هنگامه های میوه ای کارخانه احمق

-Don’t use “buy now pay later.” The fine print isn’t what it seems.

-The fine print on medical financing, store credit cards, and contactless payment is also not what it seems.

-Payday loans are still predatory, even when offered by your employer

-Rewards programs are an income stream for the companies that run them. The points systems are manipulated so that the house always wins. They depend on people leaving money in rewards accounts and not in interest-bearing traditional bank accounts.

-Electronic payment apps like VenMo are not banks. You don’t earn interest. Your money is not protected.

-Your financial information is not private if your money is not kept in a regulated bank.

-None of this is regulated by the FDIC. Your money is not protected if it is held by a non-bank doing banking business. Our economy is not protected from the collapse of financial institutions that are not banks.

 A third of younger Americans hold their savings on nonbank tech platforms like Venmo

PEOPLE! DO NOT LEAVE YOUR MONEY IN VENMO OR APPLE PAY OR ANY OF THIS SHIT. FOR THE LOVE OF GOD GO FIND A REAL BANK OR A CREDIT UNION.

If Venmo were to close tomorrow all your money would vanish. There's no insurance or guarantee on any of these things. I know banks aren't great but legit banks will have the "FDIC insured" logo on their doors and websites, which means if my bank goes under tomorrow I still get my money back. Also I guarantee you there is a credit union somewhere in your town, go find it.

your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails

In the event Green Dot Bank fails. Meaning the only time your money is protected is if Green Dot goes under. Not if Apple goes under (unlikely, granted). Or if Apple changes its terms (entirely possible). Or if you got scammed. Or if Apple freezes your account because they think you're the one scamming. Or any of the other countless mishaps your money could suffer. Green Dot is insured, but Apple Cash is not.

This is the disclaimer (highlighted) you see before you set up Apple Cash:

For the love of god get an account at a federally insured institution. Look for FDIC (banks) or NCUA (credit unions) insured and regulated financial institution. They are legally required to have this status publicly available and accessible so it's not hard to find.

The FDIC and/or NCUA will insure your accounts up to $250,000 PER AUTHORIZED SIGNER and per account type. These are factors to max your coverage to even higher than $250k but the key point is that if something happens to your bank or accounts there, that first $250k of your money is secured anyway.

Banks are for profit. Credit Unions are exactly what it sounds like: unions. They are not for profit and member owned.

Bigger institutions have more money and resources at their disposal; they have the fancier apps, 24/7 phone banking and more locations. But watch out! They are no different than any other large corporation you've heard of when it comes to ethics. Smaller institutions have more limitations, and lesser size is not an indicator of morality, but it's something to consider when choosing where to keep your money.

These institutions, regardless of what kind you choose, will offer interest bearing accounts. Money Market Savings and Time Accounts (also called Certificates of Deposit,) are popular choices to put the money you already have to work for you. You can earn money just for having your money in an interest bearing account type.

All financial institutions charge fees of one sort or another. They are offering products and services, after all. Nothing is free! They will also disclose options to avoid paying those fees, usually based around meeting specific criteria such as minimum balances or direct deposits.

I might translate this article later today. This one was the most complete one, even in Italian news it's not talked about that much.

德化白瓷 Déhuà báicí/dehua white porcelain

Dehua County, located in Quanzhou, Fujian, China, is renowned for its white porcelain.

Its kilns flourished during the Tang (618-907 CE) and Song dynasties(960–1279 CE), peaked in the Yuan and Ming periods, and remain famous today, particularly for their white porcelain. Fired at high temperatures, the unglazed porcelain exhibits a smooth, jade-like texture, appearing crystal-clear and pure white.

“So... We got the exploding diarrhea. Here's my advice for anyone who doesn't have it yet:

It's going to take a minute for the government to pin down where this is coming from, and then issue a recall, because the FDA has been gutted. But, I can tell you, without a shadow of a doubt : this is coming from Taylor Farms produce, and you will see them recalled.

You'll want to avoid all Taylor Farms produce in the grocery store. They supply McDonalds, KFC, Pizza Hut, about any fast food place you can think of.

Raspberries, watermelons, cilantro, and the veggies you're hearing about are not causing this many people to get sick. It's the shredded lettuce, specifically, that's the problem. But, you'll want to stay away from every type of produce this company puts out, because one strand of shredded lettuce is all it takes to contaminate bushels.

Taylor Farms is the source. Taco Bell proactively pulled their produce from their restaurants. You're going to see other fast food places doing this, and probably will see that before the government names a source. The FDA knows this, but they can't come out and tell us all until there's proof, which takes resources and research, which takes manpower, but the FDA has been cut by about 20-30%

During the Biden term, onions at McDonald's had ecoli. We knew this because DNA testing was done quickly and they were able to narrow it down to one place that caused the outbreak. And, it was traced back to Taylor Farms. This isn't going to be solved as quickly though.

When you get this, make a virtual appointment to your PCP - a "same day sick" appointment. Tell them someone in your family just tested for this and was positive and was prescribed Bactrim. If you go in person, they're probably going to make you poop in a cup and wait until results come back to prescribe.

You'll know when you get this. Trust me on all of this.

You'll want to stay hydrated because this parasite damages the lining of the small intestine. Your small intestine, in turn, secretes more water into the gut, and less nutrients and liquid are able to remain in the body. So no matter how much you shit, you're going to want to drink. A day of this leads to dehydration if you don't increase your fluid intake, and a few days will land you in the hospital.

If you have headaches, weakness, muscle cramps, dizziness, or an increase heart rate - hydrate, hydrate, hydrate. Go to the ER for fluids if you can't drink enough.

Thank you for coming to my Ted talk. Brought to you by America's 250 birthday celebrations, workforce reduction in the FDA and CDC, and viewers like you.

Please feel free to share this.

And, MAGA - don't blow up the comment section. I argued with y'all on COVID bc I was afraid y'all would die, but I really don't care if you get explosive diarrhea.

happy in his blankeyy

In just the past two months, Sony has:

Said the PS6 will be more than $1000 at launch

Announced the end of all physical PS game releases

While simultaneously announcing the end of two of their console game stores — ensuring multiple games will die forever

Declared that they are wholly dedicated to (A) leveraging A.I. when making games and (B) creating live-service games above all other game types

Announced that if you bought any movies through their PlayStation Store, over 550 of them will soon be deleted from all users' libraries — with no restitution offered of any kind

Gamers, it is time — to paraphrase Robert Vann — to turn Sony's picture to the wall. Any one of these insults would be bad, and taken alone? Maybe it could be swallowed. But this is an ongoing campaign of disdain towards customers, with each declaration worse than the last.