journey. Just got them listed on eBay. I may be in #stormmode right now, but I’m still determined to make this #thedebtfreeyear . Link in bio. #ebayseller #amreadingwesterns #sheworkshardsavingmoney #babystep2 https://www.instagram.com/p/B-AFIQbFQ_n/?igshid=5y06ss3h8jss

Today, paying off debt looks like listing this box of books someone gave me on Amazon while listening to @daveramsey ‘s podcast. What else do you do when work is closed? #thedebtfreeyear #amazonseller #mackbolan #sheworkshardsavingmoney #socialdistancing https://www.instagram.com/p/B9904GJFJEx/?igshid=twqptdxpy1ew

As actually seen on Amazon. Do you see what I see? #kissthosegermsgoodbye #covid_19 #socialdistancing #translationfail https://www.instagram.com/p/B95lD8Kl_X0/?igshid=ka193jwc6nuq